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公开(公告)号:US11587648B1
公开(公告)日:2023-02-21
申请号:US16950590
申请日:2020-11-17
Inventor: Jeremy Garavaglia , John Larson , Jovonni Lee Pharr , Kip Wilson , Nolan White , Achyutha Srinivas Mudunuri , Wallace Taylor , Mike Aviles
Abstract: A computer system for analyzing biometric data of a user collected from a plurality of user devices and used to generate an insurance policy for the user includes a processor and a non-transitory, tangible, computer-readable storage medium having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations including: (i) receiving, from a wearable electronic user device, biometric data associated with a user; (ii) analyzing, based upon a plurality of rules, the biometric data; (iii) determining a health score associated with the user, based in part upon the analysis of the biometric data, wherein the health score represents a likelihood that the user will maintain a level of health for a predefined period of time; (iv) retrieving terms and conditions for an insurance policy from a database based upon the health score; and (v) generating, based upon the determining, an insurance policy for the user based upon the terms and conditions.
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公开(公告)号:US12236726B2
公开(公告)日:2025-02-25
申请号:US18404659
申请日:2024-01-04
Inventor: Jennifer Criswell Kellett , An Ho , Jerome Scott Trayer , Jacob Thomas Simonson , Jeremy Myers , Kip Wilson
Abstract: An incident management system for managing an incident response may be provided. The incident management system may include an incident management (IM) computing device and a vehicle. The IM computing device may include a processor and memory, the processor may be programmed to receive a notification that an incident has occurred, the notification including sensor data and sub-system data. The processor may analyze the data to determine an incident response, the determination including categorizing the incident based on damage determined from the data. The processor may also identify a responding party based on the incident response and the category of the incident. The processor may further parse the data to generate a set of critical data. The critical data may be based on the responding party. The processor may transmit a message to the responding party including the critical data and the location of the vehicle.
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公开(公告)号:US20240153321A1
公开(公告)日:2024-05-09
申请号:US18404659
申请日:2024-01-04
Inventor: Jennifer Criswell Kellett , An Ho , Jerome Scott Trayer , Jacob Thomas Simonson , Jeremy Myers , Kip Wilson
CPC classification number: G07C5/008 , G07C5/0816 , G07C5/085
Abstract: An incident management system for managing an incident response may be provided. The incident management system may include an incident management (IM) computing device and a vehicle. The IM computing device may include a processor and memory, the processor may be programmed to receive a notification that an incident has occurred, the notification including sensor data and sub-system data. The processor may analyze the data to determine an incident response, the determination including categorizing the incident based on damage determined from the data. The processor may also identify a responding party based on the incident response and the category of the incident. The processor may further parse the data to generate a set of critical data. The critical data may be based on the responding party. The processor may transmit a message to the responding party including the critical data and the location of the vehicle.
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公开(公告)号:US20240096457A1
公开(公告)日:2024-03-21
申请号:US18523473
申请日:2023-11-29
Inventor: Jeremy Garavaglia , John Larson , Jovonni Lee Pharr , Kip Wilson , Nolan White , Achyutha Srinivas Mudunuri , Wallace Taylor , Mike Aviles
Abstract: A computer system for generating an insurance policy for a user includes a processor and a non-transitory, tangible, computer-readable storage medium having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations including: (i) receiving, from a wearable electronic user device, biometric data associated with a user; (ii) analyzing, based upon a plurality of rules, the biometric data; (iii) determining a health score associated with the user, based in part upon the analysis of the biometric data, wherein the health score represents a likelihood that the user will maintain a level of health for a predefined period of time; (iv) retrieving terms and conditions for an insurance policy from a database based upon the health score; and (v) generating, based upon the determining, an insurance policy for the user based upon the terms and conditions.
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公开(公告)号:US11922734B1
公开(公告)日:2024-03-05
申请号:US16850700
申请日:2020-04-16
Inventor: Jennifer Criswell Kellett , An Ho , Jerome Scott Trayer , Jacob Thomas Simonson , Jeremy Myers , Kip Wilson
CPC classification number: G07C5/008 , G07C5/0816 , G07C5/085 , G05D1/0088
Abstract: An incident management system for managing an incident response may be provided. The incident management system may include an incident management (IM) computing device and a vehicle. The IM computing device may include a processor and memory, the processor may be programmed to receive a notification that an incident has occurred, the notification including sensor data and sub-system data. The processor may analyze the data to determine an incident response, the determination including categorizing the incident based on damage determined from the data. The processor may also identify a responding party based on the incident response and the category of the incident. The processor may further parse the data to generate a set of critical data. The critical data may be based on the responding party. The processor may transmit a message to the responding party including the critical data and the location of the vehicle.
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公开(公告)号:US11869637B2
公开(公告)日:2024-01-09
申请号:US18158965
申请日:2023-01-24
Inventor: Jeremy Garavaglia , John Larson , Jovonni Lee Pharr , Kip Wilson , Nolan White , Achyutha Srinivas Mudunuri , Wallace Taylor , Mike Aviles
Abstract: A computer system for generating an insurance policy for a user includes a processor and a non-transitory, tangible, computer-readable storage medium having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations including: (i) receiving, from a wearable electronic user device, biometric data associated with a user; (ii) analyzing, based upon a plurality of rules, the biometric data; (iii) determining a health score associated with the user, based in part upon the analysis of the biometric data, wherein the health score represents a likelihood that the user will maintain a level of health for a predefined period of time; (iv) retrieving terms and conditions for an insurance policy from a database based upon the health score; and (v) generating, based upon the determining, an insurance policy for the user based upon the terms and conditions.
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17.
公开(公告)号:US11699205B1
公开(公告)日:2023-07-11
申请号:US17088430
申请日:2020-11-03
Inventor: Alexander Cardona , Kip Wilson , David Frank , Phillip Michael Wilkowski , Nolan White
IPC: G06Q50/26 , G06N20/00 , G06F16/58 , G06F16/29 , G07C5/00 , G06Q10/20 , G08G1/052 , G06F3/0484 , G06F16/54 , G06V20/58 , G06V20/56 , G01C21/00 , G06Q10/10 , G06Q40/08 , H04L67/12
CPC classification number: G06Q50/26 , G06F3/0484 , G06F16/29 , G06F16/54 , G06F16/5866 , G06N20/00 , G06Q10/20 , G06V20/584 , G06V20/588 , G07C5/008 , G08G1/052 , G01C21/3815 , G01C21/3848 , G06Q10/10 , G06Q40/08 , H04L67/12
Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.
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公开(公告)号:US11526711B1
公开(公告)日:2022-12-13
申请号:US17088402
申请日:2020-11-03
Inventor: Alexander Cardona , Kip Wilson , David Frank , Phillip Michael Wilkowski , Nolan White
Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.
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