Soft Limits for Credit Card Transactions
    11.
    发明申请
    Soft Limits for Credit Card Transactions 审中-公开
    信用卡交易软限制

    公开(公告)号:US20100274698A1

    公开(公告)日:2010-10-28

    申请号:US12430229

    申请日:2009-04-27

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02 G06Q40/00

    摘要: A method, system, and article are provided for effectively managing a financial account for fraud prevention. The account is provided with a soft credit limit parameter and a tool for management of the soft credit limit parameter. The soft credit limit is in addition to a hard credit limit. More specifically, the hard credit limit is static and fixed by a credit issuing authority. In contrast, the soft credit limit is amendable under different circumstances and in conjunction with the tool is managed by the holder of the account.

    摘要翻译: 提供了一种方法,系统和文章,用于有效管理金融账户以防止欺诈。 该帐户提供了一个软信用限额参数和一个用于管理软信用限额参数的工具。 软贷款限额除了硬贷款限额外。 更具体地说,硬信用额度是由信用发行机构固定和固定的。 相比之下,软贷款限额在不同情况下是可修改的,并且该工具由账户持有人管理。

    Phone call screening
    12.
    发明申请
    Phone call screening 失效
    电话筛选

    公开(公告)号:US20100054443A1

    公开(公告)日:2010-03-04

    申请号:US12202380

    申请日:2008-09-01

    IPC分类号: H04M3/42

    CPC分类号: H04M3/436 H04M3/38

    摘要: A target phone number previously associated with a first user is presently associated with a second user such that the target phone number is not presently associated with the first user. A caller uses a calling phone number to initiate a phone call to the target phone number. In response, it is determined whether the calling phone number is on a list of phone numbers associated with the first user. If the calling phone number is on the list of phone numbers associated with the first user, then the caller is notified that the target phone number is no longer associated with the first user. It is determined whether the caller wants to continue with the phone call, and if not, the phone call is terminated before it reaches the second user.

    摘要翻译: 先前与第一用户相关联的目标电话号码目前与第二用户相关联,使得目标电话号码当前不与第一用户相关联。 呼叫者使用呼叫电话号码发起对目标电话号码的电话。 作为响应,确定呼叫电话号码是否在与第一用户相关联的电话号码的列表中。 如果主叫电话号码在与第一用户相关联的电话号码列表上,则通知呼叫者目标电话号码不再与第一用户相关联。 确定呼叫者是否要继续进行电话呼叫,如果不​​是,则在到达第二用户之前终止该电话呼叫。

    Method and system for using RFID to automatically lock and unlock a mobile computing device
    13.
    发明授权
    Method and system for using RFID to automatically lock and unlock a mobile computing device 失效
    使用RFID自动锁定和解锁移动计算设备的方法和系统

    公开(公告)号:US07515048B1

    公开(公告)日:2009-04-07

    申请号:US12124012

    申请日:2008-05-20

    IPC分类号: G08B13/14

    摘要: Methods and systems for using radio frequency identification (“RFID”) to automatically lock and unlock a mobile computing device. An RFID transceiver is installed in connection with a locking device. The locking device can secure the mobile computing device to a cable, which is securable to a physical structure. An RFID transmitter is configured to detect a signal from the RFID transceiver within a predetermined distance range and send a response signal to the RFID transceiver. If the RFID transmitter is within the range, the RFID transceiver detects the response signal from the RFID transmitter and issues an unlocking signal to change the position of the locking device to an unlocked position. If the RFID transmitter is outside of the range, the RFID transceiver does not detect a response signal from the RFID transmitter, and issues a locking signal to change the locking device position to a locked position.

    摘要翻译: 使用射频识别(“RFID”)自动锁定和解锁移动计算设备的方法和系统。 RFID收发器与锁定装置连接安装。 锁定装置可以将移动计算设备固定到电缆上,电缆可以保证物理结构。 RFID发射器被配置为在预定距离范围内检测来自RFID收发器的信号,并向RFID收发器发送响应信号。 如果RFID发射器在该范围内,则RFID收发器检测来自RFID发射器的响应信号,并且发出解锁信号以将锁定装置的位置改变到解锁位置。 如果RFID发射器在该范围之外,则RFID收发器不会检测到来自RFID发射器的响应信号,并且发出锁定信号以将锁定装置位置改变到锁定位置。

    Reserving amount of payment from financial account balance
    14.
    发明申请
    Reserving amount of payment from financial account balance 审中-公开
    从金融账户余额预留金额

    公开(公告)号:US20100036767A1

    公开(公告)日:2010-02-11

    申请号:US12187261

    申请日:2008-08-06

    IPC分类号: G06Q20/00 G06Q40/00

    摘要: In response to a payor planning a specific payment for a given amount to a payee, the given amount is reserved from a balance of a financial account of the payor from which the specific payment is to be made. As such, the given amount reserved from the balance is only available for settling the specific payment and is otherwise unavailable. After the payor has planned the specific payment for the given amount to the payee, in response to the specific payment for the given amount actually being made to the payee, the given amount reserved from the balance of the financial account is used to settle the specific payment for the given amount being made to the payee.

    摘要翻译: 为了响应一个付款人计划给予收款人的特定金额的特定付款,该特定金额是从要付款的付款人的财务账户余额中预留的。 因此,从余额中保留的给定金额仅可用于结算特定支付,否则不可用。 在付款人计划向收款人支付给定金额的具体付款后,根据实际向收款人支付的具体金额,从财务账户余额中预留的金额用于结算 向收款人支付给定金额的付款。

    Workload management, control, and monitoring
    15.
    发明申请
    Workload management, control, and monitoring 失效
    工作负载管理,控制和监控

    公开(公告)号:US20090313625A1

    公开(公告)日:2009-12-17

    申请号:US12140178

    申请日:2008-06-16

    IPC分类号: G06F9/46

    CPC分类号: G06F11/3414 G06F2209/508

    摘要: A first computer program runs in user memory space of a computing environment, and a second computer program runs in kernel memory space of the computing environment. The first computer program determines processes that constitute a workload. The second computer program creates a workload identifier corresponding to the workload, and associates the processes with the workload identifier. The first computer program requests metrics regarding the workload. In response, the second computer program collects such metrics by collecting metrics regarding the processes that constitute the workload and that are associated with the workload identifier The second computer program reports the metrics regarding the workload to the first computer program.

    摘要翻译: 第一计算机程序在计算环境的用户存储器空间中运行,并且第二计算机程序在计算环境的内核存储器空间中运行。 第一个计算机程序确定构成工作负载的进程。 第二计算机程序创建与工作负载相对应的工作负载标识符,并将进程与工作负载标识符相关联。 第一个计算机程序请求关于工作负载的指标。 作为响应,第二计算机程序通过收集关于构成工作负载的进程并且与工作负载标识符相关联的指标来收集这样的度量。第二计算机程序向第一计算机程序报告关于工作负载的度量。