System and method for authenticating, associating and storing secure information

    公开(公告)号:US10528946B2

    公开(公告)日:2020-01-07

    申请号:US14456810

    申请日:2014-08-11

    Inventor: Wa Ye Zhenyu Xu

    Abstract: The present application discloses a method for authorizing mobile payment from a mobile application installed on a mobile device. After a user logs into a user account at the mobile application, the mobile device receives user information, and obtains payment card information retrieved from a first image of a payment card captured by the mobile device. Then, a request is sent to a server for authorizing the user to make mobile payment using the mobile application. The server is configured to authenticate the request by communicating with a financial institution using the user information and the payment card information. The mobile device receives a confirmation message after the authentication of the user information and the payment card information by the financial institution, and displays the confirmation message to the user of the mobile device such that the user can make mobile payment via the user account at the mobile application.

    Method, server, and storage medium for verifying transactions using a smart card

    公开(公告)号:US11640605B2

    公开(公告)日:2023-05-02

    申请号:US17101295

    申请日:2020-11-23

    Abstract: A method, server and storage medium for verifying a transaction using a smart card are disclosed. A server receives a transaction request to perform a transaction with a user of the smart card. The transaction request includes identification information and encrypted data extracted from the smart card, and transaction information. The server determines a user account linked to the identification information. The server performs a first verification process to authenticate the smart card by verifying that the smart card possesses a correct decryption key corresponding to the identification information. The server performs a second verification process to authenticate the smart card by verifying that the encrypted data extracted from the smart card encodes stored data corresponding to the respective user account linked to the identification information. If the first and the second verification processes are successful, the server processes the transaction in accordance with the transaction information.

    Information processing method, server, first terminal, and computer storage medium

    公开(公告)号:US11144942B2

    公开(公告)日:2021-10-12

    申请号:US15923916

    申请日:2018-03-16

    Abstract: Embodiments include information processing methods, a server, a terminal, and non-transitory computer-readable storage mediums. One information processing method includes receiving a request for electronic information. The request for the electronic information is sent by a first user logged into a first terminal. The method includes recommending and sharing at least one piece of recommended information, which corresponds to the electronic information, to at least one second user according to a recommendation and/or sharing rule associated with the electronic information. The at least one second user is associated with the first user. The method further includes, when the at least one second user logs into a second terminal and performs a function based on the at least one piece of recommended information, sending at least one piece of content information to a database accessible by the first user according to the at least one piece of recommended information.

    Data batch processing method and system

    公开(公告)号:US10803433B2

    公开(公告)日:2020-10-13

    申请号:US16390810

    申请日:2019-04-22

    Inventor: Zhenyu Xu Wa Ye

    Abstract: A computer system receives, from a client device, a virtual bill request including user identification information of a user associated with the client device and then activates a virtual bill and associates the virtual bill with the client device, the virtual bill having a predefined effective time period. After receiving data corresponding to one or more items added to the virtual bill within the predefined effective time period through respective close proximity data communication between the client device and one or more respective terminals, the computer system determines a value based on the data corresponding to the one or more items and sends a verification request to the client device. Upon receipt of verification information responsive to the verification request, the computer system initiates a transfer of the value from an account associated with the user in accordance with a determination that the verification information is valid.

    Data processing method, apparatus, client, server and system

    公开(公告)号:US10050899B2

    公开(公告)日:2018-08-14

    申请号:US15174560

    申请日:2016-06-06

    Abstract: The present invention discloses a data processing method, apparatus, client, server and system, which belong to the field of computer technologies. The method includes: a client sending a target object transfer request to a resource platform server; the resource platform server generating a target object transfer instruction accordingly and returning the target object transfer instruction to the client; the client generating an operation instruction according to transfer confirmation performed on the target object transfer instruction and sending the operation instruction to a resource transfer server; and the resource transfer server transferring, according to the operation instruction, an exchange resource that corresponds to the target object from a first resource account to a second resource account. The present invention solves the problem of low security of a client and a resource platform server developed by a target object provider, and improves the security of a target object transfer process.

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