Methods and systems for accepting offers via checks
    22.
    发明授权
    Methods and systems for accepting offers via checks 有权
    通过支票接受报价的方法和系统

    公开(公告)号:US07664705B2

    公开(公告)日:2010-02-16

    申请号:US10855653

    申请日:2004-05-27

    IPC分类号: G06Q40/00

    摘要: In accordance with one or more embodiments, a method and system are provided for facilitating the output of an offer to an account holder of a financial account, which offer the account holder may accept via a check being presented by the account holder as payment for a transaction. For example, the account holder may alter an indicium on the check to indicate acceptance of the offer. An example of an offer is an offer to sell to the account holder transactional overdraft protection for the transaction for which a check is provided as payment. Another example of an offer to provide a benefit to the account holder in exchange for a commitment by the account holder to an obligation. Such an offer may be provided by, for example, a merchant different than the merchant at which the check is being provided as payment for a transaction. In one or more embodiments, the offer or an indication of the offer may be printed on the check or handwritten on the check.

    摘要翻译: 根据一个或多个实施例,提供了一种方法和系统,用于便利向财务账户的账户持有者输出提供,该账户持有人可以通过由账户持有人提交的支票作为对 交易。 例如,账户持有人可以更改支票上的标记,以表示接受该要约。 报价的一个例子是向提供支票支付的交易的账户持有人交易透支保护的要约。 为账户持有人作出承诺而提供利益的另一个例子是兑换承担义务。 这样的提议可以由例如与作为交易支付的支票被提供的商家不同的商家来提供。 在一个或多个实施例中,报价的提供或指示可以打印在支票上或手写在支票上。