公开(公告)号：US20240062619A1

公开(公告)日：2024-02-22

申请号：US18235562

申请日：2023-08-18

Applicant: Everi Payments Inc.

Inventor： Craig Potts ,  Richard Beer

IPC: G07F17/32 ,  A63F3/00 ,  G06Q20/04 ,  G06Q20/06 ,  G06Q20/08 ,  G06Q20/18 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q50/34 ,  G07F7/08 ,  G07F17/42 ,  G07F19/00

CPC classification number: G07F17/3246 ,  A63F3/00157 ,  G06Q20/04 ,  G06Q20/042 ,  G06Q20/045 ,  G06Q20/06 ,  G06Q20/085 ,  G06Q20/18 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q50/34 ,  G07F7/08 ,  G07F17/3223 ,  G07F17/3225 ,  G07F17/3237 ,  G07F17/3239 ,  G07F17/3241 ,  G07F17/3244 ,  G07F17/3248 ,  G07F17/3251 ,  G07F17/3255 ,  G07F17/3286 ,  G07F17/42 ,  G07F19/00 ,  G07F19/20

Abstract: Methods, devices, and systems for conducting a checkless cash access settlement are provided. In one embodiment, a cash advance method includes the following: a customer initiates a cash access transaction via a cash access system; the customer receives authorization or denial; the customer provides identification and the financial card to a cashier or attendant; the cashier or attendant validates the customer's identity, retrieves the transaction information, and completes the cash advance application; the application prints a non-negotiable instrument, such as a transaction receipt; the customer signs the receipt confirming the transaction with a physical receipt or electronic capture.

公开(公告)号：US20190026971A1

公开(公告)日：2019-01-24

申请号：US16014335

申请日：2018-06-21

Applicant: JALH Enterprises LLC d/b/a Outdoor Vending Solutions

Inventor： Leonard J. Halsey, JR. ,  John S. Agor

IPC: G07F9/00 ,  G07F15/00 ,  G07F11/62 ,  G07F7/08 ,  G06K19/077

CPC classification number: G07F9/006 ,  A47B47/0091 ,  G06K19/077 ,  G07F7/0609 ,  G07F7/08 ,  G07F11/62 ,  G07F15/001 ,  G07F17/12

Abstract: A outdoor large item vending system for large items such as propane tanks, liquid petroleum gas cylinders of various sizes and other items that must be stored in and dispensed from a hazardous location compliant system (i.e. a Class I, Division 2 compliant system). The vending system can be placed on a store front, parking lot, campsite, or park, and comprises a main housing having compartments to hold large items such as propane container, which are dispensed from the compartments when a payment is made through a credit card reader interface located in the main housing. The large item vending system of the invention is powered by AC current which is turned to DC power by a power supply, or DC batteries charged by AC power and/or solar power, or by other power means.

公开(公告)号：US09940621B2

公开(公告)日：2018-04-10

申请号：US13919900

申请日：2013-06-17

Applicant: Patrick Faith ,  Ayman Hammad

Inventor： Patrick Faith ,  Ayman Hammad

IPC: G06Q20/40 ,  G06Q20/20 ,  G06Q30/04 ,  G07F7/08 ,  G07F7/12

CPC classification number: G06Q20/4016 ,  G06Q20/20 ,  G06Q20/40 ,  G06Q30/04 ,  G07F7/08 ,  G07F7/12 ,  G07F7/122

Abstract: A method and computer readable medium for conducting a transaction, comprising receiving a verification value and a portion of a dynamic data element, determining candidate dynamic data elements using the portion of the dynamic data element, calculating candidate verification values using candidate dynamic data elements, and determining if the received verification value matches any of the candidate verification values, wherein the transaction is thereafter authenticated if a candidate verification value matches a candidate verification value.

公开(公告)号：US09898730B2

公开(公告)日：2018-02-20

申请号：US14264110

申请日：2014-04-29

Applicant: ORBIS PATENTS LTD.

Inventor： Daniel Ian Flitcroft ,  Graham O'Donnell

IPC: G06Q40/00 ,  G06Q20/34 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/16 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/04 ,  G07F7/02 ,  G07F7/08 ,  G07F7/10 ,  G07F7/12 ,  G07F19/00

CPC classification number: G06Q20/34 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/16 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/342 ,  G06Q20/354 ,  G06Q20/3552 ,  G06Q20/357 ,  G06Q20/382 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F7/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/12 ,  G07F7/122 ,  G07F19/00 ,  G07F19/2055

Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

公开(公告)号：US09881298B2

公开(公告)日：2018-01-30

申请号：US12268063

申请日：2008-11-10

Applicant: Daniel I. Flitcroft ,  Graham O'Donnell

Inventor： Daniel I. Flitcroft ,  Graham O'Donnell

IPC: G06Q40/00 ,  G06Q20/34 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/16 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/04 ,  G07F7/02 ,  G07F7/08 ,  G07F7/10 ,  G07F7/12 ,  G07F19/00

CPC classification number: G06Q20/34 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/16 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/342 ,  G06Q20/354 ,  G06Q20/3552 ,  G06Q20/357 ,  G06Q20/382 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F7/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/12 ,  G07F7/122 ,  G07F19/00 ,  G07F19/2055

Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

公开(公告)号：US09881294B2

公开(公告)日：2018-01-30

申请号：US12349825

申请日：2009-01-07

Applicant: Fred Bishop ,  Peter D. Saunders

Inventor： Fred Bishop ,  Peter D. Saunders

IPC: G06Q20/00 ,  G06Q20/32 ,  G06K19/077 ,  G06Q20/34 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/06 ,  G07F7/08 ,  G07F7/10

CPC classification number: G06Q20/32 ,  G06K19/07749 ,  G06Q20/3226 ,  G06Q20/325 ,  G06Q20/3278 ,  G06Q20/341 ,  G06Q20/347 ,  G06Q20/382 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q30/06 ,  G07F7/08 ,  G07F7/0833 ,  G07F7/0886 ,  G07F7/10 ,  G07F7/1008 ,  G07F7/1075

Abstract: A nontraditional transaction device, for example a mobile device, may be employed to complete a transaction. The mobile device may utilize radio frequency (RF) communication and/or authentication to facilitate completion of a transaction. Secondary identification information, for example voice recognition data, biometric recognition data, or alphanumeric data, may be utilized for secondary end user authentication. For security reasons, the mobile device account data may transmitted after the secondary identification information is verified.

公开(公告)号：US20170351916A1

公开(公告)日：2017-12-07

申请号：US15536156

申请日：2015-12-02

Applicant: SIEMENS AKTIENGESELLSCHAFT

Inventor： Jorge Cuellar ,  Tiago Gasiba

IPC: G06K9/00 ,  G06K9/78 ,  G06K9/03

CPC classification number: G06K9/00483 ,  G06K9/03 ,  G06K9/78 ,  G07D7/003 ,  G07D7/0047 ,  G07D7/12 ,  G07D7/2033 ,  G07F7/08

Abstract: A device for verifying a content of an analog document is provided. The device includes a scanning unit being configured to generate a scan information by scanning the analog document and to store the scan information in a storing element being provided on the analog document, and a verification unit being configured to verify the content of the analog document using the stored scan information. Further, a corresponding method for verifying a content of an analog document is provided. Using the provided device for verifying the content of an analog document, it can be ensured that the content of the analog document is not changed by an attacker. If the content is changed, the verification would fail.

公开(公告)号：US09729674B2

公开(公告)日：2017-08-08

申请号：US14010584

申请日：2013-08-27

Applicant: FELICA NETWORKS, INC.

Inventor： Jun Ogishima ,  Hideki Akashika ,  Naofumi Hanaki

IPC: G06F15/16 ,  G06K5/00 ,  H04L29/06 ,  G06Q20/04 ,  G06Q20/40 ,  G07F7/08

CPC classification number: H04L67/42 ,  G06Q20/04 ,  G06Q20/4037 ,  G07F7/08

Abstract: An information processing system including an IC chip, a client driving the IC chip to carry out predetermined processing, a server connected to the client by a communication network, wherein the client has a processing-command requesting section configured to request for transmission of a processing command to the server; an ID-acquisition-command sender section configured to transmit an ID acquisition command; a chip-ID extraction section configured to extract the chip ID; and a processing-command sender section configured to embed the extracted chip ID into the processing command and transmit the command. The server has a command-group sender section configured to send the command. The IC chip has a chip-ID sender section configured to transmit data; a chip-ID determination section configured to determine whether the chip ID in the command is identical with the chip ID of the IC chip; and a processing execution section configured to carry out the predetermined processing.

公开(公告)号：US09691212B2

公开(公告)日：2017-06-27

申请号：US14969997

申请日：2015-12-15

Applicant: The Coca-Cola Company

Inventor： C. Brad Green ,  William J. Moore ,  David O. Slagley ,  David R. Newman ,  Gregg Carpenter ,  Gene M. Farrell ,  Scott Cuppari ,  Cynthia D. Jones

IPC: G07F7/08 ,  G07F13/06 ,  G07F7/00

CPC classification number: G07F7/08 ,  G07F7/00 ,  G07F13/065

Abstract: Embodiments of the invention can include systems and methods for providing a combined product for dispensing from a product dispenser. In one embodiment, a system can provide a combined product for dispensing from a product dispenser. The system can include a code generation module operable to receive data associated with a plurality of product recipes; and generate a machine readable item with a combined recipe including the plurality of product recipes, wherein the machine readable item configures a product dispenser to dispense the combined recipe.

公开(公告)号：US09672515B2

公开(公告)日：2017-06-06

申请号：US09809367

申请日：2001-03-15

Applicant: Edward J. Hogan ,  Carl M. Campbell

Inventor： Edward J. Hogan ,  Carl M. Campbell

IPC: G06Q20/00 ,  G06Q20/38 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/14 ,  G06Q20/24 ,  G06Q30/06 ,  G07F7/08 ,  G07F7/12

CPC classification number: G06Q20/385 ,  G06Q20/00 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/14 ,  G06Q20/24 ,  G06Q20/3825 ,  G06Q20/3829 ,  G06Q30/06 ,  G06Q30/0601 ,  G07F7/08 ,  G07F7/12

Abstract: A method of conducting a financial transaction by a purchaser over a communications network is provided where the purchaser does not transmit his or her “real” payment card information over the network but instead secure payment application software is provided which allows for the transmission of a pseudo account number that is cryptographically processed for purposes of responding to an authorization request based on the real account number.