公开(公告)号：US20220261920A1

公开(公告)日：2022-08-18

申请号：US17735824

申请日：2022-05-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Matthew L. Floyd

IPC: G06Q40/08 ,  G06F16/27

Abstract: A system for generating and managing usage-based contracts using blockchains configured to (i) store an insurance contract for a currently occurring or upcoming trip, where the insurance contract is to insure the driver, passenger, and/or vehicle during the trip, where the insurance contract includes terms, conditions, or other clauses (e.g., mileage limitations, limitations on autonomous vehicle operation, etc.) and is in a blockchain structure, and where several nodes store copies of the insurance contract in the blockchain structure; (ii) receive, from the driver and/or (autonomous) vehicle, a requested modification of one or more terms, conditions, or other clauses of the insurance contract, (iii) transmit the requested modification to an insurance auction network, (iv) receive a response to the request from the insurance auction network; and (v) store the response in a new block in the insurance contract (e.g., a smart contract) to facilitate providing trip insurance in a transparent manner.

公开(公告)号：US11068990B1

公开(公告)日：2021-07-20

申请号：US15838036

申请日：2017-12-11

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Matthew L. Floyd

IPC: G06Q40/08 ,  G06Q30/06 ,  G06F16/27

Abstract: A system for generating and managing usage-based contracts using blockchains configured to (i) store an insurance contract for a currently occurring or upcoming trip, where the insurance contract is to insure the driver, passenger, and/or vehicle during the trip, where the insurance contract includes terms, conditions, or other clauses (e.g., mileage limitations, limitations on autonomous vehicle operation, etc.) and is in a blockchain structure, and where several nodes store copies of the insurance contract in the blockchain structure; (ii) receive, from the driver and/or (autonomous) vehicle, a requested modification of one or more terms, conditions, or other clauses of the insurance contract, (iii) transmit the requested modification to an insurance auction network, (iv) receive a response to the request from the insurance auction network; and (v) store the response in a new block in the insurance contract (e.g., a smart contract) to facilitate providing trip insurance in a transparent manner.

公开(公告)号：US12148045B2

公开(公告)日：2024-11-19

申请号：US18378988

申请日：2023-10-11

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Matthew L. Floyd ,  Alvin Hon-Wai Yu ,  Antwuan Murphy ,  Brittney Benzio ,  Lindsi Brantley ,  Matthew S. Delaney ,  Matthew Vulich ,  Matthew S. Rodriguez ,  Neha Goel ,  Sabrina Collins ,  Annie Pudlo Murillo

IPC: G06Q40/00 ,  G05D1/00 ,  G06Q40/08 ,  G06Q50/26 ,  G07C5/00 ,  G07C5/02 ,  H04L9/06

Abstract: Methods and systems for maintaining a distributed ledger and/or blockchain of transactions and/or events pertaining to autonomous vehicles and/or smart contracts. An enforcement server may receive indications of transactions and/or events generated by one or more autonomous vehicles. The transactions and/or events may include information relating to a trigger condition and/or a decision condition associated with one or more smart contracts. The enforcement server may route the transaction to the appropriate smart contract to determine whether a trigger condition has been satisfied. When a trigger condition is satisfied, the enforcement server may automatically perform an action to enforce the smart contract and/or update the distributed ledger. In some aspects, the distributed ledger may record events associated with autonomous and semi-autonomous vehicle technology or system usage, including events associated with transitioning between manual and autonomous control, or vice versa, of one or more autonomous or semi-autonomous vehicles.

公开(公告)号：US12106377B2

公开(公告)日：2024-10-01

申请号：US17932116

申请日：2022-09-14

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Matthew L. Floyd

IPC: G06Q40/08 ,  G01D9/00 ,  G06F16/27 ,  G06Q30/0601

CPC classification number: G06Q40/08 ,  G01D9/00 ,  G06F16/27 ,  G06Q30/0611

Abstract: A system for generating and managing usage-based contracts using blockchains configured to (i) store an insurance contract for a currently occurring or upcoming trip, where the insurance contract is to insure the driver, passenger, and/or vehicle during the trip, where the insurance contract includes terms, conditions, or other clauses (e.g., mileage limitations, limitations on autonomous vehicle operation, etc.) and is in a blockchain structure, and where several nodes store copies of the insurance contract in the blockchain structure; (ii) receive, from the driver and/or (autonomous) vehicle, a requested modification of one or more terms, conditions, or other clauses of the insurance contract, (iii) transmit the requested modification to an insurance auction network, (iv) receive a response to the request from the insurance auction network; and (v) store the response in a new block in the insurance contract (e.g., a smart contract) to facilitate providing trip insurance in a transparent manner.

公开(公告)号：US11935128B2

公开(公告)日：2024-03-19

申请号：US17735824

申请日：2022-05-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Matthew L. Floyd

IPC: G06Q40/08 ,  G01D9/00 ,  G06F16/27 ,  G06Q30/0601

CPC classification number: G06Q40/08 ,  G01D9/00 ,  G06F16/27 ,  G06Q30/0611

Abstract: A system for generating and managing usage-based contracts using blockchains configured to (i) store an insurance contract for a currently occurring or upcoming trip, where the insurance contract is to insure the driver, passenger, and/or vehicle during the trip, where the insurance contract includes terms, conditions, or other clauses (e.g., mileage limitations, limitations on autonomous vehicle operation, etc.) and is in a blockchain structure, and where several nodes store copies of the insurance contract in the blockchain structure; (ii) receive, from the driver and/or (autonomous) vehicle, a requested modification of one or more terms, conditions, or other clauses of the insurance contract, (iii) transmit the requested modification to an insurance auction network, (iv) receive a response to the request from the insurance auction network; and (v) store the response in a new block in the insurance contract (e.g., a smart contract) to facilitate providing trip insurance in a transparent manner.

公开(公告)号：US11861730B2

公开(公告)日：2024-01-02

申请号：US18087348

申请日：2022-12-22

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Matthew L. Floyd ,  Alvin Hon-wai Yu ,  Antwuan Murphy ,  Brittney Benzio ,  Lindsi Brantley ,  Matthew S. Delaney ,  Matthew Vulich ,  Matthew S. Rodriguez ,  Neha Goel ,  Sabrina Collins ,  Annie Pudlo Murillo

IPC: G06Q40/00 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/00 ,  G05D1/00

CPC classification number: G06Q40/08 ,  G07C5/008 ,  G07C5/02 ,  G05D1/0088

Abstract: Methods and systems for maintaining a distributed ledger and/or blockchain of transactions and/or events pertaining to autonomous vehicles and/or smart contracts are provided. One or more processors may monitor one or more sensors associated with an autonomous vehicle. Based upon the outputs of the sensors, a change in condition of the autonomous vehicle may be detected. The condition may relate to operation, or an operational state of the vehicle and/or a condition associated with a smart contract. The processors may generate a transaction describing the detected change in the condition of the vehicle. The transaction may be transmitted to an enforcement server. As a result, an up-to-date ledger of autonomous vehicle and/or smart contract transactions and/or events may be maintained.

公开(公告)号：US20230377049A1

公开(公告)日：2023-11-23

申请号：US18229371

申请日：2023-08-02

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Matthew L. Floyd ,  Alvin Hon-wai Yu ,  Antwuan Murphy ,  Brittney Benzio ,  Lindsi Brantley ,  Matthew S. Delaney ,  Matthew Vulich ,  Matthew S. Rodriguez ,  Neha Goel ,  Sabrina Collins ,  Annie Pudlo Murillo

IPC: G06Q40/08 ,  G07C5/00 ,  G07C5/02 ,  G05D1/02 ,  G06Q50/26 ,  H04L9/06

CPC classification number: G06Q40/08 ,  G07C5/008 ,  G07C5/02 ,  G05D1/0214 ,  G06Q50/26 ,  H04L9/0637 ,  G05D1/0088

Abstract: Methods and systems for maintaining a distributed ledger and/or blockchain of transactions and/or events pertaining to autonomous vehicles and/or smart contracts are provided. One or more processors may monitor one or more sensors associated with an autonomous vehicle. Based upon the outputs of the sensors, a change in condition of the autonomous vehicle may be detected. The condition may relate to operation, or an operational state of the vehicle and/or a condition associated with a smart contract. The processors may generate a transaction describing the detected change in the condition of the vehicle. The transaction may be transmitted to an enforcement server. As a result, an up-to-date ledger of autonomous vehicle and/or smart contract transactions and/or events may be maintained.

公开(公告)号：US20230368662A1

公开(公告)日：2023-11-16

申请号：US18225436

申请日：2023-07-24

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Matthew L. Floyd

IPC: G08G1/0965 ,  G05D1/02 ,  G05D1/00 ,  G08G1/0967

CPC classification number: G08G1/0965 ,  G05D1/0276 ,  G05D1/0088 ,  G05D1/0214 ,  G08G1/096725 ,  G05D2201/0213

Abstract: Systems and methods are provided that may to cause autonomous navigation of autonomous vehicles in the case of non-standard traffic flows such as police stops, emergency vehicle passing, construction sites, vehicle collision sites, and other non-standard road conditions. An entity associated with the non-standard traffic flow (e.g., an emergency vehicle, road sign, barrier, etc.) may transmit or broadcast a control signal to be received (or otherwise detected) at one or more autonomous vehicles. Each autonomous vehicle, upon receiving the control signal, may autonomously navigate in accordance with the control signal, thus mitigating or eliminating dangers associated with non-standard traffic flows.

公开(公告)号：US20230177618A1

公开(公告)日：2023-06-08

申请号：US18103231

申请日：2023-01-30

Applicant: State Farm Mutual Automobile Insurance Company.

Inventor： Matthew L. Floyd ,  Alvin Hon-Wai Yu ,  Antwuan Murphy ,  Brittney Benzio ,  Lindsi Brantley ,  Matthew S. Delaney ,  Matthew Vulich ,  Matthew S. Rodriguez ,  Neha Goel ,  Sabrina Collins ,  Annie Pudlo Murillo

IPC: G06Q40/08 ,  G07C5/00 ,  G07C5/02 ,  G05D1/02 ,  G06Q50/26 ,  H04L9/06

CPC classification number: G06Q40/08 ,  G07C5/008 ,  G07C5/02 ,  G05D1/0214 ,  G06Q50/26 ,  H04L9/0637 ,  G05D1/0088

Abstract: Methods and systems for maintaining a distributed ledger and/or blockchain of transactions and/or events pertaining to autonomous vehicles and/or smart contracts. An enforcement server may receive indications of transactions and/or events generated by one or more autonomous vehicles. The transactions and/or events may include information relating to a trigger condition and/or a decision condition associated with one or more smart contracts. The enforcement server may route the transaction to the appropriate smart contract to determine whether a trigger condition has been satisfied. When a trigger condition is satisfied, the enforcement server may automatically perform an action to enforce the smart contract and/or update the distributed ledger. In some aspects, the distributed ledger may record events associated with autonomous and semi-autonomous vehicle technology or system usage, including events associated with transitioning between manual and autonomous control, or vice versa, of one or more autonomous or semi-autonomous vehicles.

公开(公告)号：US20230005074A1

公开(公告)日：2023-01-05

申请号：US17931820

申请日：2022-09-13

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Matthew L. Floyd

IPC: G06Q40/08 ,  G06F16/27 ,  G01D9/00

Abstract: A system for generating and managing usage-based contracts using blockchains configured to (i) store an insurance contract for a currently occurring or upcoming trip, where the insurance contract is to insure the driver, passenger, and/or vehicle during the trip, where the insurance contract includes terms, conditions, or other clauses (e.g., mileage limitations, limitations on autonomous vehicle operation, etc.) and is in a blockchain structure, and where several nodes store copies of the insurance contract in the blockchain structure; (ii) receive, from the driver and/or (autonomous) vehicle, a requested modification of one or more terms, conditions, or other clauses of the insurance contract, (iii) transmit the requested modification to an insurance auction network, (iv) receive a response to the request from the insurance auction network; and (v) store the response in a new block in the insurance contract (e.g., a smart contract) to facilitate providing trip insurance in a transparent manner.