公开(公告)号：US20230245182A1

公开(公告)日：2023-08-03

申请号：US17587684

申请日：2022-01-28

申请人： NCR Corporation

发明人： Lauren Amelia Alderman LaRochelle ,  Kip Oliver Morgan ,  Gina Torcivia Bennett ,  Matthew Robert Burris

IPC分类号： G06Q30/02 ,  G06Q20/36 ,  G06Q20/40

CPC分类号： G06Q30/0279 ,  G06Q20/36 ,  G06Q20/405

摘要： A platform for charitable integration processing is provided. A donor provides a source of valuable funds to fund a recipient digital wallet associated with a donation. The wallet is associated with a generated code and the code provided to the donor. The donor provides the code to a desired recipient and the recipient can redeem the donation via the code during online checkouts, during in-store checkouts, or during cash withdrawals from Automated Teller Machines (ATMs). In an embodiment the donor provides the code on print media to the recipient. In an embodiment, the donor provides the code as an image scanned by a device of the recipient off a display of a donor’s device.

公开(公告)号：US20230237540A1

公开(公告)日：2023-07-27

申请号：US18161027

申请日：2023-01-27

申请人： Shivam Goyal

发明人： Shivam Goyal

IPC分类号： G06Q30/0279 ,  G06Q30/0217 ,  G06Q20/10

CPC分类号： G06Q30/0279 ,  G06Q30/0218 ,  G06Q20/10

摘要： Methods and systems for facilitating donations to user preferred causes are disclosed herein. In accordance with one embodiment of the invention, the method comprises the steps of collecting a plurality of information corresponding to a user preferred payment methods and user preferred causes, detecting the users engagement in commerce, calculating a donation amount, prompting the user to verify or update the donation amount and causes the donation is for, and, in response to the user verifying the donation amount and causes, transferring the donation amount from the user preferred payment methods to the causes. In some embodiments, this method further comprises donation batching. In some embodiments, this method further comprises calculating and displaying an impact score corresponding to the quantitative or qualitative representation of the tangible effect of the donation based on the donation amount and the causes donated to.

公开(公告)号：US20230237539A1

公开(公告)日：2023-07-27

申请号：US18155182

申请日：2023-01-17

申请人： Les Daggs ,  Taja Sevelle-Daggs

发明人： Les Daggs ,  Taja Sevelle-Daggs

IPC分类号： G06Q30/0279 ,  G07F17/32 ,  G06Q20/22

CPC分类号： G06Q30/0279 ,  G07F17/329 ,  G07F17/3244 ,  G06Q20/22

摘要： A method of processing a giving transaction is disclosed. The method includes receiving, from multiple users, enrollment information including (for each user): a postal code and an indication that the user has entered an upcoming game of chance associated with a monetary prize. The method further includes registering the users (and corresponding enrollment information) and, in response to a registered user winning a prize share consists of some or all of the monetary prize, identifying a winning postal code based on the enrollment information of the registered user that won the prize share. The method further includes distributing a portion of the prize share to the registered user that won the prize share and distributing a remaining portion of the prize share by distributing a first portion to the registered users having an associated postal code that matches the winning postal code and distributing a second portion to other users.

公开(公告)号：US11704704B2

公开(公告)日：2023-07-18

申请号：US17099500

申请日：2020-11-16

申请人： Early Warning Services, LLC

发明人： Joseph Sean Sylvester

IPC分类号： G06Q30/0279 ,  G06Q20/40 ,  G06Q40/10 ,  G06Q30/018

CPC分类号： G06Q30/0279 ,  G06Q20/4016 ,  G06Q30/018 ,  G06Q40/10

摘要： A method including a system receiving, in real-time and through a computer network, a donation authorization from a donor via a donor user interface executed on a donor device of the donor. The donation authorization can comprise: a donation amount, a donor token for the donor, a donee first token for a donee, and/or donee information. The donor token can be uniquely associated with a donor account for the donor, and the donor account can be maintained by a sender financial institution. The donee first token can be uniquely associated with a donee account for the donee, and the donee account can be maintained by a receiver financial institution. The method further can include the system, after receiving the donation authorization, instructing or facilitating, in real-time and through the computer network, the receiver financial institution to post in real-time the donation amount to the donee account. Other embodiments are disclosed.

公开(公告)号：US11687900B2

公开(公告)日：2023-06-27

申请号：US16952340

申请日：2020-11-19

申请人： A La Carte Media Inc.

发明人： Dominique Dion ,  Tony Mastronardi ,  David Bordeleau

IPC分类号： G06Q40/00 ,  G06Q20/18 ,  G06Q30/0279 ,  G06Q30/0208 ,  G06T7/00 ,  A63F13/85 ,  G07F17/32 ,  G07F19/00 ,  G06F18/24 ,  H04N23/66 ,  H04N23/661 ,  G06F3/0482 ,  G06F3/0488

CPC分类号： G06Q20/18 ,  A63F13/85 ,  G06F18/24 ,  G06Q30/0208 ,  G06Q30/0279 ,  G06T7/0002 ,  G07F17/3216 ,  G07F17/3244 ,  G07F19/20 ,  H04N23/66 ,  H04N23/661 ,  G06F3/0482 ,  G06F3/0488 ,  G07F17/3295

摘要： A kiosk for accepting a portable electronic device from a client in exchange for payment includes a display, one or more cameras, a portable device receiving arrangement, a payment dispensing arrangement, and a communication connection to a remote server and/or operator. The kiosk is configured to, in conjunction with the remote server and/or operator, perform one or more of associating a fundraising even with an amount payable for the accepted portable electronic device, change or defer payments in accordance with at least some attributes that are yet to be evaluated, and to perform authentication of the accepted portable electronic device.

公开(公告)号：US11682053B2

公开(公告)日：2023-06-20

申请号：US16446728

申请日：2019-06-20

申请人： Edatanetworks, Inc.

发明人： Terrance Patrick Tietzen ,  Matthew Arnold Macpherson Bates ,  Michael J. Kimball

IPC分类号： G06Q30/0279 ,  G06Q20/40 ,  G06Q20/38 ,  H04L9/06

CPC分类号： G06Q30/0279 ,  G06Q20/389 ,  G06Q20/405 ,  H04L9/0637 ,  G06Q2220/00

摘要： Merchants provide incentives for customer transactions on accounts issued to them by issuers. Incentives include a merchant making a donation to entities with whom the merchants and/or the consumers have an affinity such as residence in the community. Each merchant can define the donation to be percentage of the transaction amount. Cryptographically secure chains are provided for uniquely labeling each such transaction and each such donation by way of incorporating role-based digital wallets and multiple synchronized transactional blockchains. Where the donations are used to purchase an Internet-of-Things (IOT) enabled system, real and/or near-real time usage information can be received and transmitted to the logical addresses of the customers and or the merchants so as to confirm efficacy of the donations.

公开(公告)号：US11651417B2

公开(公告)日：2023-05-16

申请号：US17839934

申请日：2022-06-14

申请人： Mercari, Inc.

发明人： Byong Mok Oh ,  Takuma Yamaguchi ,  Rishabh Kumar Shrivastava ,  Fritz Mikio Kuribayashi ,  John Alexander Lagerling ,  Minami Tanaka

IPC分类号： G06Q30/06 ,  G06Q30/0601 ,  G06N3/084 ,  G06Q30/0279 ,  G06N7/01 ,  G06N7/00 ,  G06N3/08 ,  G06Q30/02

CPC分类号： G06Q30/0633 ,  G06N3/084 ,  G06N7/01 ,  G06Q30/0279 ,  G06Q30/0611 ,  G06Q30/0643

摘要： Disclosed herein are embodiments for intelligent listing creation for a for sale object (FSO). Some embodiments operate by determining a numerical identifier corresponding to a category of the FSO. A binarization of the numerical identifier using hot encoding is performed and using a neural network regression model, an optimal offer price is generated based on a category of the FSO. Information about the FSO is provided to the neural network regression model that tokenizes the textual input, and a unique binary vector representing the category is provided instead of the numerical identifier to the neural network regression model. An optimal price, generated by the neural network regression model, based on the unique binary vector representing the category.

公开(公告)号：US20190251605A1

公开(公告)日：2019-08-15

申请号：US16317242

申请日：2017-07-17

申请人： Myeong Sang YU ,  Da En YU ,  Seng Min YU ,  II Sang YOO

发明人： Myeong Sang YU ,  Da En YU ,  Seng Min YU ,  II Sang YOO

IPC分类号： G06Q30/02 ,  G06Q20/18 ,  G06Q20/04

CPC分类号： G06Q30/0279 ,  G06Q20/04 ,  G06Q20/045 ,  G06Q20/18 ,  G06Q30/02 ,  G06Q30/0212 ,  G06Q30/0237 ,  G06Q30/0268 ,  G06Q50/10 ,  G06Q50/22

摘要： An embodiment of the present invention comprises: a smart donation-fundraising server for saving information on in-kind donation, which refers to goods donated by a corporation, as in-kind donation information, generating and saving in-kind donation advertisement content which refers to advertisement content for the in-kind donation, and reporting as the amount corresponding to the in-kind donation as cash donation by the corporation that has provided the in-kind donation; a kiosk for receiving, from the smart donation-fundraising server, the in-kind donation advertisement content and displaying same, and printing and providing an exchange coupon allowing free exchange of the in-kind donation or a discount coupon allowing purchase of the in-kind donation at a discounted price, when a cash donation payment has been made to purchase the in-kind donation; and a cable/wireless communication network for providing cable communication or wireless communication between the smart donation-fundraising server and the kiosk.

公开(公告)号：US20190251577A1

公开(公告)日：2019-08-15

申请号：US16389121

申请日：2019-04-19

申请人： Wenxuan Tonnison ,  James Ian Tonnison

发明人： Wenxuan Tonnison ,  James Ian Tonnison

IPC分类号： G06Q30/02 ,  G06Q50/18 ,  G06Q50/00

CPC分类号： G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0215 ,  G06Q30/0279 ,  G06Q50/01 ,  G06Q50/188

摘要： A new generation online e-commerce and networking system is disclosed. According to the embodiments of the present invention, the online e-commerce and networking system enables: 1) a user to obtain estimated market value or appraisal value of assets associated with said user wherein said assets data scattered in multiple computer systems are centrally retained in said computer system; 2) automatic calculation of said user's estimated wealth; 3) said user or an entity to request or solicit sponsorships from sponsors for purchasing or selling assets; 4) automatic determination the ratings of said user's wealth among wealth figures of groups; and 5) automatic display said user's wealth and rating information within said computer system with said user's controls. These are revolutionary technologies to disrupt the traditional distributed user data on the Internet and in business systems to create a favorable digital infrastructure environment or user-data-interconnected Internet fabric for the rapid acceleration of the next generation Internet.

公开(公告)号：US20190244296A1

公开(公告)日：2019-08-08

申请号：US16384065

申请日：2019-04-15

申请人： IDEALRATINGS, INC.

发明人： Mohamed DONIA

IPC分类号： G06Q40/06 ,  G06Q30/00 ,  G06Q30/02

CPC分类号： G06Q40/06 ,  G06Q30/018 ,  G06Q30/0279

摘要： An automated system that analyzes network accessible data sources to determine a score that measures compliance of an investment with a compliance policy. The compliance policy may specify for example ESG (Environment, Social, or Governance) requirements, or prohibitions against selling of certain products and services considered undesirable or unethical by certain investors. Compliance analysis may determine the amount of revenue or income received from prohibited sources, or it may search information for key words and phrases related to these sources. The system may “purify” noncompliant investments by bundling them with charitable contributions that offset the income from prohibited sources. Fund managers may publish and share compliance policy definitions, and may import these shared definitions and customize them for their specific fund requirements.