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    System for data integrity monitoring and securitization
    1.
    发明授权
    System for data integrity monitoring and securitization 有权

    公开(公告)号：US12131388B2

    公开(公告)日：2024-10-29

    申请号：US17117694

    申请日：2020-12-10

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Prashant Khare ,  Prashant Anna Bidkar ,  Anjani Mishra ,  Ranjan Verma

    IPC: G06Q40/12

    CPC classification number: G06Q40/12 ,  G06Q2220/00

    Abstract: The systems and methods described include the ability to store such information in an immutable and distributed, verifiable fashion. Furthermore, the system includes enhanced means for retrieving, interacting with, and visualizing such information via user interface on a variety of user device types. The system is further configured to intelligently determine data forwarding decisions based on one or more configurable data guidelines as determined by one or more entities or third party systems, and provide access to verified data to these entities and systems.

    SYSTEM AND METHOD FOR CLAIM AND/OR PROOF OF OWNERSHIP OF PHYSICAL ITEMS USING BLOCKCHAIN TECHNOLOGY
    4.
    发明公开
    SYSTEM AND METHOD FOR CLAIM AND/OR PROOF OF OWNERSHIP OF PHYSICAL ITEMS USING BLOCKCHAIN TECHNOLOGY 审中-公开

    公开(公告)号：US20240354757A1

    公开(公告)日：2024-10-24

    申请号：US18136929

    申请日：2023-04-20

    Applicant: Alex Parsa Pirseyedi

    Inventor： Alex Parsa Pirseyedi

    IPC: G06Q20/38

    CPC classification number: G06Q20/389 ,  G06Q2220/00

    Abstract: A computer-implemented system and method for providing a claim and/or proof of ownership of physical items using blockchain is disclosed. The system inputs a QR code or first unique identification code (UID1) given in a physical item. The system further inputs a QR code or second unique identification code (UID2) from a receipt given to the user at a point-of-sale or transfer. The system creates a unique claim of ownership on a blockchain using the UID1 and UID2 and ties to a UID3 of the user device, thereby providing the claim and/or proof of ownership of physical items. The system keeps track of and manages all assets on the user device with a connection to a main blockchain, thereby allowing a seamless and simplified user-friendly way to bring the claim and/or proof of ownership of physical items to mass market without requiring users to have much technical knowledge or background.

    RISK DETERMINATION ENABLED CRYPTO CURRENCY TRANSACTION SYSTEM
    6.
    发明公开
    RISK DETERMINATION ENABLED CRYPTO CURRENCY TRANSACTION SYSTEM 审中-公开

    公开(公告)号：US20240346509A1

    公开(公告)日：2024-10-17

    申请号：US18623558

    申请日：2024-04-01

    Applicant: PayPal, Inc.

    Inventor： Sriram Ramakrishnan ,  Frank Anthony Nuzzi

    IPC: G06Q20/40 ,  G06Q20/06 ,  G06Q20/10 ,  G06Q20/38

    CPC classification number: G06Q20/4016 ,  G06Q20/065 ,  G06Q20/10 ,  G06Q20/3829 ,  G06Q2220/00

    Abstract: Systems and methods for providing risk determination in a crypto currency transaction include receiving, through a network via a broadcast by a first payer device, a first crypto currency transaction that includes a first payee public address. A first request for a determination of risk associated with the first crypto currency transaction is then identified in the first crypto currency transaction, with the first request including risk criteria. A first payee involved in the first crypto currency transaction is then identified using the first payee public address, and first payee risk information is accessed via at least one external risk information database based on the identification of the first payee. If it is determined that the first payee risk information satisfies the at least one risk criteria in the first request, the first crypto currency transaction is provided for addition to a block in a crypto currency public ledger.

    METHOD OF ISSUING ELECTRONIC RECEIPTS
    7.
    发明公开
    METHOD OF ISSUING ELECTRONIC RECEIPTS 审中-公开

    公开(公告)号：US20240346478A1

    公开(公告)日：2024-10-17

    申请号：US18752970

    申请日：2024-06-25

    Applicant: PI-XCELS CO., LTD.

    Inventor： Daniel Ching Luen LIM

    IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/38

    CPC classification number: G06Q20/209 ,  G06Q20/3278 ,  G06Q20/3827 ,  G06Q2220/00

    Abstract: Provided is a method of issuing an electronic receipt, which enables a user to conveniently check an electronic receipt through a smartphone. The method of issuing an electronic receipt includes receiving, by an electronic receipt generator, information regarding a transaction from a point of sale (POS) terminal, generating an address corresponding to the information, and storing transaction information in a server corresponding to the address; transmitting the generated address to a user device through a near-field wireless communication technology; and displaying, by the user device, an electronic receipt through the transmitted address.

    TOKEN OF DYNAMICALLY ADJUSTABLE VALUE
    8.
    发明公开
    TOKEN OF DYNAMICALLY ADJUSTABLE VALUE 审中-公开

    公开(公告)号：US20240346465A1

    公开(公告)日：2024-10-17

    申请号：US18133491

    申请日：2023-04-11

    Applicant: Intuit, Inc.

    Inventor： Christopher Mankit Chan ,  Jothimani Kanthan Ganapathi ,  Jason Daniel Taylor ,  Glenn Scott

    IPC: G06Q20/02

    CPC classification number: G06Q20/02 ,  G06Q2220/00

    Abstract: Certain aspects of the disclosure provide a method for transacting on a blockchain with an amount of user token for a transfer; an amount of user token for funding the transfer; and an amount of system token for paying a cost of the transfer, wherein the amount of user token for funding the transfer is determined to be equivalent to the amount of system token for paying the cost of the transfer; executing the transfer of user token; and reimbursing the amount of system token paid for the cost of the transfer.

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