公开(公告)号：US20140025563A1

公开(公告)日：2014-01-23

申请号：US13955901

申请日：2013-07-31

Applicant: James D. Bennett ,  Christopher C. Winslade

Inventor： James D. Bennett ,  Christopher C. Winslade

IPC: G06Q40/02

CPC classification number: G06Q40/025 ,  G06Q30/0601 ,  G06Q30/0617

Abstract: An online system uses, in various embodiments of the invention, credit report information, loan affordability screening and credit approval and management functionality to facilitate the purchase and finance of products online. The online system may include both sellers of products and lenders that offer financing to buyers seeking to purchase the products. The system may automatically obtain a buyer's credit report information and use that information to determine if the buyer is pre-approved, for example, to obtain financing for a particular product or products. The system also enables use of buyer credit information to identify only those of a seller's products for which the buyer is pre-approved, for example, to finance using one or more loans. The system then enables selection of an identified product or products for purchase, and selection of a loan, for example, for financing of the selected product or products. Credit approval (or pre-approval) may be performed automatically, and along with credit processing, may be performed completely online.

Abstract translation: 在线系统在本发明的各种实施例中使用信用报告信息，贷款可承受性筛选和信用审批和管理功能来促进在线产品的购买和融资。 在线系统可能包括向寻求购买产品的买家提供融资的产品和贷方的卖家。 该系统可以自动获得买方的信用报告信息，并使用该信息来确定买方是否被预先批准，例如获得特定产品或产品的融资。 该系统还能够使用买方信用信息来仅识别买方被预先批准的卖方的产品，例如为使用一个或多个贷款提供资金。 该系统然后可以选择所购买的所识别的产品或产品，以及选择贷款，例如为所选产品或产品的融资。 可以自动执行信用审批（或预审），并且可以完全在线执行信用处理。

公开(公告)号：US08577333B2

公开(公告)日：2013-11-05

申请号：US12323336

申请日：2008-11-25

Applicant: James D. Bennett ,  Jeyhan Karaoguz

Inventor： James D. Bennett ,  Jeyhan Karaoguz

IPC: H04M1/66 ,  H04W64/00

CPC classification number: H04W8/24 ,  H04L63/30 ,  H04L67/22 ,  H04M1/66 ,  H04W4/02 ,  H04W8/22 ,  H04W12/02

Abstract: From a laptop and a client server interface, a subscriber securely initiates tracking and/or disabling of a communication device by a server. The subscriber receives location and/or usage reports for the communication device. The subscriber is provided with the capability to modify a profile, device status and/or transfer ownership of the device via a client server interface. Based on the profile, detection of a particular event triggers tracking and/or disabling of the device by the server. The communication device registers with the server utilizing its unique device ID and/or the subscriber identity information when accessing the internet. The server is enabled to communicate a status and/or a request for tracking information, to the communication device. The server is also enabled to receive tracking and/or location information and communicates it to the subscriber's laptop.

Abstract translation: 从笔记本电脑和客户端服务器接口，用户安全地启动服务器跟踪和/或禁用通信设备。 订户接收通信设备的位置和/或使用报告。 用户被提供经由客户端服务器接口修改配置文件，设备状态和/或转移设备的所有权的能力。 基于配置文件，特定事件的检测触发服务器跟踪和/或禁用设备。 通信设备在访问互联网时利用其唯一的设备ID和/或用户身份信息来注册到服务器。 服务器被启用以向通信设备传送跟踪信息的状态和/或请求。 服务器还可以接收跟踪和/或位置信息，并将其传送给用户的笔记本电脑。

公开(公告)号：US08573491B2

公开(公告)日：2013-11-05

申请号：US13590899

申请日：2012-08-21

Applicant: James D. Bennett ,  Christopher C. Winslade

Inventor： James D. Bennett ,  Christopher C. Winslade

IPC: G06Q30/00

CPC classification number: G06Q40/025 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0224 ,  G06Q30/0235 ,  G06Q30/0239 ,  G06Q30/0244 ,  G06Q30/0251 ,  G06Q30/0253 ,  G06Q30/0255 ,  G06Q30/0257 ,  G06Q30/0261 ,  G06Q30/0269 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0611 ,  G06Q30/0613 ,  G06Q30/0625 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q40/08

Abstract: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Abstract translation: 具有自动退款和优惠券兑换功能的在线销售系统可让客户进行在线购买，以便在线购买时自动检索和兑换所有适用的折扣和优惠券。 有选择地满足客户的采购订单，产品由用户自动退款和优惠券兑换的系统或其他商家或制造商的环境运送给客户。 该系统使用所有适用的优惠券和折扣，从商家或制造商处购买，然后将产品出售给客户，将其节省下来。 在电子商城或在线商户网站的在线购买活动期间，系统自动检索购物车中的物品的优惠券和折扣，并且在网上购物活动之前检索制造商和商家的优惠券以便随后提交给在线商家 随后的采购活动。

公开(公告)号：US08537793B2

公开(公告)日：2013-09-17

申请号：US12327295

申请日：2008-12-03

Applicant: Jeyhan Karaoguz ,  James D. Bennett

Inventor： Jeyhan Karaoguz ,  James D. Bennett

IPC: H04W4/00

CPC classification number: H04W4/20 ,  H04L67/04 ,  H04L67/12 ,  H04L67/16 ,  H04W8/005

Abstract: A mobile communication device may be utilized to establish a localized user network that is accessible by client devices when the client devices are communicatively coupled to the mobile communication device. The mobile communication device is then operable to determine services that may be provided in the user network to the client devices, and to advertise these services within the user network. The services comprise network and/or data accessibility, and bandwidth availability. Mobile communication devices are also operable to provide, directly or via local and/or remote resources, additional services, comprising audio/video processing capability, storage, and/or processing. Offering of services in user networks is incentivized to the mobile communication devices and/or to client devices. Incentives comprise offering pay and/or credit to the mobile communication devices. Providing access to, blocking, limiting and/or modifying available/offered services is managed in U-Spot networks, based on incentives and/or availability of resources.

Abstract translation: 当客户端设备通信地耦合到移动通信设备时，移动通信设备可以用于建立客户端设备可访问的本地化用户网络。 移动通信设备然后可操作以确定可以在用户网络中向客户端设备提供的服务，并在用户网络内通告这些服务。 这些服务包括网络和/或数据可访问性以及带宽可用性。 移动通信设备还可操作以直接或经由本地和/或远程资源提供包括音频/视频处理能力，存储和/或处理的附加服务。 在用户网络中提供服务被激励到移动通信设备和/或客户端设备。 激励措施包括向移动通信设备提供付费和/或信贷。 基于激励和/或资源可用性，在U-Spot网络中管理访问，阻止，限制和/或修改可用/提供的服务。

公开(公告)号：US08522841B2

公开(公告)日：2013-09-03

申请号：US12482572

申请日：2009-06-11

Applicant: James D. Bennett

Inventor： James D. Bennett

IPC: B65B1/04

CPC classification number: B65D51/2814 ,  B65D51/2821 ,  B65D51/285 ,  B67D1/0034 ,  B67D1/0041 ,  B67D2001/082

Abstract: A soft drink container includes a plurality of the additive storage containers, a plurality of additive contents contained in the additive storage containers, an additive storage selector, a base storage container containing at least one base liquid, and a mechanism operable to release the additive contents into the base liquid storage. The plurality of additive contents may include at least one of salts, spices, flavoring, color agents, odors, fragrances, vitamins, thickeners, enhancers, fruit distillers, preservatives and vitamins. The additive storage selector is operable to separately align each of the plurality of additive storage containers with an opening of the base storage container and is operable to release a selected additive content into the base liquid container. The additive storage selector may further include a piercer operable to pierce the base storage container.

公开(公告)号：US08495209B2

公开(公告)日：2013-07-23

申请号：US13478092

申请日：2012-05-22

Applicant: James D. Bennett ,  Christopher C. Winslade

Inventor： James D. Bennett ,  Christopher C. Winslade

IPC: G06F15/173 ,  G06Q30/00

CPC classification number: G06Q40/025 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0224 ,  G06Q30/0235 ,  G06Q30/0239 ,  G06Q30/0244 ,  G06Q30/0251 ,  G06Q30/0253 ,  G06Q30/0255 ,  G06Q30/0257 ,  G06Q30/0261 ,  G06Q30/0269 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0611 ,  G06Q30/0613 ,  G06Q30/0625 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q40/08

Abstract: A method for supporting online transactions which may include selecting a product being offered for sale, storing information regarding the selected product, determining whether one or more predefined conditions has been met, and if so, notifying the buyer regarding the selected product information. The method may also allow the buyer to reestablish a prior transaction regarding the product.

Abstract translation: 一种用于支持在线交易的方法，其可以包括选择要出售的产品，存储关于所选产品的信息，确定是否满足一个或多个预定义条件，以及如果是，则通知买方关于所选择的产品信息。 该方法还可以允许买方重新建立关于产品的先前交易。

公开(公告)号：US08490144B2

公开(公告)日：2013-07-16

申请号：US10672654

申请日：2003-09-26

Applicant: Jeyhan Karaoguz ,  James D. Bennett

Inventor： Jeyhan Karaoguz ,  James D. Bennett

IPC: H04N7/16

CPC classification number: H04N21/482 ,  H04N7/17318 ,  H04N21/4227 ,  H04N21/431 ,  H04N21/43615 ,  H04N21/4788 ,  H04N21/6125

Abstract: A system supporting a common user interface for the consumption of media is disclosed. In an embodiment of the present invention, a set top box and a personal computer may have user interfaces that are substantially the same, providing users of such systems substantially the same look and feel in exchanging and consuming media. The media in such an embodiment may comprise audio, still images, video, real time video, and data. In addition, a media peripheral may also have a user interface supporting the exchange and consumption of media, and the user interface may be substantially the same interface as that of a set top box or a personal computer, having substantially the same look and feel.

Abstract translation: 公开了一种支持媒体消费的通用用户界面的系统。 在本发明的一个实施例中，机顶盒和个人计算机可以具有基本上相同的用户界面，在交换和消费媒体时提供这种系统的用户基本相同的外观和感觉。 这种实施例中的媒体可以包括音频，静止图像，视频，实时视频和数据。 此外，媒体外设还可以具有支持媒体的交换和消费的用户界面，并且用户界面可以具有与机顶盒或个人计算机基本上相同的界面，具有基本上相同的外观和感觉。

公开(公告)号：US08484093B2

公开(公告)日：2013-07-09

申请号：US13524616

申请日：2012-06-15

Applicant: James D. Bennett ,  Christopher C. Winslade

Inventor： James D. Bennett ,  Christopher C. Winslade

IPC: G06Q30/00

CPC classification number: G06Q40/025 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0224 ,  G06Q30/0235 ,  G06Q30/0239 ,  G06Q30/0244 ,  G06Q30/0251 ,  G06Q30/0253 ,  G06Q30/0255 ,  G06Q30/0257 ,  G06Q30/0261 ,  G06Q30/0269 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0611 ,  G06Q30/0613 ,  G06Q30/0625 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q40/08

Abstract: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Abstract translation: 具有自动退款和优惠券兑换功能的在线销售系统可让客户进行在线购买，以便在线购买时自动检索和兑换所有适用的折扣和优惠券。 有选择地满足客户的采购订单，产品由用户自动退款和优惠券兑换的系统或其他商家或制造商的环境运送给客户。 该系统使用所有适用的优惠券和折扣，从商家或制造商处购买，然后将产品出售给客户，将其节省下来。 在电子商城或在线商户网站的在线购买活动期间，系统自动检索购物车中的物品的优惠券和折扣，并且在网上购物活动之前检索制造商和商家的优惠券以便随后提交给在线商家 随后的采购活动。

公开(公告)号：US08468055B2

公开(公告)日：2013-06-18

申请号：US13523465

申请日：2012-06-14

Applicant: James D. Bennett ,  Christopher C. Winslade

Inventor： James D. Bennett ,  Christopher C. Winslade

IPC: G06Q30/00

CPC classification number: G06Q40/025 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0224 ,  G06Q30/0235 ,  G06Q30/0239 ,  G06Q30/0244 ,  G06Q30/0251 ,  G06Q30/0253 ,  G06Q30/0255 ,  G06Q30/0257 ,  G06Q30/0261 ,  G06Q30/0269 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0611 ,  G06Q30/0613 ,  G06Q30/0625 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q40/08

Abstract: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Abstract translation: 具有自动退款和优惠券兑换功能的在线销售系统可让客户进行在线购买，以便在线购买时自动检索和兑换所有适用的折扣和优惠券。 有选择地满足客户的采购订单，产品由用户自动退款和优惠券兑换的系统或其他商家或制造商的环境运送给客户。 该系统使用所有适用的优惠券和折扣，从商家或制造商处购买，然后将产品出售给客户，将其节省下来。 在电子商城或在线商户网站的在线购买活动期间，系统自动检索购物车中的物品的优惠券和折扣，并且在网上购物活动之前检索制造商和商家的优惠券以便随后提交给在线商家 随后的采购活动。

公开(公告)号：US08468053B2

公开(公告)日：2013-06-18

申请号：US13397931

申请日：2012-02-16

Applicant: James D. Bennett ,  Christopher C. Winslade

Inventor： James D. Bennett ,  Christopher C. Winslade

IPC: G06Q30/00

CPC classification number: G06Q40/025 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0224 ,  G06Q30/0235 ,  G06Q30/0239 ,  G06Q30/0244 ,  G06Q30/0251 ,  G06Q30/0253 ,  G06Q30/0255 ,  G06Q30/0257 ,  G06Q30/0261 ,  G06Q30/0269 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0611 ,  G06Q30/0613 ,  G06Q30/0625 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q40/08

Abstract: An online sales/automatic rebate and coupon redemption system provides online customers automatic retrieval and redemption of all applicable rebates and coupons during purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system purchases from merchants using applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system makes it possible to automatically retrieve coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site. The system provides coupons to potential customers via email, based on customer profile, geographical information, etc. Manufacturers and merchants can update coupon value and content based on ongoing sales and volume of customer activity.

Abstract translation: 在线销售/自动退款和优惠券兑换系统为在线客户在购买期间自动检索和兑换所有适用的折扣和优惠券。 有选择地满足客户的采购订单，产品由用户自动退款和优惠券兑换的系统或其他商家或制造商的环境运送给客户。 系统使用适用的优惠券和折扣购买商品，然后将产品出售给客户，将其节省下来。 该系统使得可以在电子商城或在线商家网站的在线购买活动期间自动地检索购物车中的物品的优惠券和折扣。 该系统通过电子邮件，根据客户资料，地理信息等为潜在客户提供优惠券。制造商和商家可以根据持续的销售和客户活动量来更新优惠券价值和内容。