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    Method and apparatus for providing calculated and solution-oriented personalized summary-reports to a user through a single user-interface
    31.
    发明授权
    Method and apparatus for providing calculated and solution-oriented personalized summary-reports to a user through a single user-interface 有权
    通过单个用户界面向用户提供计算和解决方案的个性化汇总报告的方法和装置

    公开(公告)号：US07178096B2

    公开(公告)日：2007-02-13

    申请号：US10933851

    申请日：2004-09-02

    申请人： P. Venkat Rangan ,  Manoj Sharma ,  Sreeranga P. Rajan ,  Jonathan Wu

    发明人： P. Venkat Rangan ,  Manoj Sharma ,  Sreeranga P. Rajan ,  Jonathan Wu

    IPC分类号： G06F15/00

    CPC分类号： G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2819 ,  H04L67/2823 ,  H04L67/2838 ,  H04L67/289 ,  Y10S707/99935

    摘要： An Internet-connected portal system has a data repository, a data-gathering system, a request processor, a plurality of report algorithms, and a report processor. The request processor receives a request from a user and matches the request to an individual one of the report algorithms. The data-gathering subsystem accesses plural Internet sites associated with the user and extracts raw data therefrom according to needs of the report algorithm. The report processor processes the raw data according to the report algorithm into metasummarized information defined by the report algorithm, and the portal system transmits the metasummarized information as a report to a destination associated with the report request. In some cases there is an aggregated-data database in the data repository storing aggregated data retrieved for specific users periodically, and the request processor checks the aggregated-data database for needed data before requiring the data-gathering system to retrieve data from the associated Internet sites. In the instance that the needed data is stored in the aggregated-data database, the report is prepared from the aggregated data. Reports can be in a mix of text and graphic formats.

    摘要翻译： 互联网连接的门户系统具有数据存储库，数据收集系统，请求处理器，多个报告算法和报告处理器。 请求处理器从用户接收请求，并将请求与报告算法中的单个报告算法相匹配。 数据采集​​子系统访问与用户相关联的多个互联网站点，并根据报告算法的需要从中提取原始数据。 报表处理器根据报表算法将原始数据处理为由报表算法定义的元数据信息，门户系统将元数据信息作为报告发送到与报告请求相关联的目的地。 在某些情况下，数据存储库中存在一个聚合数据数据库，用于定期检索特定用户的聚合数据，请求处理器在需要数据收集系统从相关联的互联网中检索数据之前，对聚合数据数据库进行所需数据的检查 网站。 在所需数据存储在聚合数据数据库中的情况下，报告是从聚合数据准备的。 报告可以是文本和图形格式的混合。

    Method and apparatus for detecting changes in websites and reporting results to web developers for navigation template repair purposes
    32.
    发明申请
    Method and apparatus for detecting changes in websites and reporting results to web developers for navigation template repair purposes 审中-公开
    用于检测网站变更的方法和装置，并将结果报告给Web开发人员进行导航模板修复

    公开(公告)号：US20060230343A1

    公开(公告)日：2006-10-12

    申请号：US11450930

    申请日：2006-06-08

    申请人： Tim Armandpour ,  Masroor Malik

    发明人： Tim Armandpour ,  Masroor Malik

    IPC分类号： G06F17/00

    CPC分类号： H04L67/2838 ,  G06F11/3672 ,  G06F16/958 ,  G06F21/41 ,  G06F2221/2119 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2842

    摘要： A software application for enabling automated notification of applied structural changes to electronic information pages hosted on a data packet network is provided. The software application comprises, a developer-interface module for enabling developers to build and modify navigation templates using functional logic blocks, a navigation system-interface module for integrating the software application to a proxy-navigation system for periodic execution of the templates, a change-notification module for indicating a point in process where a navigation routine has failed and for creating a data file containing parameters associated with the failed navigation routine and a database interface module for interfacing the software application to a data repository for storing the data file. The software application periodically submits test navigation and interaction routines to the navigation system for execution by virtue of the interface with the navigation system. Upon failure of a test routine, the software application creates the data file. The data file, comprises a point-of-failure indication within the failed navigation routine, an identifier of the associated electronic information page subjected to the navigation routine, and a brief description of the cause of failure. The software application stores the data file in the data repository sending notification of the action to the developer.

    摘要翻译： 提供一种软件应用程序，用于实现对数据分组网络上托管的电子信息页面的应用结构变化的自动通知。 所述软件应用包括用于使开发者能够使用功能逻辑块构建和修改导航模板的开发者接口模块，用于将软件应用程序集成到代理导航系统以用于模板的周期性执行的导航系统接口模块， - 指示模块，用于指示导航例程失败的过程中的点，以及用于创建包含与故障导航例程相关联的参数的数据文件;以及数据库接口模块，用于将软件应用程序连接到用于存储数据文件的数据存储库。 软件应用程序通过与导航系统的接口定期向导航系统提交测试导航和交互例程以执行。 在测试例程失败之后，软件应用程序创建数据文件。 数据文件包括故障导航例程中的故障点指示，经过导航例程的相关联的电子信息页面的标识符，以及故障原因的简要描述。 软件应用程序将数据文件存储在数据库中，将操作的通知发送给开发人员。

    Network-based verification and fraud-prevention system
    33.
    发明授权
    Network-based verification and fraud-prevention system 有权
    基于网络的验证和防欺诈系统

    公开(公告)号：US08769133B2

    公开(公告)日：2014-07-01

    申请号：US13046010

    申请日：2011-03-11

    申请人： Blake Earl Hayward

    发明人： Blake Earl Hayward

    IPC分类号： G06F15/16 ,  G06F17/30

    CPC分类号： H04L63/0815 ,  G06F21/41 ,  G06F21/577

    摘要： A system for authentication has an Internet-connected server providing services and software executing on the server from a non-transitory physical medium. The software provides a function for receiving a request for authentication from a person seeking service at the server, a function for requesting by the server one or more username/password pairs used for log-in for the person at one or more Internet sites remote from the server, a function for logging in by the server at the remote site or sites on behalf of the person, using the username/password pair or pairs provided by the person, and a function for authenticating the person at the server for interaction with the server.

    摘要翻译： 用于认证的系统具有互联网连接的服务器，其提供从非暂时物理介质在服务器上执行的服务和软件。 该软件提供用于从服务器上寻求服务的人接收用于认证的请求的功能，用于由服务器请求一个或多个用于登录的一个或多个用户名/密码对的功能，用于在远离 服务器，使用由该人员提供的用户名/密码对或对提供的，由服务器在远程站点或站点上代表该人登录的功能，以及用于在服务器处认证与该人员交互的人的功能 服务器。

    Method and system for verifying state of a transaction between a client and a service over a data-packet-network
    35.
    发明授权
    Method and system for verifying state of a transaction between a client and a service over a data-packet-network 有权
    用于通过数据分组网络验证客户端和服务之间的事务状态的方法和系统

    公开(公告)号：US08423648B2

    公开(公告)日：2013-04-16

    申请号：US11027669

    申请日：2004-12-29

    申请人： Hill Ferguson ,  Blake Hayward ,  Ramakrishna Satyavolu

    发明人： Hill Ferguson ,  Blake Hayward ,  Ramakrishna Satyavolu

    IPC分类号： G06F15/16

    CPC分类号： G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2101 ,  G06F2221/2105 ,  G06F2221/2111 ,  G06Q20/102 ,  H04L29/06027 ,  H04L63/10 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838 ,  H04L67/289

    摘要： A system for verifying communication established between a first and a second node over a data-packet-network includes a third network node accessible from the first node over the data-packet-network, the third node containing network location information of the second node and the network location information of at least one resource accessible there from; and a navigation agent directed by the third network node for navigating over the network to the second node and to the at least one resource to gather information. In a preferred embodiment, the information gathered includes indication of receipt of data sent from the first node at the second node and indication of confirmation or authorization to access services.

    摘要翻译： 用于验证通过数据分组网络在第一和第二节点之间建立的通信的系统包括可以通过数据分组网络从第一节点访问的第三网络节点，第三节点包含第二节点的网络位置信息，以及 可访问的至少一个资源的网络位置信息; 以及由第三网络节点指导的导航代理，用于通过网络导航到第二节点和至少一个资源以收集信息。 在优选实施例中，收集的信息包括从第二节点处的第一节点发送的数据的接收的指示和对接入服务的确认或授权的指示。

    Interactive funds transfer interface
    36.
    发明授权
    Interactive funds transfer interface 有权
    互动资金转账界面

    公开(公告)号：US08224747B2

    公开(公告)日：2012-07-17

    申请号：US12762907

    申请日：2010-04-19

    申请人： Srihari Kumar ,  Suman Kumar Inala ,  Jennifer Scott ,  Blake Earl Hayward ,  Satyen Desai

    发明人： Srihari Kumar ,  Suman Kumar Inala ,  Jennifer Scott ,  Blake Earl Hayward ,  Satyen Desai

    IPC分类号： G06Q40/00

    CPC分类号： G06F9/547 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q30/04 ,  G06Q30/0601 ,  G06Q30/0613 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2819 ,  H04L67/2838

    摘要： In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.

    摘要翻译： 在用于通过数据分组网络可访问的单个门户查看和操纵数据的软件套件中，提供了用于使资金从一个金融账户转移到另一个的代理转移的软件界面。 该软件界面包括用于配置传输资金订单，查看未决转移，查看交易历史以及查看与注册金融账户有关的活动账户余额的交互式主窗口，可通过主界面访问的交互式选择窗口，用于启用选择的选择窗口 将个人帐户分组成激活帐户列表以及自动确认窗口，以确认所请求资金转账的数据参数。 操作主界面的用户可以通过代理以所请求的时间在帐户之间执行资金转移订单，以便在执行时向请求用户透明。

    Portfolio Synchronizing Between Different Interfaces
    39.
    发明申请
    Portfolio Synchronizing Between Different Interfaces 有权
    不同接口之间的组合同步

    公开(公告)号：US20110282782A1

    公开(公告)日：2011-11-17

    申请号：US13188796

    申请日：2011-07-22

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06Q40/00

    CPC分类号： G06F17/30899 ,  G06F17/30867 ,  G06F17/3089 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q40/00 ,  G06Q40/04 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

    摘要： An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.

    摘要翻译： 帐户协调系统包括从非暂时的机器可读介质执行软件的因特网连接的服务器。 该软件提供服务器与托管每个至少一个特定用户的金融帐户的两个或多个金融企业之间的直接链接，并且具有用户可以通过该互动界面与他/她的帐户交互的交互界面，直接链接服务器与一个或多个 更多的第三方企业提供交互式界面，用户可以通过该交互界面访问和与金融企业的一个或多个财务帐户进行交互，并跟踪服务器跟踪用户在用户通过哪些交互界面进行的活动 可以与其中一个财务账户进行交互。 服务器将用户在任何一个交互界面的帐户中进行的任何更改传播到托管其他交互式界面的站点。

    Interactive bill payment center
    40.
    发明授权
    Interactive bill payment center 有权
    互动票据支付中心

    公开(公告)号：US07933834B2

    公开(公告)日：2011-04-26

    申请号：US12501733

    申请日：2009-07-13

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/108 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

    摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.

    摘要翻译： 提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口节点访问的多类聚合数据的软件套件。 在软件套件内提供了一个帐单支付模块，包括一个交互式主界面，可从该模块访问以列出账单和支付账户;嵌入在主界面中的交互历史链接，用于提供访问次级界面以查看账单 历史，嵌入在主界面中的交互式设置链接，用于提供对辅助界面的访问以配置定期付款;嵌入在主界面中的交互式转移资金链接，用于提供对辅助接口的访问，以使得能够在 嵌入在主界面中的用于提供用于查看日历数据的辅助界面的交互式日历链接，多个交互式下拉菜单，与列出的帐单相关联的每个菜单，所述菜单在调用时提供多个可选择的 ，用于处理列出的帐单的交互式选项和交互式刷新全部链接e 在主界面中嵌入，使界面中显示的数据能够进行选择性或完整的数据刷新。 从具有访问数据分组网络的远程节点操作主接口的用户可以查看所有汇总的账单，并根据所选择的交互选项开始处理这些账单。 治疗由操作用户排序，并由托管接口的服务实体由代理执行。