公开(公告)号：US09984538B2

公开(公告)日：2018-05-29

申请号：US15002285

申请日：2016-01-20

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G07F19/00 ,  G06Q20/10 ,  G06Q20/40 ,  G07D11/00

CPC classification number: G07F19/209 ,  G06Q20/1085 ,  G06Q20/4016 ,  G07D11/0021 ,  G07F19/206 ,  G07F19/207

Abstract: Apparatus and methods for a sensor system are provided. The system may be configured to detect a dispensing of cash from an automated teller machine (“ATM”). The system may be configured to orient one or more sensors to capture a first information stream that includes the dispensing of cash. The system may be configured to detect a retraction of cash by the ATM. The system may orient one or more sensors to capture a second information stream that includes the retraction. The system may be configured to determine an estimate of cash collected by an ATM customer. The estimate may be based on a comparison of the first information stream and the second information stream.

公开(公告)号：US09934497B2

公开(公告)日：2018-04-03

申请号：US15002345

申请日：2016-01-20

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G06Q20/10 ,  G07F19/00 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/00 ,  G06K19/02 ,  H04N1/32

CPC classification number: G06Q20/1085 ,  G06K19/025 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/0021 ,  G07D11/0036 ,  G07D11/0066 ,  G07D11/009 ,  G07F19/203 ,  H04N1/32149

Abstract: Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of the currency. Marked currency may be stored in the ATM. Marked currency may be scanned. A scanning of marked currency may read the attributes of the currency and the transaction information included in the mark. The scanning of the marked currency may erase the mark. A value of the marked currency may be calculated. The value may be determined based on the currency attributes and transaction information included in the mark applied to the currency.

公开(公告)号：US09767444B2

公开(公告)日：2017-09-19

申请号：US15002330

申请日：2016-01-20

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G06Q20/10 ,  G07F19/00 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/00 ,  G06K19/02 ,  H04N1/32

CPC classification number: G06Q20/1085 ,  G06K19/025 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/0021 ,  G07D11/0036 ,  G07D11/0066 ,  G07D11/009 ,  G07F19/203 ,  H04N1/32149

Abstract: Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of the currency. Marked currency may be stored in the ATM. Marked currency may be scanned. A scanning of marked currency may read the attributes of the currency and the transaction information included in the mark. The scanning of the marked currency may erase the mark. A value of the marked currency may be calculated. The value may be determined based on the currency attributes and transaction information included in the mark applied to the currency.

公开(公告)号：US09747588B2

公开(公告)日：2017-08-29

申请号：US13890457

申请日：2013-05-09

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell, Jr. ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G06Q20/10 ,  G07F19/00 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/00 ,  G06K19/02 ,  H04N1/32

CPC classification number: G06Q20/1085 ,  G06K19/025 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/0021 ,  G07D11/0036 ,  G07D11/0066 ,  G07D11/009 ,  G07F19/203 ,  H04N1/32149

Abstract: Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of the currency. Marked currency may be stored in the ATM. Marked currency may be scanned. A scanning of marked currency may read the attributes of the currency and the transaction information included in the mark. The scanning of the marked currency may erase the mark. A value of the marked currency may be calculated. The value may be determined based on the currency attributes and transaction information included in the mark applied to the currency.

公开(公告)号：US20160140791A1

公开(公告)日：2016-05-19

申请号：US15002345

申请日：2016-01-20

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G07D11/00

CPC classification number: G06Q20/1085 ,  G06K19/025 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/0021 ,  G07D11/0036 ,  G07D11/0066 ,  G07D11/009 ,  G07F19/203 ,  H04N1/32149

Abstract: Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of the currency. Marked currency may be stored in the ATM. Marked currency may be scanned. A scanning of marked currency may read the attributes of the currency and the transaction information included in the mark. The scanning of the marked currency may erase the mark. A value of the marked currency may be calculated. The value may be determined based on the currency attributes and transaction information included in the mark applied to the currency.

公开(公告)号：US20160117894A1

公开(公告)日：2016-04-28

申请号：US14987636

申请日：2016-01-04

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell, JR. ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G07F19/00

CPC classification number: G06Q20/1085 ,  G06Q20/18 ,  G07D7/00 ,  G07D11/00 ,  G07D11/0042 ,  G07D11/0078 ,  G07F7/04 ,  G07F19/202 ,  G07F19/203 ,  G07F19/206 ,  G07F19/207 ,  G07F19/209

Abstract: Apparatus and methods are provided for a dual validator self-service kiosk (“SSK”). The SSK may include a first validator. The first validator may examine a deposit inserted into the SSK. The SSK may include a second validator. The second validator may examine a tangible item before the SSK dispenses the tangible item. The SSK may retract the tangible item if the tangible item in not collected by a customer. The second validator may examine the tangible item after being retracted by the SSK. The first validator may apply a first examination routine to the deposit. The second validator may apply a second examination routine before the SSK dispenses the tangible item. The second validator may apply a third examination routine to a tangible item retracted by the SSK.

公开(公告)号：US20160117655A1

公开(公告)日：2016-04-28

申请号：US14987702

申请日：2016-01-04

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G06Q20/10

CPC classification number: G06Q20/1085 ,  B65H29/46 ,  B65H33/04 ,  B65H33/08 ,  B65H2301/42114 ,  B65H2301/4214 ,  B65H2301/4263 ,  B65H2408/13 ,  B65H2701/1912 ,  G07D11/0057 ,  G07D11/0084 ,  G07F19/203

Abstract: Apparatus and methods for a stacking purge-bin (“SPB”) are provided. The SPB may be configured to rotate. The SPB may include a plurality of receiving sections. One or more tangible items retracted by the SSK may be stored in each receiving section. Rotating the SPB between each retraction may prevent tangible items from two consecutive retractions from being stored in a single receiving section. Preventing tangible items from two consecutive retractions from being stored in a single receiving section may allow each tangible item to be associated with transaction information corresponding to a retraction. The SPB may store separators. A separator may be inserted between tangible items received from two consecutive retractions. Separating between tangible items received from two consecutive retractions may allow each tangible item to be associated with transaction information corresponding to a retraction. Transaction information associated with a retraction may be marked on the separator.

公开(公告)号：US20140372285A1

公开(公告)日：2014-12-18

申请号：US13916159

申请日：2013-06-12

Applicant: Bank of America Corporation

Inventor： Matthew K. Bryant ,  Devin D. Rhodes ,  Daryoosh Shirbabadi

IPC: G06Q20/38

CPC classification number: G06Q10/1091 ,  G06Q40/00 ,  G07F19/209

Abstract: To monitor transaction time, a first plurality of events is received. A transaction is associated with the first plurality of events. A time is determined for each event of the first plurality of events in the transaction to occur. An average time is calculated for a second plurality of events to occur based on the time of events in the first plurality of events. The second plurality of events is determined from a plurality of transactions and is based on one or more attributes, and the second plurality of events includes events from the first plurality of events. A standard deviation and a coefficient of variation are calculated for each event in the second plurality of events.

Abstract translation: 为了监视交易时间，接收到第一多个事件。 事务与第一组多个事件相关联。 确定事务中的第一个多个事件的每个事件发生的时间。 基于第一多个事件中的事件的时间来计算要发生的第二多个事件的平均时间。 从多个事务中确定第二个多个事件，并且基于一个或多个属性，并且第二多个事件包括来自第一多个事件的事件。 针对第二多个事件中的每个事件计算标准差和变异系数。

公开(公告)号：US20140339755A1

公开(公告)日：2014-11-20

申请号：US13897530

申请日：2013-05-20

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G07F19/00 ,  B65H33/04

CPC classification number: G06Q20/1085 ,  B65H29/46 ,  B65H33/04 ,  B65H33/08 ,  B65H2301/42114 ,  B65H2301/4214 ,  B65H2301/4263 ,  B65H2408/13 ,  B65H2701/1912 ,  G07D11/0057 ,  G07D11/0084 ,  G07F19/203

Abstract: Apparatus and methods for a stacking purge-bin (“SPB”) are provided. The SPB may be configured to rotate. The SPB may include a plurality of receiving sections. One or more tangible items retracted by the SSK may be stored in each receiving section. Rotating the SPB between each retraction may prevent tangible items from two consecutive retractions from being stored in a single receiving section. Preventing tangible items from two consecutive retractions from being stored in a single receiving section may allow each tangible item to be associated with transaction information corresponding to a retraction. The SPB may store separators. A separator may be inserted between tangible items received from two consecutive retractions. Separating between tangible items received from two consecutive retractions may allow each tangible item to be associated with transaction information corresponding to a retraction. Transaction information associated with a retraction may be marked on the separator.

Abstract translation: 提供了堆叠清洗箱（“SPB”）的装置和方法。 SPB可以配置为旋转。 SPB可以包括多个接收部分。 由SSK缩回的一个或多个有形物品可以存储在每个接收部分中。 在每个缩回之间旋转SPB可以防止来自两个连续撤销的有形物品被存储在单个接收部分中。 防止两个连续撤销中的有形物品存储在单个接收部分中可以允许每个有形物品与对应于撤回的交易信息相关联。 SPB可能存储分隔符。 可以在从两个连续的撤回接收到的有形物品之间插入分离器。 从两个连续撤销中接收的有形物品之间的分离可以允许每个有形物品与对应于收回的交易信息相关联。 可以在分隔符上标记与缩回相关联的交易信息。

公开(公告)号：US20140338986A1

公开(公告)日：2014-11-20

申请号：US13897534

申请日：2013-05-20

Applicant: Bank of America Corporation

Inventor： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

IPC: G01G19/42

CPC classification number: G01G19/42 ,  G01G19/414 ,  G06M9/00 ,  G06Q20/1085 ,  G07D13/00 ,  G07F19/202

Abstract: Apparatus and methods for a self-service device (“SSD”) purge-bin weighing scale are provided. The SSD may include a dispenser. The dispenser may disburse one or more tangible items to a customer. The dispenser may retract at least one of the tangible items disbursed to the customer. The SSD may include a purge-bin. The purge-bin may hold at least one tangible item. The purge-bin may hold the tangible item after the tangible item is retracted by the dispenser. The SSD may include a scale. The scale may measure a weight. The weight may be the weight of at least one tangible item. The scale may measure the weight after the tangible item is retracted by the dispenser. The scale may measure the weight of the tangible item prior to a transfer of the tangible item to the purge-bin.

Abstract translation: 提供了一种自助设备（“SSD”）清洗箱称重秤的设备和方法。 SSD可以包括分配器。 分配器可以向客户支付一个或多个有形物品。 分配器可缩回支付给顾客的至少一个有形物品。 SSD可以包括净化箱。 净化箱可以容纳至少一个有形物品。 清洁箱可以在有形物品被分配器收回之后保持有形物品。 SSD可以包括刻度。 秤可以测量重量。 重量可以是至少一个有形物品的重量。 刻度可以在有形物品被分配器收回之后测量重量。 比例尺可以在将有形物品转移到净化箱之前测量有形物品的重量。