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    Cash dispensing automated banking machine with GPS
    33.
    发明授权
    Cash dispensing automated banking machine with GPS 有权
    自动点钞自动银行机与GPS

    公开(公告)号：US08505814B1

    公开(公告)日：2013-08-13

    申请号：US13735393

    申请日：2013-01-07

    申请人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffrey M. Enright ,  Dale H. Blackson

    发明人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffrey M. Enright ,  Dale H. Blackson

    IPC分类号： G07F19/00

    CPC分类号： G07F19/207 ,  G07F19/20

    摘要： Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's cell phone, a customer request for directions to the nearest card-reading cash-dispensing machine that does not have a transaction fee. The customer request can include account data and GPS location of the cell phone. The service center can determine from the account data which financial networks would not cause the customer to be assessed a transaction fee for a cash withdrawal. The service center can then determine from the GPS locations of the machines in these financial networks, which machine is geographically closest to the phone's GPS location. Directions to this nearest automated banking machine are then sent to the phone.

    摘要翻译： 自动银行机包括全球定位系统（GPS）。 机器可以将GPS位置读数传送到服务中心。 服务中心可以通过客户的手机接收客户的请求，要求最近的没有交易费用的读卡式点钞机的指示。 客户请求可以包括手机的帐户数据和GPS位置。 服务中心可以从帐户数据中确定哪些金融网络不会导致客户对现金提款的交易费用进行评估。 然后，服务中心可以从这些金融网络中的机器的GPS位置确定哪个机器在地理上最接近电话的GPS位置。 到最近的自动银行机的方向然后发送到手机。

    Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    36.
    发明授权
    Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
    自动银行业务响应数据记录，改善抵制欺诈行为

    公开(公告)号：US08002176B2

    公开(公告)日：2011-08-23

    申请号：US12288333

    申请日：2008-10-17

    申请人： Randall W. Jenkins ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    发明人： Randall W. Jenkins ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC分类号： G06F17/60

    CPC分类号： G07F19/20 ,  G06Q40/00 ,  G07F19/2055

    摘要： An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices.

    摘要翻译： 响应于从数据记录读取的数据控制自动银行机。 自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易位置。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈性键盘输入拦截设备，现金出口陷阱设备，存款输入转移设备或其他欺诈设备。

    Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    37.
    发明申请
    Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
    自动银行业务响应数据记录，改善抵制欺诈行为

    公开(公告)号：US20090101705A1

    公开(公告)日：2009-04-23

    申请号：US12288333

    申请日：2008-10-17

    申请人： Randall Jenkins ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    发明人： Randall Jenkins ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC分类号： G07F19/00

    CPC分类号： G07F19/20 ,  G06Q40/00 ,  G07F19/2055

    摘要： An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices.

    摘要翻译： 响应于从数据记录读取的数据控制自动银行机。 自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈性键盘输入拦截设备，现金出口陷阱设备，存款输入转移设备或其他欺诈设备。

    Automated banking machine with improved resistance to fraud
    39.
    发明授权
    Automated banking machine with improved resistance to fraud 有权
    自动银行机具有改善的抗欺诈能力

    公开(公告)号：US07503481B2

    公开(公告)日：2009-03-17

    申请号：US11454258

    申请日：2006-06-16

    申请人： Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    发明人： Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC分类号： G06F17/60

    CPC分类号： G06Q20/18 ,  G07F19/20 ,  G07F19/201 ,  G07F19/2055 ,  G07F19/207 ,  G07F19/211

    摘要： Apparatus and method for detecting and interfering with an unauthorized device attempting to acquire user identification information at cash dispensing automated banking machine. The apparatus includes a sensing device enabled to detect RF or other radiation transmitted from the unauthorized device in a proximity of the machine. A controller causes the machine to take at least one action responsive to detection of the unauthorized device. The action may include generating a warning screen on the machine display, capturing an image, sending a message to an entity at a remote location, or emitting interfering radiation from an emitter.

    摘要翻译： 用于检测和干扰试图在现金分配自动银行机上获取用户识别信息的未授权设备的装置和方法。 该装置包括能够检测在机器附近从未授权装置传输的RF或其他辐射的感测装置。 控制器使得机器响应于未经授权的设备的检测而采取至少一个动作。 该动作可以包括在机器显示器上产生警告屏幕，捕获图像，向远程位置的实体发送消息或发射来自发射器的干扰性辐射。

    Cash dispensing system for merchandise delivery facility
    40.
    发明授权
    Cash dispensing system for merchandise delivery facility 有权
    商品配送设施的现金分发系统

    公开(公告)号：US06722473B1

    公开(公告)日：2004-04-20

    申请号：US10125172

    申请日：2002-04-17

    申请人： Natarajan Ramachandran ,  Cynthia S. Daugherty ,  Jeffery M. Enright

    发明人： Natarajan Ramachandran ,  Cynthia S. Daugherty ,  Jeffery M. Enright

    IPC分类号： A47F900

    CPC分类号： G07F19/20 ,  E04H14/00 ,  G06Q20/20 ,  G07F7/00 ,  G07F19/202 ,  G07F19/203

    摘要： A system for providing cash to users in a merchandise delivery environment such as a fast food drive-through environment. The system includes a customer request station (212, 262, 288, 300, 322, 378) at which the customer is enabled to input a request for merchandise as well as an input corresponding to a request to receive cash. The customer is further enabled to input to the customer request station information corresponding to a source of monetary value which the customer may charge against for ordered merchandise or for the amount of cash requested. The customer may then move to a cash delivery station (216, 338) to receive a portion or all of the requested cash. The customer is enabled to receive the ordered merchandise at a merchandise delivery station (222, 292, 304, 316, 324, 342).

    摘要翻译： 一种用于在诸如快餐通道环境的商品交付环境中向用户提供现金的系统。 该系统包括客户请求站（212,262,28,300,322,378），在该客户请求站（212,262,28,300,322,378）处，客户能够输入对商品的请求以及与接收现金的请求相对应的输入。 客户进一步能够向客户请求站输入对应于客户可能对订购商品收取的货币价值来源的信息或所请求的现金金额。 然后，客户可以移动到现金递送站（216,338）以接收所请求的现金的一部分或全部。 客户能够在商品交付站（222,292,304,316,324,342）处接收订购的商品。