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公开(公告)号:US20210303350A1
公开(公告)日:2021-09-30
申请号:US16831467
申请日:2020-03-26
Applicant: BANK OF AMERICA CORPORATION
Inventor: Christine Meloro Hill , Manu Jacob Kurian , Lalit Dhawan , Robert N. Gridley , G. Alister Bazaz
Abstract: A network of systems used for tracking of performance of resources and components thereof using resource information. The resource information may include resource performance information (e.g., operation of the resource or components thereof, or the like) that is stored within a distributed computing network. The resource performance information may be compared to resource thresholds and used to determine and distribute resource suggestions for the resource. The distributed computing network may comprise a plurality of nodes that host a distributed register for storing, updating, and allowing access to resources and resource performance information, resource thresholds, and resource suggestions.
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42.
公开(公告)号:US20210203566A1
公开(公告)日:2021-07-01
申请号:US17201991
申请日:2021-03-15
Applicant: Bank of America Corporation
Inventor: Lalit Dhawan , Manu Kurian
Abstract: Aspects of the disclosure relate to transferring data using a dynamic data management system. A computing platform having at least one processor, a memory, and a communication interface may receive, by the at least one processor, via the communication interface, and from a dynamic data management node, at least one organization computing system data file profile and a plurality of client computing device data file profiles. The computing platform may identify, based on the at least one organization computing system data file profile, the plurality of client computing device data file profiles, and a machine learning dataset, a potential match between the at least one organization computing system data file profile and at least one client computing device data file profile. The computing platform may establish a connection with the at least one client computing device and, while the connection is established, transmit a notification which, when processed by the one or more client computing devices, causes the notification to be displayed on the at least one client computing device.
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公开(公告)号:US12223066B2
公开(公告)日:2025-02-11
申请号:US17809743
申请日:2022-06-29
Applicant: Bank of America Corporation
Inventor: Lalit Dhawan , Manu J. Kurian
IPC: G06F21/60
Abstract: A system includes a memory, a user device that can be used by a user to enter a virtual environment and a processor coupled to the user device and the memory. The processor is configured to receive a first user credential from the user to perform a first data interaction in the virtual environment with a second user. The processor detects that the first user and the second user are part of a first virtual community, invokes a first set of rules, and processes the first request according to the first set of rules. The processor receives a second request from the first user to perform a second data interaction in the virtual environment with a third user. The processor detects that the third user is part of a second virtual community, invokes a second set of rules, and processes the second request according to the second set of rules.
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公开(公告)号:US20240419576A1
公开(公告)日:2024-12-19
申请号:US18813202
申请日:2024-08-23
Applicant: Bank of America Corporation
Inventor: Lalit Dhawan , Swetha Ravi , Kevin A. Delson , Pratap Dande
Abstract: Bots are typically programmed to automate tasks and provide statistically expected results. However, a bot may malfunction and generate aberrant outputs. It is technically challenging to detect the aberrant outputs and determine whether the outputs are due to an error in how the bot processes inputs or because the bot has received unusual or unexpected input data. Apparatus and methods are provided for auto-determining why a bot has generated output outside expected results. An auto-correct bot will detect problems and auto-identify potential solutions, simulate those solutions and apply those solutions to remediate the malfunctioning bot.
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公开(公告)号:US12099435B2
公开(公告)日:2024-09-24
申请号:US18093874
申请日:2023-01-06
Applicant: Bank of America Corporation
Inventor: Lalit Dhawan , Swetha Ravi , Kevin A. Delson , Pratap Dande
CPC classification number: G06F11/3612 , G06F11/3664 , G06N20/00
Abstract: Bots are typically programmed to automate tasks and provide statistically expected results. However, a bot may malfunction and generate aberrant outputs. It is technically challenging to detect the aberrant outputs and determine whether the outputs are due to an error in how the bot processes inputs or because the bot has received unusual or unexpected input data. Apparatus and methods are provided for auto-determining why a bot has generated output outside expected results. An auto-correct bot will detect problems and auto-identify potential solutions, simulate those solutions and apply those solutions to remediate the malfunctioning bot.
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公开(公告)号:US20240232047A1
公开(公告)日:2024-07-11
申请号:US18093874
申请日:2023-01-06
Applicant: Bank of America Corporation
Inventor: Lalit Dhawan , Swetha Ravi , Kevin A. Delson , Pratap Dande
IPC: G06F11/36
CPC classification number: G06F11/3612
Abstract: Bots are typically programmed to automate tasks and provide statistically expected results. However, a bot may malfunction and generate aberrant outputs. It is technically challenging to detect the aberrant outputs and determine whether the outputs are due to an error in how the bot processes inputs or because the bot has received unusual or unexpected input data. Apparatus and methods are provided for auto-determining why a bot has generated output outside expected results. An auto-correct bot will detect problems and auto-identify potential solutions, simulate those solutions and apply those solutions to remediate the malfunctioning bot.
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47.
公开(公告)号:US20240231908A1
公开(公告)日:2024-07-11
申请号:US18095280
申请日:2023-01-10
Applicant: BANK OF AMERICA CORPORATION
Inventor: Votreeshwaran Ilangovan , Lalit Dhawan , Sachin Falcao
IPC: G06F9/50
CPC classification number: G06F9/5011 , G06F9/5072
Abstract: Systems, methods, and computer program products are provided herein for dynamic allocation of aggregated resource transfers in a distributed network. An example method includes receiving resource transfer record data and determining that the resource transfer record data is indicative of an aggregated resource transfer associated with at least a first user and a second user. The method further includes generating first allocation data associated with the first user and generating second allocation data associated with the second user. The method also includes dynamically modifying the resource transfer record data based upon the first allocation data and the second allocation data. A user interface providing a visual representation of the first and second allocation data may be provided so as to provide for user interaction with this data.
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48.
公开(公告)号:US12028348B2
公开(公告)日:2024-07-02
申请号:US17811146
申请日:2022-07-07
Applicant: Bank of America Corporation
Inventor: Jayachandra Varma , Manu Kurian , Lalit Dhawan
IPC: H04L29/06 , G06F21/31 , G06T11/00 , H04L9/40 , H04L67/131 , H04L67/306 , H04L67/52
CPC classification number: H04L63/102 , G06F21/31 , G06T11/00 , H04L67/131 , H04L67/306 , H04L67/52
Abstract: A processor is configured to access a virtual environment comprising a plurality of virtual locations. The processor is configured to generate a primary avatar in a first virtual location based on a superset of the user data associated with a first set of the interaction criteria objects. The processor is configured to receive an interaction request from a user device for an interaction with the entity in a second virtual location. The processor is configured to generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects. The processor is configured to generate a secondary avatar associated with the user device in the second virtual location. The processor is further configured to conduct the interaction between the secondary avatar and the entity in the second virtual location based on the second set of the interaction criteria objects.
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公开(公告)号:US20240161117A1
公开(公告)日:2024-05-16
申请号:US17985420
申请日:2022-11-11
Applicant: Bank of America Corporation
Inventor: Lalit Dhawan , Manu Kurian
CPC classification number: G06Q20/405 , G06Q20/108 , G06Q40/025
Abstract: Systems, devices, and methods for machine learning based processing of large transactions (e.g., business-to-business (B2B) fund transfers) is described. A transaction management platform may incrementally process a payment transaction based on one or more trigger points. The one or more trigger points may be based on analysis of a transaction history associated with a source account of the transaction.
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50.
公开(公告)号:US11803811B2
公开(公告)日:2023-10-31
申请号:US17827081
申请日:2022-05-27
Applicant: BANK OF AMERICA CORPORATION
Inventor: Christine Meloro Hill , G. Alister Bazaz , Lalit Dhawan , Robert N. Gridley , Manu Jacob Kurian
IPC: G06Q10/087 , G06F16/27 , G06Q40/08
CPC classification number: G06Q10/087 , G06F16/27
Abstract: Validated tracking of events associated with equipment during the course of a resource arrangement. The events include location-changing events, which provide for a physical change in location of the equipment. The verified tracking of the events is provided by a distributed trust computing network, which through convergence by one or more decentralized nodes provides for authenticating/validating data stored within distributed registers/ledgers. Specific to the invention, once a location-changing event is determined/detected, the location-changing event is registered in the distributed trust computing network by creating and validating a data block within a distributed register/ledger that includes information pertaining to the location-changing event. In this regard, the existence of the data block within the distributed register/leger serves as a verified source of truth of the occurrence of the location-change event, which is capable of identifying the verified current location of the equipment at any point in time.
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