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公开(公告)号：US11899822B2
公开(公告)日：2024-02-13
申请号：US16934219
申请日：2020-07-21
IPC分类号： G06F21/62 , H04L9/40 , G06Q10/02 , G06Q20/38 , G06Q30/0645 , G06Q30/018 , G06Q50/14 , G06Q40/02
CPC分类号： G06F21/6254 , G06Q10/025 , G06Q20/383 , G06Q30/0185 , G06Q30/0645 , G06Q50/14 , H04L63/0846 , H04L63/0884 , G06Q40/02 , H04L63/0838
摘要： A system for providing private, secure travel is provided. The system may include a transceiver. The transceiver may be operable to receive and transmit communication from and to a plurality of travelers and a plurality of service providers. The system may include an itinerary booking module. The itinerary booking module may process itinerary communications received from the plurality of travelers. The itinerary booking module may determine a plurality of legs included in each received itinerary. The itinerary booking module may book, via the transceiver, at least one service provider for each leg of each itinerary. The system may include a unique identifier generator. The unique identifier generator may generate a unique identifier for each of the plurality of travelers.
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公开(公告)号：US20240007402A1
公开(公告)日：2024-01-04
申请号：US17852688
申请日：2022-06-29
发明人： Kevin A. Delson
IPC分类号： H04L47/122 , H04L47/11 , H04L45/02 , H04L43/10
CPC分类号： H04L47/122 , H04L47/11 , H04L45/08 , H04L43/10
摘要： A system is provided that traces and records data elements in transit on a network. Based on the tracing, the system may generate a map of the network topology and data flow within the network. The system may identify bottlenecks and other anomalous data flows within the network. The system may generate a digital twin of the network. The digital twin may be generated based on the network topology map and data flow within the network. Within the digital twin, the system may simulate changes to the network that may alleviate a bottleneck or other anomalous data flow.
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公开(公告)号：US11544718B2
公开(公告)日：2023-01-03
申请号：US17477660
申请日：2021-09-17
发明人： Monika Kapur , Kevin A. Delson , Brandon Sloane , Siten Sanghvi , Albena N. Fairchild , John Ryan Bowling
摘要： Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.
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公开(公告)号：US20210014774A1
公开(公告)日：2021-01-14
申请号：US16509762
申请日：2019-07-12
发明人： Morgan S. Allen , Kevin A. Delson
摘要： Aspects of the disclosure relate to dynamically optimizing mobile device communication modes in a multi-network environment. A computing device may scan for at least one network connection associated with at least one device support server. Based on the scanning, the computing device may establish a first connection via a first network with a first device support server in a first communication mode. Subsequently, the computing device may exchange first data with the first device support server in the first communication mode. Then, the computing device may switch from the first communication mode to a second communication mode different from the first communication mode. Based on switching from the first communication mode to the second communication mode different from the first communication mode, the computing device may exchange second data with the first device support server in the second communication mode.
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公开(公告)号：US10812486B2
公开(公告)日：2020-10-20
申请号：US16210542
申请日：2018-12-05
发明人： Kevin A. Delson , Crystal M. Sundaramoorthy , Manu Kurian , Gopikrishna Nemalikanti , Jayachandra Varma , Gilbert M. Gatchalian
IPC分类号： H04L29/06
摘要： Aspects of the disclosure relate to utilizing smart data tags to track and control secure enterprise data. A computing platform may receive, from an enterprise user computing device, enterprise data. Subsequently, the computing platform may determine one or more tags to be applied to the enterprise data. Then, the computing platform may generate a smart data object based on the enterprise data received from the enterprise user computing device and the one or more tags determined to be applied to the enterprise data received from the enterprise user computing device. Next, the computing platform may send, to an enterprise data storage platform, the smart data object, and sending the smart data object to the enterprise data storage platform may cause the enterprise data storage platform to store the smart data object in a repository comprising a plurality of smart data objects maintained by the enterprise data storage platform.
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公开(公告)号：US10779165B1
公开(公告)日：2020-09-15
申请号：US16676798
申请日：2019-11-07
摘要： A method for pre-authenticating a user on the user's mobile device is provided. The method may be implemented on the device. The method may include tracking commonly accessed applications over a pre-determined amount of time. The method may include tracking and storing on the mobile device, application data associated with each commonly accessed application. When a determined current time of day is a pre-determined amount of time prior to the tracked start time of access to a one or more commonly accessed applications, the method may include capturing, autonomously, via each of a plurality of sensors, an attribute associated with the user. The method may further include comparing a value of the attribute captured to a historically stored attribute value. The method may further include verifying and pre-authenticating the user based on the comparing. The method may also include pre-loading the user's mobile device with the commonly accessed application.
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公开(公告)号：US20200186527A1
公开(公告)日：2020-06-11
申请号：US16210542
申请日：2018-12-05
发明人： Kevin A. Delson , Crystal M. Sundaramoorthy , Manu Kurian , Gopikrishna Nemalikanti , Jayachandra Varma , Gilbert M. Gatchalian
IPC分类号： H04L29/06
摘要： Aspects of the disclosure relate to utilizing smart data tags to track and control secure enterprise data. A computing platform may receive, from an enterprise user computing device, enterprise data. Subsequently, the computing platform may determine one or more tags to be applied to the enterprise data. Then, the computing platform may generate a smart data object based on the enterprise data received from the enterprise user computing device and the one or more tags determined to be applied to the enterprise data received from the enterprise user computing device. Next, the computing platform may send, to an enterprise data storage platform, the smart data object, and sending the smart data object to the enterprise data storage platform may cause the enterprise data storage platform to store the smart data object in a repository comprising a plurality of smart data objects maintained by the enterprise data storage platform.
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公开(公告)号：US12125062B2
公开(公告)日：2024-10-22
申请号：US18073655
申请日：2022-12-02
发明人： Eric Dryer , Pratap Dande , Kevin A. Delson , Gilbert Gatchalian , Lalit Dhawan , Linda Haddad , Morgan Allen
IPC分类号： G06Q30/02 , G06Q30/0251
CPC分类号： G06Q30/0255 , G06Q30/0257
摘要： A bot automatically compiles transaction information for a consumer from merchants that sell products in various categories and merchants that sell products in only a single category. The bot categorizes the consumer's purchases from the merchants and determines percentages of consumer spending in each category. The bot may obtain a category for purchases from merchants selling a single category of items based on a merchant identifier such as a merchant code. For other merchants, the bot may obtain category information from the merchant or from an analysis of a category code, or a product or service description or identifier. The categories and percentages of the consumer's purchases may be provided by the bot to the consumer or to a third party. The bot may provide special offers and promotions to a consumer based on the compiled category information and percentage spending by the consumer by category.
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公开(公告)号：US12020224B2
公开(公告)日：2024-06-25
申请号：US17989790
申请日：2022-11-18
发明人： Manu Kurian , Siten Sanghvi , Heather Dolan , George Albero , Maharaj Mukherjee , Kevin A. Delson
CPC分类号： G06Q20/1085 , G06Q20/3221 , G06Q20/3278 , G06Q20/40145 , G06Q20/4015
摘要： A system for facilitating offline processing of electronic transactions at an ATM when the ATM does not support a network connection may be provided. The system may include a mobile device configured to store an updatable account balance of a personal account associated with a user of the mobile device and transaction data associated with a plurality of transactions executed via the mobile device. The system may include the ATM being configured to operate in an offline processing mode when the network connection is unsupported. The offline processing mode may include the ATM receiving a transaction request and account data from the mobile device. The ATM may be configured to authenticate or deny the executing of the transaction request based on a predetermined threshold of transaction locations positioned at a distance greater than or less than a pre-determined distance from the ATM.
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公开(公告)号：US20230306511A1
公开(公告)日：2023-09-28
申请号：US18198105
申请日：2023-05-16
IPC分类号： G06Q40/04 , G06F16/951 , G06Q30/0601 , G06Q20/10
CPC分类号： G06Q40/04 , G06F16/951 , G06Q20/108 , G06Q30/0641
摘要： A computing system includes a first computing platform and a virtual exchange computing platform, where the first computing platform provides an application and a first electronic value token and the virtual exchange computing platform is communicatively coupled to the first computing platform. The virtual exchange computing platform receives the information corresponding to the first electronic value token and calculates, via API functions linking to banking as a service (BaaS) functionality processed by a valuation computing platform, a valuation of the first electronic value token. The virtual exchange computing platform causes presentation, via a network and on a first user device, a user interface screen presenting a visualization of a value of the electronic value token and comprising an input and triggers, based on a received trade input from the user interface, a virtual exchange of value involving the first electronic value token.
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