公开(公告)号：US11295334B2

公开(公告)日：2022-04-05

申请号：US16399263

申请日：2019-04-30

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma ,  Gopikrishna Nemalikanti ,  Manu Kurian ,  Saritha Vrittamani

IPC: G06Q30/00 ,  G06Q30/02 ,  G06Q20/40 ,  G06N20/00

Abstract: Systems and methods for batch multiplexing a plurality of transactions are provided. A system may include a machine-learning (“ML”) based engine configured to receive instructions to execute a first transaction, derive a plurality of sets of delay parameters for the first transaction, and display the sets of delay parameters on a graphical user interface (“GUI”) associated with a sender of the instructions. The engine may be configured to receive a selection of a set of delay parameters, and, based on the selection, append the first transaction to one of a plurality of pending transaction queues. The engine may be further configured to, within a maximum time window, combine the transactions in the pending transaction queue to create a single multiplexed transaction, and execute the multiplexed transaction. The engine may also be configured to demultiplex the multiplexed transaction after it is executed.

公开(公告)号：US20210336898A1

公开(公告)日：2021-10-28

申请号：US17370554

申请日：2021-07-08

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma ,  Manu Kurian ,  Lixian Huang ,  Hemantkumar D. Gajjar ,  Ganesh Bonda ,  Floyd Franklin Rock, JR.

IPC: H04L12/911 ,  H04L29/08

Abstract: Aspects of the disclosure relate to providing cloud computing resources from one or more cloud service providers for a client computing device through a computing platform. The client computing device may benefit from an economy of scale while being able to obtain different types of cloud services over a plurality of cloud providers. The client computing device may request an initial amount of cloud services and subsequently may request cloud services that utilize a requested amount of cloud resources. The requested amount of cloud resources may be apportioned among the plurality of cloud service providers, to provide the requested cloud service. The computing platform may also support a cloud abstraction layer interacting between client computing device and one or more cloud providers so that the client computing device can obtain cloud service in a transparent manner.

公开(公告)号：US11108685B2

公开(公告)日：2021-08-31

申请号：US16454763

申请日：2019-06-27

Applicant: BANK OF AMERICA CORPORATION

Inventor： Manu Jacob Kurian ,  Jayachandra Varma ,  Saritha Vrittamani

IPC: H04L12/28 ,  H04L12/725 ,  H04L12/741 ,  H04L12/721 ,  H04L29/06

Abstract: Intelligent delivery/transmission of data within a secure transmission path of a distributed computing network. A plurality of logical switches are disposed throughout a secure transmission path between a source and target. A controller is configured to control a timing for delivery and/or routing of the data packets to the target apparatus by activating and deactivating the logical switches. In addition, activation of two or more switches provides for isolating data, such that, inline processing (e.g., security checks or the like) can be performed on the data.

公开(公告)号：US11095456B2

公开(公告)日：2021-08-17

申请号：US16421725

申请日：2019-05-24

Applicant: BANK OF AMERICA CORPORATION

Inventor： Manu Jacob Kurian ,  Gilbert Gatchalian ,  Jayachandra Varma

IPC: H04L29/06 ,  H04L9/32 ,  H04L12/24

Abstract: Distributed tiered data exchanges within a distributed trust/blockchain network are provided for. A continual and ongoing data asset transfer being conducted via a distributed ledger of the distributed trust/blockchain network is leveraged for the purpose of establishing and conducting other continuous and ongoing data asset transfers using the same distributed ledger of the distributed trust/blockchain network. The tiered nature of the asset transfers/distributions means that one distributed ledger can be established and used to conduct multiple different continuous and ongoing data assets transfers between the initial data asset transfer entities and/or other entities. As such, through the use of one distributed ledger of a distributed trust/blockchain network, a single data asset request made by a first entity (i.e., data asset transferee) may be used to make multiple different data asset distributions/transfers to one or many different entities.

公开(公告)号：US20210012327A1

公开(公告)日：2021-01-14

申请号：US16510515

申请日：2019-07-12

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma

IPC: G06Q20/36 ,  G06Q20/38 ,  G06Q20/40

Abstract: Embodiments of the present invention provide a system and platform for virtual resource management. The system may receive, from a user, an amount of resources in a medium of exchange that is foreign to the user. The system stores the received resources and associates them with a virtual account without converting or exchanging the resources for a local medium of exchange. The system then monitors information associated with the user to determine when a triggering event associated with the received resources is occurring or has occurred. In response to determining that the triggering event is occurring or has occurred, the system automatically executes a triggering action associated with the received resources.

公开(公告)号：US20200014754A1

公开(公告)日：2020-01-09

申请号：US16572957

申请日：2019-09-17

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma ,  Manu Kurian ,  Albena N. Fairchild ,  Dimitra J. Tsagris ,  Ganesh Bonda

IPC: H04L29/08 ,  G06N3/04 ,  G06N3/08

Abstract: Aspects of the present disclosure are directed to electronic computer implemented methods of data communication. The method includes receiving a plurality of virtual nodes with EDI data payload including a node attribute, a GPS location attribute and a biometric ID attribute and at least one data element associated with the GPS location attribute. In further aspect, the method includes electronically via a data communications network, processing the EDI data payloads including the node attribute, the GPS location attribute and the biometric ID attribute and the at least one data element associated with the GPS location attribute. Then, electronically processing the EDI data payloads in a network with machine learning and providing an electronic message responsive thereto. In yet a further aspect, the data communications method includes a step of processing the smart data set in the network with machine learning and providing an electronic message responsive thereto.

公开(公告)号：US12028348B2

公开(公告)日：2024-07-02

申请号：US17811146

申请日：2022-07-07

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma ,  Manu Kurian ,  Lalit Dhawan

IPC: H04L29/06 ,  G06F21/31 ,  G06T11/00 ,  H04L9/40 ,  H04L67/131 ,  H04L67/306 ,  H04L67/52

CPC classification number: H04L63/102 ,  G06F21/31 ,  G06T11/00 ,  H04L67/131 ,  H04L67/306 ,  H04L67/52

Abstract: A processor is configured to access a virtual environment comprising a plurality of virtual locations. The processor is configured to generate a primary avatar in a first virtual location based on a superset of the user data associated with a first set of the interaction criteria objects. The processor is configured to receive an interaction request from a user device for an interaction with the entity in a second virtual location. The processor is configured to generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects. The processor is configured to generate a secondary avatar associated with the user device in the second virtual location. The processor is further configured to conduct the interaction between the secondary avatar and the entity in the second virtual location based on the second set of the interaction criteria objects.

公开(公告)号：US11943234B2

公开(公告)日：2024-03-26

申请号：US17649000

申请日：2022-01-26

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma ,  Ganesh Bonda ,  Sachin Lad ,  Petar E. Puskarich

IPC: G06F15/16 ,  G06F16/182 ,  H04L9/40 ,  H04L67/06

CPC classification number: H04L63/123 ,  G06F16/1837 ,  H04L63/0869 ,  H04L67/06

Abstract: An apparatus for sorting and ordering data based on filtering parameters comprises a memory operable to store a digital folder and a processor operably coupled to the memory. The processor is configured to receive a transmission comprising verification of an interaction session established between a first user and an entity and to receive file information corresponding to one or more files stored in the digital folder from an external exchange. The processor is further configured to generate a file vector comprising the one or more files of the digital folder that is sorted based on applying a selection factor to the received file information for each of the one or more files. The processor is further configured to send a transmission to a user device comprising the file vector and an indication to utilize a first file of the file vector during the interaction session.

公开(公告)号：US20230237572A1

公开(公告)日：2023-07-27

申请号：US17584835

申请日：2022-01-26

Applicant: Bank of America Corporation

Inventor： Jayachandra Varma ,  Adithya Gadwale ,  Ganesh Bonda

IPC: G06Q40/02 ,  G06Q40/04

CPC classification number: G06Q40/025 ,  G06Q40/04

Abstract: A system comprises a processor configured to receive user criteria associated with an operation and to obtain a plurality of segment candidates from a plurality of sources, each source configured to provide a segment of the operation that corresponds to a respective segment candidate obtained from said source. The processor is configured to determine a plurality of operation structure candidates for the operation. Each operation structure candidate is determined based on aggregating a respective subset of the plurality of segment candidates. The processor is configured to determine a priority for each operation structure candidate based on prioritization rules stored in memory of the system and based on the user criteria. The processor is configured to communicate an output indicating one or more of the operation structure candidates for the operation. The output is based on the priority.

公开(公告)号：US20230237198A1

公开(公告)日：2023-07-27

申请号：US17582470

申请日：2022-01-24

Applicant: Bank of America Corporation

Inventor： Ganesh Bonda ,  Adithya Gadwale ,  Jayachandra Varma

IPC: G06F3/06 ,  G06F21/64

CPC classification number: G06F3/0622 ,  G06F21/64 ,  G06F3/0647 ,  G06F3/0683

Abstract: An entity data record includes, for each of a plurality of entities, a plurality of attribute data entries. Each attribute data entry indicates a characteristic of the entity. For each entity of the plurality of entities, an authentication score is determined indicating an extent to which the characteristics indicated by the attribute data entries for the entity are authenticated. The authentication score is stored in memory for each entity in the entity data record. A device provides a request for information about a first entity of the plurality of entities. After receiving the request, one or more attribute entries associated with the first entity and a first authentication score of the first entity are provided to the device.