System and method for card processing with automated payment of club, merchant, and service provider fees
    41.
    发明授权
    System and method for card processing with automated payment of club, merchant, and service provider fees 有权
    自动支付俱乐部,商家和服务提供者费用的卡处理系统和方法

    公开(公告)号:US07499887B2

    公开(公告)日:2009-03-03

    申请号:US11051764

    申请日:2005-02-07

    IPC分类号: G06Q40/00

    摘要: An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.

    摘要翻译: 一种用于卡片的装置和方法,其允许持卡人向一系列俱乐部,商家或服务提供商设置自动支付会费和费用。 该卡还可用于接受信用卡的其他交易。 该装置包括包含相关俱乐部,商家和服务提供者的信息的数据库,使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。 该装置可以以自动方式处理自动收费交易,而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。 持卡人的不方便和行政费用以及业务关注减少。 该系统和方法为相关的业务关注提供了竞争优势,以确保初始帐户,然后维护它。 系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

    Antenna arrangement and a module and a radio communications apparatus having such an arrangement
    42.
    发明申请
    Antenna arrangement and a module and a radio communications apparatus having such an arrangement 有权
    天线布置以及具有这种布置的模块和无线电通信装置

    公开(公告)号:US20060290569A1

    公开(公告)日:2006-12-28

    申请号:US10568010

    申请日:2004-08-04

    申请人: Kevin Boyle

    发明人: Kevin Boyle

    IPC分类号: H01Q1/38

    摘要: An antenna arrangement for a radio communications apparatus such as a mobile phone, comprises a substantially planar patch conductor (14) having a first feed connection point (18) for connection to radio circuitry and a second feed connection point (20) for connection to a ground plane, a first, differential slot (22) in the patch conductor between the first and second connection points and a second, dual band slot (24) located in the patch conductor outside the area between the first and second connection points, wherein the length of the first slot (22) is greater than a quarter wavelength, for example a half wavelength, and provides a third resonant frequency increasing the bandwidth of the antenna. The width (A) of the patch conductor between the first and the second slots is selected to obtain a low impedance transformation and thereby a low antenna resistance causing detuning the antenna. A user holding the phone increases the antenna resistance and insodoing tunes the antenna.

    摘要翻译: 用于诸如移动电话的无线电通信装置的天线装置包括具有用于连接到无线电电路的第一馈电连接点(18)和用于连接到无线电电路的第二馈电连接点(20)的基本上平面的配线导体(14) 接地平面,第一和第二连接点之间的接线导体中的第一差分槽(22)和位于第一和第二连接点之间的区域外部的接线导体中的第二双带隙(24),其中, 第一时隙(22)的长度大于四分之一波长,例如半波长,并且提供增加天线带宽的第三谐振频率。 选择第一和第二时隙之间的接线导体的宽度(A)以获得低阻抗变换,从而导致低天线电阻,导致天线失谐。 持有电话的用户增加了天线电阻,并且调谐天线。

    Multiple transmission channel wireless communication systems
    44.
    发明申请
    Multiple transmission channel wireless communication systems 审中-公开
    多传输通道无线通信系统

    公开(公告)号:US20050266902A1

    公开(公告)日:2005-12-01

    申请号:US10520309

    申请日:2003-07-08

    CPC分类号: H01Q21/00 H04B7/10

    摘要: A multiple transmission channel wireless communication system such as MIMO system, comprises a transmitting station and at least one receiving station, at least one of said stations having an antenna system comprising a plurality of spaced apart antenna elements (16A, 16B), each antenna element comprising a sub-array of at least 2 antennas (20A, 20B) separated by less than half the wavelength of the frequency of interest The antennas of each of the antenna elements may be controllable to give directional propagation or reception.

    摘要翻译: 诸如MIMO系统的多传输信道无线通信系统包括发射站和至少一个接收站,所述站中的至少一个具有包括多个间隔开的天线元件(16A,16B)的天线系统,每个天线系统 天线元件包括由感兴趣频率的波长的一半以下分开的至少2个天线(20A,20B)的子阵列。每个天线元件的天线可以是可控制的,以给出定向传播或接收。

    Credit instrument and system with automated payment of club, merchant, and service provider fees
    45.
    发明授权
    Credit instrument and system with automated payment of club, merchant, and service provider fees 有权
    自动支付俱乐部,商家和服务提供者费用的信用工具和系统

    公开(公告)号:US06882984B1

    公开(公告)日:2005-04-19

    申请号:US09325536

    申请日:1999-06-04

    摘要: An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.

    摘要翻译: 一种用于卡片的装置和方法,其允许持卡人向一系列俱乐部,商家或服务提供商设置自动支付会费和费用。 该卡还可用于接受信用卡的其他交易。 该装置包括包含相关俱乐部,商家和服务提供者的信息的数据库,使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。 该装置可以以自动方式处理自动收费交易,而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。 持卡人的不方便和行政费用以及业务关注减少。 该系统和方法为相关的业务关注提供了竞争优势,以确保初始帐户,然后维护它。 系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。