摘要:
An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要:
An antenna arrangement for a radio communications apparatus such as a mobile phone, comprises a substantially planar patch conductor (14) having a first feed connection point (18) for connection to radio circuitry and a second feed connection point (20) for connection to a ground plane, a first, differential slot (22) in the patch conductor between the first and second connection points and a second, dual band slot (24) located in the patch conductor outside the area between the first and second connection points, wherein the length of the first slot (22) is greater than a quarter wavelength, for example a half wavelength, and provides a third resonant frequency increasing the bandwidth of the antenna. The width (A) of the patch conductor between the first and the second slots is selected to obtain a low impedance transformation and thereby a low antenna resistance causing detuning the antenna. A user holding the phone increases the antenna resistance and insodoing tunes the antenna.
摘要:
An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要:
A multiple transmission channel wireless communication system such as MIMO system, comprises a transmitting station and at least one receiving station, at least one of said stations having an antenna system comprising a plurality of spaced apart antenna elements (16A, 16B), each antenna element comprising a sub-array of at least 2 antennas (20A, 20B) separated by less than half the wavelength of the frequency of interest The antennas of each of the antenna elements may be controllable to give directional propagation or reception.
摘要:
An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.