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    SYSTEMS AND METHODS FOR PAYEE IDENTIFICATION VIA CAMERA
    1.
    发明公开
    SYSTEMS AND METHODS FOR PAYEE IDENTIFICATION VIA CAMERA 审中-公开

    公开(公告)号：US20240346578A1

    公开(公告)日：2024-10-17

    申请号：US18751927

    申请日：2024-06-24

    申请人： Wells Fargo Bank, N.A.

    发明人： Al Hecht

    IPC分类号： G06Q40/02 ,  G06Q20/14 ,  G06V30/10 ,  G06V30/224 ,  G06V30/413

    CPC分类号： G06Q40/02 ,  G06Q20/14 ,  G06V30/224 ,  G06V30/413 ,  G06V30/10

    摘要： A provider computing system associated with a provider institution includes a network interface configured to communicate data over a network, and a processing circuit. The processing circuit is configured to receive, by the network interface, image data from a user computing device associated with a user, the image data pertaining to a bill of a user issued by a payee, scan the user computing device for tokens, transform the image data from a non-standardized format into computer-readable data, extract a data structure from the computer-readable data based on identified data from the bill of the user, identify the payee from the payee database based on determining a match level meets a threshold, and add the payee to an account of the user to enable authorization of a payment to the payee via the user computing device.

    Method for context-based selection and activation of applications on a mobile device
    6.
    发明授权
    Method for context-based selection and activation of applications on a mobile device 有权

    公开(公告)号：US12002026B2

    公开(公告)日：2024-06-04

    申请号：US16960243

    申请日：2019-01-04

    申请人： LaterPay AG

    发明人： Cosmin-Gabriel Ene ,  Martin Hans

    IPC分类号： G06Q20/14 ,  G06Q20/24 ,  G06Q50/18 ,  H04W4/12

    CPC分类号： G06Q20/14 ,  G06Q20/24 ,  G06Q50/18 ,  G06Q2220/18 ,  H04W4/12

    摘要： A method for accessing an application on a mobile device in the absence of a network connection to a provider of the application, including the steps of presenting an identifier of the application at a user interface of the mobile device when a condition has been satisfied, receiving an input at the user interface requesting access to the application, presenting a license agreement at the user interface specifying a license fee, receiving another input at the user interface indicating user acceptance of the license agreement and fee, executing a pre-settlement action by the mobile device with reference to the license fee, storing information of the license agreement and fee-pre-settlement in the memory of the mobile device, and activating the application for access by the user subject to the license agreement. The condition to be satisfied is determined from a context analysis of actions by or conditions of the mobile device.

    DYNAMICALLY DETERMINING A CUSTOMIZED TRANSACTION FLOW
    7.
    发明公开
    DYNAMICALLY DETERMINING A CUSTOMIZED TRANSACTION FLOW 审中-公开

    公开(公告)号：US20240161079A1

    公开(公告)日：2024-05-16

    申请号：US18415540

    申请日：2024-01-17

    申请人： Block, Inc.

    发明人： Brian Grassadonia

    IPC分类号： G06Q20/14 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q50/12

    CPC分类号： G06Q20/14 ,  G06Q20/202 ,  G06Q20/327 ,  G06Q50/12

    摘要： Systems and methods are disclosed embodying techniques directed to, in association with a transaction between a payor and a payee, determining a parameter associated with at least one of the payee, payor, or transaction. Methods and systems further include dynamically determining, based on the parameter, a customized transaction flow for the payee, wherein the customized transaction flow comprises a set of operations for completing the transaction. Method and systems are further directed to causing one or more user interfaces corresponding to one or more of the set of operations to be presented via a user device of the payor for execution of the set of operations.