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41.发明申请公开(公告)号：US20230060732A1
公开(公告)日：2023-03-02
申请号：US17983273
申请日：2022-11-08
Inventor： Dingchao Zhang , Michael Bernico , Peter Laube , Utku Pamuksuz , Jeffrey S. Myers , Marigona Bokshi-Drotar , Edward W. Breitweiser
Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
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公开(公告)号：US20230032043A1
公开(公告)日：2023-02-02
申请号：US17965354
申请日：2022-10-13
Inventor： Betsy L. Wilkes , Dustin C. Sargent , Larry Ingrum , Edward W. Breitweiser , Ryan J. Merkle , Linda McKimmy
Abstract: In one aspect, a computer-implemented method for conducting an online insurance application process may include, via one or more processors, (1) receiving a request from an applicant to start an insurance application; (2) collecting, in response to receiving the request, applicant data from one or more service providers; (3) generating application questions for the applicant based upon the applicant data; (4) prompting the application questions to the applicant; (5) receiving, in response to prompting the application questions, responses to the application questions; and (6) generating a conditional receipt based at least upon the responses of the applicant.
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43.发明授权公开(公告)号：US11521412B1
公开(公告)日：2022-12-06
申请号：US17087446
申请日：2020-11-02
Inventor： Dingchao Zhang , Michael Bernico , Peter Laube , Utku Pamuksuz , Jeffrey S. Myers , Marigona Bokshi-Drotar , Edward W. Breitweiser
Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
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44.发明申请公开(公告)号：US20220189607A1
公开(公告)日：2022-06-16
申请号：US17550478
申请日：2021-12-14
Inventor： Edward W. Breitweiser , Jennifer L. Crawford , Brian Steigerwald , Danielle Malan
Abstract: Methods and apparatus for recommending tailored wellness activities based upon non-wellness-related data are disclosed. In an embodiment, a computer-implemented method for recommending wellness activities based upon non-wellness-related data includes accessing non-wellness-related data for a person from a datastore. The data is processed to determine a propensity score, the propensity score representing a likelihood that the person would perform a wellness activity. When the propensity score satisfies a condition, a wellness activity related to an aspect of the data is identified, and information regarding the wellness activity to the person is communicated via a network interface.
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公开(公告)号：US20220188934A1
公开(公告)日：2022-06-16
申请号：US17550475
申请日：2021-12-14
Inventor： Edward W. Breitweiser , Jennifer L. Crawford , Brian Steigerwald , Danielle Malan
Abstract: Systems and methods for generating user-specific well-being recommendations relating to user interaction with a well-being application are disclosed. User data is obtained via the well-being application and from additional data sources, and such user data is processed to determine user conditions that may serve as triggering events (e.g., major life events or changes in user well-being). When a triggering event occurs, well-being tasks are determined and personalized into a user-specific well-being recommendation to the user of the well-being application. In some embodiments, additional prompts may be used to obtain additional user data to further personalize the user-specific well-being recommendation, which may include monitors user responses to offers for additional information in the well-being application. User personalization may include determining a best time or manner of presenting the recommendation to the user to increase the likelihood of user performance of the recommended well-being tasks.
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Patent Agency Ranking
公开(公告)号：US11068999B1
公开(公告)日：2021-07-20
申请号：US16913463
申请日：2020-06-26
Inventor： Andrew Joseph Zeglin , Jessica Lynn Shull , David Turrentine , Edward W. Breitweiser , Melinda Teresa Magerkurth
Abstract: A data aggregation and processing engine optimizes underwriting decisions in the life insurance industry by using social media data to reduce the level of underwriting required. Social media data enables underwriting thresholds based on risk assessments and credibility correlations within publicly available social media data sets with options for opting into more detailed analysis of private social data. Activity monitors further refine appropriate underwriting actions together with correlations with provided biographical data.
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公开(公告)号：US10825564B1
公开(公告)日：2020-11-03
申请号：US15837540
申请日：2017-12-11
Inventor： Dingchao Zhang , Michael Bernico , Peter Laube , Utku Pamuksuz , Jeffrey S. Myers , Marigona Bokshi-Drotar , Edward W. Breitweiser
IPC: G06K9/00 , G16H30/40 , G16H15/00 , G06T7/00 , G16H50/50 , A61B5/021 , G16H50/30 , A61B5/01 , A61B5/024 , A61B5/053 , A61B5/16
Abstract: A method and system may use computer vision techniques and machine learning analysis to automatically identify a user's biometric characteristics. A user's client computing device may capture a video of the user. Feature data and movement data may be extracted from the video and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
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公开(公告)号：US20250077692A1
公开(公告)日：2025-03-06
申请号：US18593371
申请日：2024-03-01
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki KIng , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Sheila Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06F21/64 , G06Q10/10 , G06Q20/10 , G06Q20/22 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/00 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L67/104
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.
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公开(公告)号：US12235979B2
公开(公告)日：2025-02-25
申请号：US18411495
申请日：2024-01-12
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L29/06 , H04L29/08 , H04L67/104 , G06Q10/10 , G06Q20/22 , H04L9/00
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.
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公开(公告)号：US20250054594A1
公开(公告)日：2025-02-13
申请号：US18929138
申请日：2024-10-28
Inventor： Eric Allyn Finley , Jennifer L. Crawford , Corin Rebekah Chapman , Edward W. Breitweiser , Gregory Wong
IPC: G16H20/00 , B60S5/00 , G06T7/20 , G06T11/00 , G06V20/20 , G07C5/08 , G08B21/04 , G08B21/18 , G08B21/22 , G08B31/00 , G16H40/67 , G16H50/20
Abstract: Techniques for generating alerts related to unsafe/unhealthy home conditions may include monitoring sensor data associated with a home environment over a period of time; analyzing the sensor data associated over the period in order to identify an unsafe/unhealthy condition associated with the home environment over the period; obtaining sensor data associated with a resident of the home environment over the period; determining that the resident of the home environment is not physically present at the home environment over the period; upon identifying an unsafe/unhealthy condition associated with the home environment over the period and determining that the resident of the home environment is not physically present at the home environment over the period, generating an alert indicating the identified unsafe or unhealthy condition associated with the home environment over the period; and transmitting the alert to a computing device associated with the resident of the home environment.
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