公开(公告)号：US20230032043A1

公开(公告)日：2023-02-02

申请号：US17965354

申请日：2022-10-13

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Betsy L. Wilkes ,  Dustin C. Sargent ,  Larry Ingrum ,  Edward W. Breitweiser ,  Ryan J. Merkle ,  Linda McKimmy

IPC: G06Q40/08 ,  G06Q10/10

Abstract: In one aspect, a computer-implemented method for conducting an online insurance application process may include, via one or more processors, (1) receiving a request from an applicant to start an insurance application; (2) collecting, in response to receiving the request, applicant data from one or more service providers; (3) generating application questions for the applicant based upon the applicant data; (4) prompting the application questions to the applicant; (5) receiving, in response to prompting the application questions, responses to the application questions; and (6) generating a conditional receipt based at least upon the responses of the applicant.

公开(公告)号：US11544807B1

公开(公告)日：2023-01-03

申请号：US17089388

申请日：2020-11-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Brian A. Steigerwald ,  Shreeti Banerjee ,  Larry Ingrum

IPC: G06Q40/08 ,  H04L51/02 ,  H04L51/04 ,  G06Q50/18

Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or doppelgänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US20230186340A1

公开(公告)日：2023-06-15

申请号：US18107923

申请日：2023-02-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Jennifer L. Crawford ,  Jason W. Boice ,  Jeffrey G. Christianson

IPC: G06Q30/0207 ,  G06Q40/08 ,  G06Q30/0226

CPC classification number: G06Q30/0236 ,  G06Q40/08 ,  G06Q30/0226

Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.

公开(公告)号：US11270331B1

公开(公告)日：2022-03-08

申请号：US17082818

申请日：2020-10-28

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Jennifer L. Crawford ,  Jason W. Boice ,  Jeffrey G. Christianson

IPC: G06Q30/00 ,  G06Q30/02 ,  G06Q40/08

Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.

公开(公告)号：US20240257282A1

公开(公告)日：2024-08-01

申请号：US18590687

申请日：2024-02-28

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Edward W. Breitweiser ,  Brian A. Steigerwald ,  Larry Ingrum ,  Shreeti Banerjee

IPC: G06Q50/18 ,  G06F21/62 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/00 ,  G06Q50/16 ,  G07C5/00 ,  G16H10/60 ,  G16H40/67 ,  H04L51/02 ,  H04L51/04 ,  H04L67/12

CPC classification number: G06Q50/186 ,  G06F21/6245 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/01 ,  G06Q50/16 ,  G07C5/008 ,  G16H10/60 ,  G16H40/67 ,  H04L51/02 ,  H04L51/04 ,  H04L67/12

Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US12008671B2

公开(公告)日：2024-06-11

申请号：US18074555

申请日：2022-12-05

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Brian A. Steigerwald ,  Shreeti Banerjee ,  Larry Ingrum

IPC: G06Q50/18 ,  G06Q40/08 ,  H04L51/02 ,  H04L51/04

CPC classification number: G06Q50/186 ,  G06Q40/08 ,  H04L51/02 ,  H04L51/04

Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US20220156780A1

公开(公告)日：2022-05-19

申请号：US17591446

申请日：2022-02-02

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Jennifer L. Crawford ,  Jason W. Boice ,  Jeffrey G. Christianson

IPC: G06Q30/02 ,  G06Q40/08

Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.

公开(公告)号：US20240296510A1

公开(公告)日：2024-09-05

申请号：US18647386

申请日：2024-04-26

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Brian A. Steigerwald ,  Shreeti Banerjee

IPC: G06Q50/18 ,  G06F21/62 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/00 ,  G06Q50/16 ,  G07C5/00 ,  G16H10/60 ,  G16H40/67 ,  H04L51/02 ,  H04L51/04 ,  H04L67/12

CPC classification number: G06Q50/186 ,  G06F21/6245 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/01 ,  G06Q50/16 ,  G07C5/008 ,  G16H10/60 ,  G16H40/67 ,  H04L51/02 ,  H04L51/04 ,  H04L67/12

Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US11948198B1

公开(公告)日：2024-04-02

申请号：US17089382

申请日：2020-11-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Brian A. Steigerwald ,  Shreeti Banerjee ,  Larry Ingrum

IPC: G06Q40/00 ,  G06F21/62 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/00 ,  G06Q50/16 ,  G06Q50/18 ,  G07C5/00 ,  G16H10/60 ,  G16H40/67 ,  H04L67/12

CPC classification number: G06Q40/08 ,  G06F21/6245 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/12 ,  G06Q50/01 ,  G06Q50/16 ,  G06Q50/186 ,  G07C5/008 ,  G16H10/60 ,  G16H40/67 ,  H04L67/12

Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US11615437B2

公开(公告)日：2023-03-28

申请号：US17591446

申请日：2022-02-02

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Jennifer L. Crawford ,  Jason W. Boice ,  Jeffrey G. Christianson

IPC: G06Q30/00 ,  G06Q30/0207 ,  G06Q40/08 ,  G06Q30/0226

Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.