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公开(公告)号：US12067819B2
公开(公告)日：2024-08-20
申请号：US17092589
申请日：2020-11-09
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
IPC: B60W50/04 , B60W40/09 , B60W50/08 , B60W50/12 , B60W50/14 , G06Q30/0207 , G06Q40/08 , G07C5/00 , G07C5/08 , B60W40/08 , B60W50/00
CPC classification number: G07C5/085 , B60W40/09 , B60W50/045 , B60W50/085 , B60W50/12 , B60W50/14 , G06Q30/0207 , G06Q40/08 , G07C5/008 , G07C5/0816 , B60W2040/0818 , B60W2050/0063 , B60W2050/046 , B60W2050/143
Abstract: A system and computer-implemented method detect and act upon deactivated vehicle components. The system and method include receiving measurements data associated with driving activity. The measurements data includes an indication that at least one feature of an Advanced Driver Assistance System (ADAS) of a vehicle has been deactivated for a driving activity. The system and method may include receiving historical driving data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the measurements data to the historical driving data, determine a likelihood level that the feature of the ADAS would have provided the alert had the feature been activated based upon the comparing, and set, based at least upon the determining, at least a portion of an operator profile associated with an operator of the vehicle with the likelihood level.
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公开(公告)号：US11068999B1
公开(公告)日：2021-07-20
申请号：US16913463
申请日：2020-06-26
Inventor： Andrew Joseph Zeglin , Jessica Lynn Shull , David Turrentine , Edward W. Breitweiser , Melinda Teresa Magerkurth
Abstract: A data aggregation and processing engine optimizes underwriting decisions in the life insurance industry by using social media data to reduce the level of underwriting required. Social media data enables underwriting thresholds based on risk assessments and credibility correlations within publicly available social media data sets with options for opting into more detailed analysis of private social data. Activity monitors further refine appropriate underwriting actions together with correlations with provided biographical data.
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公开(公告)号：US11842300B1
公开(公告)日：2023-12-12
申请号：US16992198
申请日：2020-08-13
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: A system and computer-implemented method detect and act upon operator reliance to vehicle alerts. The system and method include receiving user profile data of an operator that includes a baseline of at least one driving activity aided by activation of an alert from a feature of an Advanced Driver Assistance System (ADAS). The system and method may include receiving historical ADAS alert frequency data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the user profile data with the historical ADAS alert frequency data, determine a reliance level based upon the comparing, and set at least a portion of an operator profile associated with the operator with the reliance level. As a result, a risk averse driver, and/or proper responsiveness to vehicle alerts may be rewarded with insurance-cost savings, such as increased discounts.
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公开(公告)号：US20210053579A1
公开(公告)日：2021-02-25
申请号：US17092589
申请日：2020-11-09
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
Abstract: A system and computer-implemented method detect and act upon deactivated vehicle components. The system and method include receiving measurements data associated with driving activity. The measurements data includes an indication that at least one feature of an Advanced Driver Assistance System (ADAS) of a vehicle has been deactivated for a driving activity. The system and method may include receiving historical driving data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the measurements data to the historical driving data, determine a likelihood level that the feature of the ADAS would have provided the alert had the feature been activated based upon the comparing, and set, based at least upon the determining, at least a portion of an operator profile associated with an operator of the vehicle with the likelihood level.
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Patent Agency Ranking
公开(公告)号：US10776878B1
公开(公告)日：2020-09-15
申请号：US15637251
申请日：2017-06-29
Inventor： Andrew Joseph Zeglin , Jessica Lynn Shull , David Turrentine , Edward W. Breitweiser , Melinda Teresa Magerkurth
Abstract: A data aggregation and processing engine optimizes underwriting decisions in the life insurance industry by using social media data to reduce the level of underwriting required. Social media data enables underwriting thresholds based on risk assessments and credibility correlations within publicly available social media data sets with options for opting into more detailed analysis of private social data. Activity monitors further refine appropriate underwriting actions together with correlations with provided biographical data.
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公开(公告)号：US20240393776A1
公开(公告)日：2024-11-28
申请号：US16158513
申请日：2018-10-12
Inventor： Erin Ann Olander , Andrew Joseph Zeglin , Chris N. Kawakita
IPC: G05B23/02 , G01R21/133 , H02J3/14
Abstract: Techniques are disclosed to monitor home telematics data to identify the overall health of home devices to be covered, or that are currently covered, by a home warranty. The home telematics data may include information relating to the electrical usage of various home devices, which may be obtained via an electrical monitoring (EM) device. Using the home telematics data, a home warranty provider may identify the current health of home devices, identify signs of early failure, suggest recommended preventative maintenance, and/or allocate a portion of the premium payments to carrying out the preventative maintenance. Thus, by leveraging collected home telematics data and tracking this data over time, a home warranty provider may accurately price home warranties, mitigate risk, and potentially prevent costlier claims by anticipating and addressing issues before repairs are needed.
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公开(公告)号：US20240087044A1
公开(公告)日：2024-03-14
申请号：US18517466
申请日：2023-11-22
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: A system and computer-implemented method detect and act upon operator reliance to vehicle alerts. The system and method include receiving user profile data of an operator that includes a baseline of at least one driving activity aided by activation of an alert from a feature of an Advanced Driver Assistance System (ADAS). The system and method may include receiving historical ADAS alert frequency data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the user profile data with the historical ADAS alert frequency data, determine a reliance level based upon the comparing, and set at least a portion of an operator profile associated with the operator with the reliance level. As a result, a risk averse driver, and/or proper responsiveness to vehicle alerts may be rewarded with insurance-cost savings, such as increased discounts.
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公开(公告)号：US10960895B1
公开(公告)日：2021-03-30
申请号：US16053881
申请日：2018-08-03
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
Abstract: A system and computer-implemented method detect and act upon deactivated vehicle components. The system and method include receiving measurements data associated with driving activity. The measurements data includes an indication that at least one feature of an Advanced Driver Assistance System (ADAS) of a vehicle has been deactivated for a driving activity. The system and method may include receiving historical driving data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the measurements data to the historical driving data, determine a likelihood level that the feature of the ADAS would have provided the alert had the feature been activated based upon the comparing, and set, based at least upon the determining, at least a portion of an operator profile associated with an operator of the vehicle with the likelihood level.
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公开(公告)号：US10817891B1
公开(公告)日：2020-10-27
申请号：US15791850
申请日：2017-10-24
Inventor： Daryoush Hakimi-Boushehri , Wayne Walk , Melinda Teresa Magerkurth , Andrew Joseph Zeglin , EllaKate LeFebre , Jessica Lynn Shull
Abstract: Systems and methods are provided for identifying vehicle care that may reduce risk in fields not directly associated with a vehicle itself. One or more electronic sources may provide an indication of care (e.g., service, maintenance, or part configuration) of a vehicle by a user, and the vehicle care may be determined to be associated with a lowered risk for an entity (e.g., a home or business) operated by the same user in another field not associated with operation of the vehicle itself. In response, a user-specific reward may be generated and transmitted to the user, to further incentivize vehicle care and other risk averse behavior in the other field.
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