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51.发明授权公开(公告)号：US08225993B2
公开(公告)日：2012-07-24
申请号：US13199106
申请日：2011-08-19
申请人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06F17/60
CPC分类号： G07F19/20 , G06Q40/00 , G07F19/2055
摘要： An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.
摘要翻译： 响应于从数据记录读取的数据控制自动银行机。 自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备和存款输入转移设备。
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52.发明申请Automated Banking Machine That Outputs Interference Signals That Jam Reading Ability Of Unauthorized Card Readers 有权自动银行机器输出干扰信号，未经授权的读卡器的读卡能力公开(公告)号：US20120043379A1
公开(公告)日：2012-02-23
申请号：US13200697
申请日：2011-09-28
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski , Carole Laskowski
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski , Carole Laskowski
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q20/18 , G07F19/201 , G07F19/2055 , G07F19/207 , G07F19/211
摘要： A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
摘要翻译： 现金分配自动银行机包括与卡槽相关联的读卡器。 反欺诈感测装置能够通过读卡器槽感测环境光或传递到感测装置的辐射。 在机器上安装未授权的读卡装置改变感测装置感测到的至少一个属性。 机器中的控制器接收来自感测装置的信号，并且确定是否已经安装了未授权的读卡装置。
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53.发明授权公开(公告)号：US08038056B2
公开(公告)日：2011-10-18
申请号：US12661946
申请日：2010-03-26
IPC分类号： G06K5/00
CPC分类号： G07F19/2055 , G07F19/20 , G07F19/207
摘要： An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
摘要翻译： 自动银行机具有与读卡器插槽相邻的感测装置。 感测装置能够检测欺诈性读卡装置。
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54.发明授权公开(公告)号：US07971779B2
公开(公告)日：2011-07-05
申请号：US11975293
申请日：2007-10-18
IPC分类号： G06F17/60
CPC分类号： G06Q40/00 , G06Q20/18 , G07F19/20 , G07F19/201 , G07F19/2055 , G07F19/207 , G07F19/211
摘要： A banking system that is controlled by data bearing records includes a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine is operative to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.
摘要翻译： 由数据承载记录控制的银行系统包括现金分配自动银行机，其包括读卡器，小键盘，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易位置。 该机器可操作以感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备，存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件，并响应于此而作出响应。
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55.发明申请公开(公告)号：US20120223134A1
公开(公告)日：2012-09-06
申请号：US13443230
申请日：2012-04-10
CPC分类号： G06Q20/3223 , G06K9/00442 , G06K9/18 , G06Q20/042 , G06Q20/1085 , G06Q20/3221 , G06Q20/40 , G06Q20/4016 , G06Q40/00 , G07F7/04 , G07F19/20 , G07F19/201 , G07F19/203 , G07F19/211
摘要： A banking system comprises automated banking machines which include a card reader, check imaging device, and cash dispenser. Each system machine can cash a code-correlated check in exchange for receiving both the check and the code assigned to the check, without requiring any user identifying input through the machine's user input devices as a condition for cashing the check. The system allows a potential recipient of a personal check to call in a given code to a system computer, which can verify whether the check is backed by funds reserved for the check amount and whether the check can be anonymously cashed. From the call the system computer can obtain the mobile phone's GPS location to determine the system machine nearest to the phone. When informing the phone user that a check is as good as cash, the system computer can also provide directions to that nearest system machine.
摘要翻译： 银行系统包括自动银行机器，其包括读卡器，检查成像设备和自动提款机。 每个系统机器可以兑现代码相关检查，以便接收检查和分配给检查的代码，而不需要任何用户通过机器的用户输入设备识别输入作为兑现支票的条件。 该系统允许个人支票的潜在收件人以给定的代码呼叫系统计算机，该系统计算机可以验证支票是否支持用于支票金额的资金以及支票是否可以匿名兑现。 从呼叫系统电脑可以获取手机的GPS位置，以确定最接近手机的系统机器。 当通知电话用户支票与现金一样好时，系统计算机还可以向最近的系统机器提供指示。
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56.发明授权公开(公告)号：US08628007B2
公开(公告)日：2014-01-14
申请号：US13443230
申请日：2012-04-10
IPC分类号： G07F19/00
CPC分类号： G06Q20/3223 , G06K9/00442 , G06K9/18 , G06Q20/042 , G06Q20/1085 , G06Q20/3221 , G06Q20/40 , G06Q20/4016 , G06Q40/00 , G07F7/04 , G07F19/20 , G07F19/201 , G07F19/203 , G07F19/211
摘要： A banking system comprises automated banking machines which include a card reader, check imaging device, and cash dispenser. Each system machine can cash a code-correlated check in exchange for receiving both the check and the code assigned to the check, without requiring any user identifying input through the machine's user input devices as a condition for cashing the check. The system allows a potential recipient of a personal check to call in a given code to a system computer, which can verify whether the check is backed by funds reserved for the check amount and whether the check can be anonymously cashed. From the call the system computer can obtain the mobile phone's GPS location to determine the system machine nearest to the phone. When informing the phone user that a check is as good as cash, the system computer can also provide directions to that nearest system machine.
摘要翻译： 银行系统包括自动银行机器，其包括读卡器，检查成像设备和自动提款机。 每个系统机器可以兑现代码相关检查，以便接收检查和分配给检查的代码，而不需要任何用户通过机器的用户输入设备识别输入作为兑现支票的条件。 该系统允许个人支票的潜在收件人以给定的代码呼叫系统计算机，该系统计算机可以验证支票是否支持用于支票金额的资金以及支票是否可以匿名兑现。 从呼叫系统电脑可以获取手机的GPS位置，以确定最接近手机的系统机器。 当通知电话用户支票与现金一样好时，系统计算机还可以向最近的系统机器提供指示。
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公开(公告)号：US07980461B1
公开(公告)日：2011-07-19
申请号：US11906252
申请日：2007-10-01
IPC分类号： G06Q40/00
CPC分类号： G07F19/202 , G07D11/0072 , G07F19/20
摘要： A card activated automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). Note holding cassettes include sensors operative to detect near full and near empty conditions. At least one processor in the machine is operative to control the addition and/or removal of notes from each cassette so as to avoid overfilling or depleting the cassettes which may result in machine malfunctions.
摘要翻译： 卡激活自动银行机（10）包括用户界面（15）。 用户界面包括读卡器（16），收据打印机开口（30），现金分配开口（38）和存款接收开口（40）。 通过至少一个拾取构件（158,352）和至少一个剥离构件（64,162,354）的作用，输入到机器的一堆纸币（84）被一个一个地从堆叠中分离。 注意保持盒包括用于检测接近完全和接近空的条件的传感器。 机器中的至少一个处理器可操作以控制每个盒的纸币的添加和/或移除，以避免过量填充或耗尽盒子，这可能导致机器故障。
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公开(公告)号：US07967191B1
公开(公告)日：2011-06-28
申请号：US11906249
申请日：2007-10-01
IPC分类号： G06Q40/00
CPC分类号： G07F19/202 , G07D11/0072 , G07F19/20
摘要： A card activated automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). Note holding cassettes include sensors operative to detect near full and near empty conditions. At least one processor in the machine is operative to control the addition and/or removal of notes from each cassette so as to avoid overfilling or depleting the cassettes which may result in machine malfunctions.
摘要翻译： 卡激活自动银行机（10）包括用户界面（15）。 用户界面包括读卡器（16），收据打印机开口（30），现金分配开口（38）和存款接收开口（40）。 通过至少一个拾取构件（158,352）和至少一个剥离构件（64,162,354）的作用，输入到机器的一堆纸币（84）被一个一个地从堆叠中分离。 注意保持盒包括用于检测接近完全和接近空的条件的传感器。 机器中的至少一个处理器可操作以控制每个盒的纸币的添加和/或移除，以避免过量填充或耗尽盒子，这可能导致机器故障。
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公开(公告)号：US07118031B2
公开(公告)日：2006-10-10
申请号：US10832960
申请日：2004-04-27
IPC分类号： G06F17/60
CPC分类号： G06Q20/18 , G07F19/20 , G07F19/201 , G07F19/2055 , G07F19/207 , G07F19/211
摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices. Sensing devices (254) adjacent a keypad (32) enables the controller to detect the presence of an unauthorized manual input intercepting device.
摘要翻译： 自动银行机器（10）包括可锁定的第一面板部分（20），当解锁时，可以访问胸锁锁输入装置（104），能够打开机器的胸门（18）的输入。 打开第一面板部分还使得能够进入能够移动第二面板部分（22）以进行服务活动的致动器（116）。 机器中的控制器（72）为了便于用户操作机器而选择性地照亮发光装置（118,126）。 与机器上的读卡器插槽（28）相邻的传感设备（128）使得控制器能够检测到欺诈设备或未经授权的读卡设备的存在。 邻近键盘（32）的传感装置（254）使得控制器能够检测未经授权的手动输入拦截装置的存在。
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公开(公告)号：US06722473B1
公开(公告)日：2004-04-20
申请号：US10125172
申请日：2002-04-17
IPC分类号： A47F900
CPC分类号： G07F19/20 , E04H14/00 , G06Q20/20 , G07F7/00 , G07F19/202 , G07F19/203
摘要： A system for providing cash to users in a merchandise delivery environment such as a fast food drive-through environment. The system includes a customer request station (212, 262, 288, 300, 322, 378) at which the customer is enabled to input a request for merchandise as well as an input corresponding to a request to receive cash. The customer is further enabled to input to the customer request station information corresponding to a source of monetary value which the customer may charge against for ordered merchandise or for the amount of cash requested. The customer may then move to a cash delivery station (216, 338) to receive a portion or all of the requested cash. The customer is enabled to receive the ordered merchandise at a merchandise delivery station (222, 292, 304, 316, 324, 342).
摘要翻译： 一种用于在诸如快餐通道环境的商品交付环境中向用户提供现金的系统。 该系统包括客户请求站（212,262,28,300,322,378），在该客户请求站（212,262,28,300,322,378）处，客户能够输入对商品的请求以及与接收现金的请求相对应的输入。 客户进一步能够向客户请求站输入对应于客户可能对订购商品收取的货币价值来源的信息或所请求的现金金额。 然后，客户可以移动到现金递送站（216,338）以接收所请求的现金的一部分或全部。 客户能够在商品交付站（222,292,304,316,324,342）处接收订购的商品。
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