公开(公告)号：US08731985B1

公开(公告)日：2014-05-20

申请号：US13365254

申请日：2012-02-02

申请人： Greg Maged ,  Andrew Salesky

发明人： Greg Maged ,  Andrew Salesky

IPC分类号： G06Q10/00

CPC分类号： G06Q10/06

摘要： A system and method allows an operator to operate a financial services business under license by a company, with the company or business retaining, at the end of the relationship, the confidential information of the business and some or all of the clients, and the operator agreeing not to solicit those clients or not to solicit those clients using, or otherwise use, the confidential information of the business or the company. The company transforms the office used by the business into one suitable for the business at the company's expense, and optionally using the company logo and décor to provide the appearance that the business is at least related to the company.

摘要翻译： 系统和方法允许运营商经营公司许可的金融服务业务，公司或业务在关系结束时保留业务和部分或全部客户的机密信息，以及运营商 同意不征求客户或不要求使用或以其他方式使用该业务或公司的机密信息的客户。 该公司将公司所使用的办公室以公司的费用转换为适合于业务的公司，并可选择使用公司标志和装饰来提供业务至少与公司相关的外观。

公开(公告)号：US08484294B1

公开(公告)日：2013-07-09

申请号：US09847753

申请日：2001-05-02

申请人： Michael Raneri ,  Paul Chisaki ,  John Funk

发明人： Michael Raneri ,  Paul Chisaki ,  John Funk

IPC分类号： G06F15/16

CPC分类号： H04L51/30

摘要： A system and method delivers e-mail messages if it can validate the master name server, MX record, or both for the mail domain in the address of the message. Otherwise, the message may be sent by alternate means, such as a message printed and mailed.

摘要翻译： 如果邮件地址中的邮件域可以验证主名称服务器，MX记录或两者，系统和方法都会传送电子邮件。 否则，消息可以通过替代方式发送，例如打印并邮寄的消息。

公开(公告)号：US08463675B1

公开(公告)日：2013-06-11

申请号：US12798934

申请日：2010-04-13

申请人： Charles R Schwab ,  Walter W Bettinger, II ,  Randall W Merk

发明人： Charles R Schwab ,  Walter W Bettinger, II ,  Randall W Merk

IPC分类号： G06Q40/00

CPC分类号： G06Q40/04 ,  G06Q40/06

摘要： A system and method manages an ETF having shares traded on an exchange, having been provided by the ETF via an authorized participant. The ETF provides a distribution to such shareholders according to a set of distribution rules, which are published in advance. The distribution is paid using income derived from the capital assets of the ETF. If such income is insufficient to pay the distribution according to the rules, the capital assets of the ETF are used to pay the distribution to the shareholders to the extent that income is insufficient to pay the distribution according to the distribution rules.

摘要翻译： 系统和方法管理具有在交易所上交易的股票的ETF，该交易所已经由经授权的参与者由ETF提供。 ETF根据一套预先公布的分配规则向股东提供分配。 使用ETF资本所得的收入支付分配。 如果这种收入不足以按照规定支付分配，则ETF的资本资产用于支付给股东的分配，但收入不足以按照分配规则支付分配。

公开(公告)号：US08126798B1

公开(公告)日：2012-02-28

申请号：US12958343

申请日：2010-12-01

申请人： Carrie Dolan ,  Gregg Dolin ,  Cassandra Seay

发明人： Carrie Dolan ,  Gregg Dolin ,  Cassandra Seay

IPC分类号： G06Q40/00 ,  G07B17/00 ,  G07F19/00

CPC分类号： G06Q40/04 ,  G06Q20/10 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/06 ,  G06Q40/12

摘要： A system and method for securitizing margin loans, wherein a processor system operates to analyze account data for a plurality of accounts, and to identify and flag accounts that are marginable. The process provides for flagging a group of accounts which collectively are representative of a portfolio of marginable accounts held by a brokerage company. The system and method also provides for generating a general ledger for the brokerage company, a SPV, and a trust, wherein these general ledgers track the sale of margin loans belonging to the flagged accounts, from the brokerage company to the trust via the SPV. The system and method further provide for processing transactions in the flagged accounts to identify and classify transactions in the flagged accounts which affect the margin balances for the flagged accounts.

摘要翻译： 一种用于证券化保证金贷款的系统和方法，其中处理器系统操作以分析多个账户的账户数据，以及识别和标记可容许的账户。 该过程规定标记一组账户，这些账户集体代表经纪公司持有的可收回账户组合。 该系统和方法还提供为经纪公司，SPV和信托产生总分类帐，其中这些总分类帐跟踪属于已标记帐户的保证金贷款的销售，从经纪公司到经由SPV的信托。 该系统和方法进一步提供处理标记帐户中的交易，以识别和分类已标记帐户中的交易，影响已标记帐户的保证金余额。

公开(公告)号：US07873556B1

公开(公告)日：2011-01-18

申请号：US10273968

申请日：2002-10-18

申请人： Carrie Dolan ,  Gregg Dolin ,  Cassandra Seay

发明人： Carrie Dolan ,  Gregg Dolin ,  Cassandra Seay

IPC分类号： G06Q40/00 ,  G07B17/00 ,  G07F19/00

CPC分类号： G06Q40/04 ,  G06Q20/10 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/06 ,  G06Q40/12

摘要： A system and method for securitizing margin loans, wherein a processor system operates to analyze account data for a plurality of accounts, and to identify and flag accounts that are marginable. The process provides for flagging a group of accounts which collectively are representative of a portfolio of marginable accounts held by a brokerage company. The system and method also provides for generating a general ledger for the brokerage company, a SPV, and a trust, wherein these general ledgers track the sale of margin loans belonging to the flagged accounts, from the brokerage company to the trust via the SPV. The system and method further provide for processing transactions in the flagged accounts to identify and classify transactions in the flagged accounts which affect the margin balances for the flagged accounts.

摘要翻译： 一种用于证券化保证金贷款的系统和方法，其中处理器系统操作以分析多个账户的账户数据，以及识别和标记可容许的账户。 该过程规定标记一组账户，这些账户集体代表经纪公司持有的可收回账户组合。 该系统和方法还提供为经纪公司，SPV和信托产生总分类帐，其中这些总分类帐跟踪属于已标记帐户的保证金贷款的销售，从经纪公司到经由SPV的信托。 该系统和方法进一步提供处理标记帐户中的交易，以识别和分类已标记帐户中的交易，影响已标记帐户的保证金余额。

公开(公告)号：US07822671B1

公开(公告)日：2010-10-26

申请号：US12056998

申请日：2008-03-27

申请人： Robert Oros

发明人： Robert Oros

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q40/00 ,  G06Q40/02

摘要： A method and system which provides for generating an integrated report. The method and system utilize information in a data storage system to provide individual account holders with an integrated report which includes detailed information regarding the financial account, and integrates financial planning recommendation information with the information regarding the financial account. Typically, the information regarding the financial account will be of sufficient detail so that a separate account statement need not be sent to the individual. The system and method herein provide individual account holders with a single report which provides the individual with financial account information, and financial planning advice, utilizing data available in a data storage system. Thus, the individual need not seek out advice, rather it is proactively delivered to the individual. Further, the method and system can provide for periodically generating the integrated report without requiring periodic input or action on the part of the account holder.

摘要翻译： 提供生成综合报告的方法和系统。 该方法和系统利用数据存储系统中的信息为个人账户持有人提供综合报告，其中包括有关财务账户的详细信息，并将财务规划建议信息与财务账户信息相结合。 通常，有关财务帐户的信息将具有足够的细节，以便不必向个人发送单独的帐户对帐单。 本文的系统和方法为个人账户持有者提供了一个单独的报告，该报告使用数据存储系统中可用的数据向个人提供财务账户信息和财务计划建议。 因此，个人不需要寻求建议，而是主动向个人交付。 此外，该方法和系统可以提供周期性地生成综合报告，而不需要帐户持有者的周期性输入或行动。

公开(公告)号：US07386494B1

公开(公告)日：2008-06-10

申请号：US09502313

申请日：2000-02-11

申请人： Keith Rose ,  Karin Riley ,  Coreen Kaplan

发明人： Keith Rose ,  Karin Riley ,  Coreen Kaplan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/04 ,  G06Q20/10 ,  G06Q40/00 ,  G06Q40/06

摘要： A method and apparatus provides on a home page of a web site information about a mutual fund subscription and a link which may be followed to a web page which may be used to subscribe to the fund online.

摘要翻译： 一种方法和装置在网站的主页上提供关于共同基金订阅的信息和可以被跟踪到可以用于在线订阅基金会的网页的链接。

公开(公告)号：US07383218B1

公开(公告)日：2008-06-03

申请号：US10210410

申请日：2002-07-31

申请人： Robert Oros

发明人： Robert Oros

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q40/00 ,  G06Q40/02

摘要： A method and system which provides for generating an integrated report. The method and system utilize information in a data storage system to provide individual account holders with an integrated report which includes detailed information regarding the financial account, and integrates financial planning recommendation information with the information regarding the financial account. Typically, the information regarding the financial account will be of sufficient detail so that a separate account statement need not be sent to the individual. The system and method herein provide individual account holders with a single report which provides the individual with financial account information, and financial planning advice, utilizing data available in a data storage system. Thus, the individual need not seek out advice, rather it is proactively delivered to the individual. Further, the method and system can provide for periodically generating the integrated report without requiring periodic input or action on the part of the account holder.

摘要翻译： 提供生成综合报告的方法和系统。 该方法和系统利用数据存储系统中的信息为个人账户持有人提供综合报告，其中包括有关财务账户的详细信息，并将财务规划建议信息与财务账户信息相结合。 通常，有关财务帐户的信息将具有足够的细节，以便不必向个人发送单独的帐户对帐单。 本文的系统和方法为个人账户持有者提供了一个单独的报告，该报告使用数据存储系统中可用的数据向个人提供财务账户信息和财务计划建议。 因此，个人不需要寻求建议，而是主动向个人交付。 此外，该方法和系统可以提供周期性地生成综合报告，而不需要帐户持有者的周期性输入或行动。

公开(公告)号：US07136898B1

公开(公告)日：2006-11-14

申请号：US09718691

申请日：2000-11-22

申请人： Paul Chisaki ,  Michael Raneri

发明人： Paul Chisaki ,  Michael Raneri

IPC分类号： G06F15/16

CPC分类号： G06Q10/10 ,  G06Q30/00 ,  G06Q30/0277 ,  G06Q40/00 ,  G06Q40/06

摘要： A method and apparatus identifies and adds information relevant to a user but not requested by the user to information requested by a user to form a message such as an e-mail message and provides the message to the user.

摘要翻译： 一种方法和装置识别和添加与用户相关的信息，而不是由用户请求用户请求的信息，以形成诸如电子邮件消息的消息，并向用户提供消息。

公开(公告)号：US06961756B1

公开(公告)日：2005-11-01

申请号：US09641082

申请日：2000-08-16

申请人： Evelyn Dilsaver ,  Kevin Rogers

发明人： Evelyn Dilsaver ,  Kevin Rogers

IPC分类号： G06F15/16 ,  G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0203 ,  G06Q40/04 ,  Y10S707/99931 ,  Y10S707/99932

摘要： An application allows employees to submit suggestions and ideas for improving how a company does business. A presently preferred embodiment of the invention supports multiple points of entry, which can include an entry portal, which is a single point of entry to a Web application; a point of entry for employees within a specific business unit in a larger entity for submission of suggestions related to the business unit; a point of entry for motivated submitters with an idea about how to change the company's business; a central point of entry for ideas and suggestions; and a point of entry for ideas on improving a specific aspect of the company, for example the company's use of the Internet.

摘要翻译： 应用程序允许员工提交建议和想法，以改善公司的业务。 本发明的目前优选实施例支持多个入口点，其可以包括作为到Web应用的单个入口点的入口入口; 在更大实体的特定业务部门内为员工提交与业务单位相关的建议的入场点; 积极参与者的入场点，了解如何改变公司业务; 一个中心的思路和建议; 以及关于改善公司特定方面的想法的入口点，例如公司使用互联网。