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公开(公告)号：US08033455B2
公开(公告)日：2011-10-11
申请号：US12803607
申请日：2010-06-30
申请人： H. Thomas Graef , Michael J. Harty , Kenneth C. Kontor , Eric S. VanKeulen , William D. Beskitt , Michael S. Johnson
发明人： H. Thomas Graef , Michael J. Harty , Kenneth C. Kontor , Eric S. VanKeulen , William D. Beskitt , Michael S. Johnson
IPC分类号： G06Q40/00
CPC分类号： B65H1/26 , B65H2401/113 , B65H2405/1142 , G07D11/0012 , G07F19/20 , G07F19/201 , G07F19/205
摘要： A banking system includes an automated banking machine controlled by data bearing records. The machine compares indicia from a bearer record with computer information regarding the bearer. The machine operates to reallocate credit among various accounts responsive to computer determined correspondence among stored user identification data, read card data, and read biometric data. The machine also includes a note presenter and a currency cassette. A gate of the presenter is located at a note dispensing outlet of the machine. The gate is opened by actuating a lever linked with an arm connected to the gate. The currency cassette includes a one-piece polymer body attached to a one-piece polymer lid. A one-piece tambour door is movable along guide tracks integrally formed with body side walls.
摘要翻译： 银行系统包括由数据承载记录控制的自动银行机。 该机器将来自承载记录的标记与关于承载的计算机信息进行比较。 该机器响应于存储的用户识别数据，读卡数据和读取的生物测定数据之间的计算机确定的对应关系，在各种帐户之间重新分配信用。 该机器还包括一个音符演示者和一个货币盒。 演示者的门位于机器的音符分发出口。 通过致动与连接到门的臂连接的杠杆来打开门。 货币盒包括连接到单件聚合物盖的单件聚合物主体。 一体式的鼓门可以沿着与身体侧壁一体形成的导轨移动。
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公开(公告)号：US20130153654A1
公开(公告)日：2013-06-20
申请号：US13765415
申请日：2013-02-12
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G06Q20/409 , G07F7/0873
摘要： A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
摘要翻译： 响应于从数据记录读取的数据来控制银行系统。 银行系统包括自动银行机。 该机器可操作以基于通过机器的读取器读取的识别数据与数据存储信息之间的对应关系来确定人是机器的授权用户的确定来执行人的金融交易。 该机器包括检查接收器，其可操作以从授权的机器用户接收检查。 支票接收器可操作以沿着其传送路径连续地移动所接收的支票，同时将支票旋转地定向成与输送路径对齐。 确定不具有可接受检查的至少一个属性的检查返回给机器用户。 可接受的检查被处理并存储在机器中。
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公开(公告)号：US20100288831A1
公开(公告)日：2010-11-18
申请号：US12803607
申请日：2010-06-30
申请人： H. Thomas Graef , Michael J. Harty , Kenneth C. Kontor , Eric S. VanKeulen , William D. Beskitt , Michael S. Johnson
发明人： H. Thomas Graef , Michael J. Harty , Kenneth C. Kontor , Eric S. VanKeulen , William D. Beskitt , Michael S. Johnson
CPC分类号： B65H1/26 , B65H2401/113 , B65H2405/1142 , G07D11/0012 , G07F19/20 , G07F19/201 , G07F19/205
摘要： A banking system includes an automated banking machine controlled by data bearing records. The machine compares indicia from a bearer record with computer information regarding the bearer. The machine operates to reallocate credit among various accounts responsive to computer determined correspondence among stored user identification data, read card data, and read biometric data. The machine also includes a note presenter and a currency cassette. A gate of the presenter is located at a note dispensing outlet of the machine. The gate is opened by actuating a lever linked with an arm connected to the gate. The currency cassette includes a one-piece polymer body attached to a one-piece polymer lid. A one-piece tambour door is movable along guide tracks integrally formed with body side walls.
摘要翻译： 银行系统包括由数据承载记录控制的自动银行机。 该机器将来自承载记录的标记与关于承载的计算机信息进行比较。 该机器响应于存储的用户识别数据，读卡数据和读取的生物测定数据之间的计算机确定的对应关系，在各种帐户之间重新分配信用。 该机器还包括一个音符演示者和一个货币盒。 演示者的门位于机器的音符分发出口。 通过致动与连接到门的臂连接的杠杆来打开门。 货币盒包括连接到单件聚合物盖的单件聚合物主体。 一体式的鼓门可以沿着与身体侧壁一体形成的导轨移动。
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公开(公告)号：US07780073B2
公开(公告)日：2010-08-24
申请号：US11522747
申请日：2006-09-18
申请人： H. Thomas Graef , Michael J. Harty , Kenneth C. Kontor , Eric S. VanKeulen , William D. Beskitt , Michael S. Johnson
发明人： H. Thomas Graef , Michael J. Harty , Kenneth C. Kontor , Eric S. VanKeulen , William D. Beskitt , Michael S. Johnson
IPC分类号： G07F19/00
CPC分类号： B65H1/26 , B65H2401/113 , B65H2405/1142 , G07D11/0012 , G07F19/20 , G07F19/201 , G07F19/205
摘要： A polymer currency cassette for an ATM. The cassette includes a one-piece polymer body attached to a one-piece polymer lid. The lid is arranged with the body to resist entry into the cassette interior. Integral stiffening ribs are provided. The body side walls include integrally formed guide tracks. A one-piece tambour door is securely movable along the guide tracks. The upper edge of each body side wall extends into a gap created between double-walled side walls of the lid when the lid is closed. A tab, which projects outward from an upper edge of a body side wall, extends even further into the closed lid. The tab becomes nested in an aligned slot in the lid when the lid is closed. A nested tab affords further cassette security by providing resistance to lid and body separation.
摘要翻译： 一种用于ATM的聚合物货币盒式磁带。 该盒包括连接到单件聚合物盖的单件聚合物体。 盖与主体一起布置以抵抗进入盒内部。 提供积分加强筋。 主体侧壁包括整体形成的导轨。 一个整体的鼓形门可沿导轨牢固移动。 当盖关闭时，每个主体侧壁的上边缘延伸到在盖的双壁侧壁之间产生的间隙。 从身体侧壁的上边缘向外突出的突片更进一步延伸到封闭的盖子中。 当盖子关闭时，标签嵌套在盖子中对齐的插槽中。 嵌套片通过提供对盖子和身体分离的抵抗力而提供进一步的盒安全性。
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75.发明申请公开(公告)号：US20080128487A1
公开(公告)日：2008-06-05
申请号：US11983399
申请日：2007-11-08
CPC分类号： G07F7/04 , G06Q20/1085 , G07D11/006 , G07F19/20 , G07F19/202
摘要： A system controlled by data bearing records includes an automated banking machine that operates to carry out transactions responsive to data read from user cards. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Analyzed sheets are stored in a first storage and retrieval device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are stored in a second sheet storage and retrieval device of the machine.
摘要翻译： 由数据承载记录控制的系统包括自动银行机，其操作以响应于从用户卡读取的数据执行交易。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 通过包括至少一个磁读头，成像器和/或验证装置的分析装置分析每张纸。 分析的纸张存储在第一存储和检索装置中。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定具有至少一张正本的属性的纸张存储在机器的第二张存储和取回装置中。
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76.发明授权公开(公告)号：US07992775B2
公开(公告)日：2011-08-09
申请号：US11983399
申请日：2007-11-08
CPC分类号： G07F7/04 , G06Q20/1085 , G07D11/006 , G07F19/20 , G07F19/202
摘要： A system controlled by data bearing records includes an automated banking machine that operates to carry out transactions responsive to data read from user cards. Theautomated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Analyzed sheets are stored in a first storage and retrieval device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are stored in a second sheet storage and retrieval device of the machine.
摘要翻译： 由数据承载记录控制的系统包括自动银行机，其操作以响应于从用户卡读取的数据执行交易。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 通过包括至少一个磁读头，成像器和/或验证装置的分析装置分析每张纸。 分析的纸张存储在第一存储和检索装置中。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 决定将至少一张正本的属性的纸张存储在机器的第二张存储和取回装置中。
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公开(公告)号：US08251281B1
公开(公告)日：2012-08-28
申请号：US12459185
申请日：2009-06-26
申请人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. VanKeulen , Mike R. Ryan , William D. Beskitt , Kenneth Turocy
发明人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. VanKeulen , Mike R. Ryan , William D. Beskitt , Kenneth Turocy
CPC分类号： G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
摘要翻译： 一种自动银行业务，可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机器响应于卡数据来执行在账户之间转移和/或分配资金的交易。 自动银行机进一步操作以向用户提供进行的交易的收据。 自动银行机包括一个自动取款机，用于向机器用户分配现金，并将现金价值评估为对应于卡数据的金融账户。 自动银行机进一步操作以从用户接收货币票据或其他票据，并通过货币接收装置的操作来处理和存储这样的票据。 对应于卡数据的帐户可以记入所接收的账单或其他票据的价值。
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公开(公告)号：US08061591B2
公开(公告)日：2011-11-22
申请号：US11983410
申请日：2007-11-08
申请人： William D. Beskitt
发明人： William D. Beskitt
IPC分类号： G07F19/00
CPC分类号： G06Q40/00
摘要： A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 由数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并根据识别数据授权自动银行机的操作。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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公开(公告)号：US07793831B2
公开(公告)日：2010-09-14
申请号：US11983407
申请日：2007-11-08
申请人： William D. Beskitt
发明人： William D. Beskitt
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G07D11/0018 , G07F19/20
摘要： A banking system is controlled responsive to data bearing records. A card reader is operative to read data on user cards. An automated banking machine operates to cause the read information to be compared to authorized users. The machine operates to cause an authorized user to be credited for deposited items such as notes and checks. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 响应于数据记录记录来控制银行系统。 读卡器用于读取用户卡上的数据。 自动银行机操作以使读取的信息与授权用户进行比较。 该机器操作以使得授权用户被记入诸如票据和支票的存入物品。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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公开(公告)号：US20080128491A1
公开(公告)日：2008-06-05
申请号：US11983410
申请日：2007-11-08
申请人： William D. Beskitt
发明人： William D. Beskitt
CPC分类号： G06Q40/00
摘要： A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 由数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并根据识别数据授权自动银行机的操作。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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