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81.发明公开公开(公告)号：US20230206341A1
公开(公告)日：2023-06-29
申请号：US18170800
申请日：2023-02-17
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
CPC classification number: G06Q40/08 , G06Q10/20 , G06Q20/102 , G06Q30/0215 , G06Q40/02 , G06Q50/30 , G07C5/008
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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公开(公告)号：US20230169547A1
公开(公告)日：2023-06-01
申请号：US18161699
申请日：2023-01-30
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q30/0279 , G06N20/00 , G06Q30/0208 , H04W4/02 , H04W4/029
CPC classification number: G06Q30/0279 , G06N20/00 , G06Q30/0208 , H04W4/027 , H04W4/029
Abstract: A user analytics computing device for processing mobile device telematics data includes a processor in communication with a memory device. The processor is programmed to: (i) store a model to predict a travel mode for a user based upon historical telematics data, (ii) form a first group by assigning a user to the first group, (iii) receive telematics data associated with movement of the user, (iv) input the telematics data into the model to determine a travel mode of the user, (v) parse subsets of the telematics data based upon the determined travel modes, (vi) retrieve an eligibility condition defining eligibility to qualify for a user offering, (vii) aggregate one subset of the telematics data associated with the first travel mode of the user, (viii) determine that the group telematics data satisfies the eligibility condition, and (ix) cause a notification to be displayed on the mobile device of the user.
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83.发明申请公开(公告)号：US20230121796A1
公开(公告)日：2023-04-20
申请号：US18066804
申请日：2022-12-15
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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公开(公告)号：US20230117668A1
公开(公告)日：2023-04-20
申请号：US18084097
申请日：2022-12-19
Inventor： Joseph Robert Brannan , Ryan Gross
IPC: G06Q10/02 , G08G1/00 , G06Q50/30 , G06Q10/1093
Abstract: A method of facilitating a fleet exchange includes retrieving a fleet and retrieving a set of workers, analyzing the fleet and the set of workers using smart scheduling to generate allocations, and displaying the allocations to the workers. In another aspect, a non-transitory computer readable medium includes program instructions that when executed, cause a computer system to receive vehicle allocation request, retrieve worker information and a worker calendar, generate an allocation, and display the allocation in a display device. A computing system for facilitating fleet exchange includes one or more processors and a memory including computer executable instructions that, when executed by the one or more processors, cause the computing system to retrieve a fleet and a set of workers, analyze the fleet and the set of workers to generate allocations, and display the allocations in a respective computing device of the workers.
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公开(公告)号：US11587130B1
公开(公告)日：2023-02-21
申请号：US16780478
申请日：2020-02-03
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q30/02 , G06Q30/0279 , G06N20/00 , G06Q30/0208 , H04W4/02 , H04W4/029
Abstract: A user analytics computing device for processing mobile device telematics data and generating user offerings includes at least one processor in communication with a memory device. The processor is programmed to: (i) form a first group, (ii) receive first telematics data, (iii) parse subsets of the first telematics data, (iv) receive second telematics data, (v) parse subsets of the second telematics data, (vi) retrieve at least one eligibility condition that defines eligibility for the first group to qualify for a user offering, (vii) aggregate one subset of the first telematics data and one subset of the second telematics data associated into first group telematics data, (viii) determine whether the first group telematics data satisfies the at least one eligibility condition, and (ix) compare the first group telematics data to a plurality of other group telematics data to determine whether the first group has won the user offering.
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Patent Agency Ranking
公开(公告)号：US11556949B2
公开(公告)日：2023-01-17
申请号：US17387583
申请日：2021-07-28
Inventor： Joseph Robert Brannan , Ryan Gross
IPC: G06Q30/02 , G06N20/00 , H04L51/046 , G08G1/00 , G06Q50/30 , G06Q10/00 , H04L51/224
Abstract: A method of causing car sharing platform user to perform vehicle actions includes training a model by analyzing historical data; analyzing a first data set to determine vehicle requirements comprising respective actions that include respective action values; displaying the actions; receiving user acceptance of the actions; analyzing a second data set to identify changes to the requirements indicating completed actions; and releasing the respective generated action value for the completed actions. A non-transitory computer readable medium containing program instructions that when executed, cause a computer system to: train a model by analyzing historical data; analyze a first data set to determine vehicle requirements comprising respective actions that include respective action values; display the actions; receive user acceptance of the actions; analyze a second data set to identify changes to the requirements indicating completed actions; and release the respective generated action value for the completed actions.
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公开(公告)号：US20220358825A1
公开(公告)日：2022-11-10
申请号：US17874010
申请日：2022-07-26
Inventor： Aaron Williams , Joseph Robert Brannan , Christopher N. Kawakita , Dana C. Hunt
Abstract: Systems and methods for identifying a condition associated with an individual in a home environment are provided. Sensors associated with the home environment detect data, which is captured and analyzed by a local or remote processor to identify the condition. In some instances, the sensors are configured to capture data indicative of electricity use by devices associated with the home environment, including, e.g., which devices are using electricity, what date/time electricity is used by each device, how long each device uses electricity, and/or the power source for the electricity used by each device. The processor analyzes the captured data to identify any abnormalities or anomalies, and, based upon any identified abnormalities or anomalies, the processor determines a condition (e.g., a medical condition) associated with an individual in the home environment. The processor generates and transmits a notification indicating the condition associated with the individual to a caregiver of the individual.
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公开(公告)号：US11423758B2
公开(公告)日：2022-08-23
申请号：US17077785
申请日：2020-10-22
Inventor： Aaron Williams , Joseph Robert Brannan , Christopher N. Kawakita , Dana C. Hunt
Abstract: Systems and methods for identifying a condition associated with an individual in a home environment are provided. Sensors associated with the home environment detect data, which is captured and analyzed by a local or remote processor to identify the condition. In some instances, the sensors are configured to capture data indicative of electricity use by devices associated with the home environment, including, e.g., which devices are using electricity, what date/time electricity is used by each device, how long each device uses electricity, and/or the power source for the electricity used by each device. The processor analyzes the captured data to identify any abnormalities or anomalies, and, based upon any identified abnormalities or anomalies, the processor determines a condition (e.g., a medical condition) associated with an individual in the home environment. The processor generates and transmits a notification indicating the condition associated with the individual to a caregiver of the individual.
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公开(公告)号：US11332149B1
公开(公告)日：2022-05-17
申请号：US16861080
申请日：2020-04-28
Inventor： Brian N. Harvey , Matthew Eric Riley, Sr. , Joseph Robert Brannan , J. Lynn Wilson , Ryan Gross
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is also received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. One or more characteristics of the rented vehicle are also determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the one or more characteristics of the rented vehicle.
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公开(公告)号：US20210335115A1
公开(公告)日：2021-10-28
申请号：US17368771
申请日：2021-07-06
Inventor： Aaron Williams , Joseph Robert Brannan , Christopher N. Kawakita , Dana C. Hunt
Abstract: Systems and methods for identifying a condition associated with an individual in a home environment are provided. Sensors associated with the home environment detect data, which is captured and analyzed by a local or remote processor to identify the condition. In some instances, the sensors are configured to capture data indicative of electricity use by devices associated with the home environment, including, e.g., which devices are using electricity, what date/time electricity is used by each device, how long each device uses electricity, and/or the power source for the electricity used by each device. The processor analyzes the captured data to identify any abnormalities or anomalies, and, based upon any identified abnormalities or anomalies, the processor determines a condition (e.g., a medical condition) associated with an individual in the home environment. The processor generates and transmits a notification indicating the condition associated with the individual to a caregiver of the individual.
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