公开(公告)号：US08244635B2

公开(公告)日：2012-08-14

申请号：US09839735

申请日：2001-04-20

申请人： Gregg Freishtat ,  Vikas Rijsinghani

发明人： Gregg Freishtat ,  Vikas Rijsinghani

IPC分类号： G06Q40/00

CPC分类号： G06Q30/06 ,  G06Q20/10 ,  G06Q40/00 ,  G06Q40/12

摘要： A personal information collection and delivery system has a collection component executed by a first enterprise, for collecting information for specific individuals from a plurality of information provider's sites, an aggregation component executed by the first enterprise, for aggregating and storing the collected information identified for individual ones of the specific individuals; and a plurality of delivery components executed by a like plurality of second enterprises, for delivering said aggregated information to the specific individuals. This system is characterized in that delivery is distinguished to individual ones of the second enterprises. In some cases the information providers are the second enterprises that manage delivery, in which case they may limit access according to a variety of variables. Also in some cases the providers also provide transactions services, and the specific individuals connecting through the system may accomplish transactions, which may include drag-and-drop implementation.

摘要翻译： 个人信息收集和传送系统具有由第一企业执行的收集组件，用于从多个信息提供者的站点收集特定个人的信息，由第一企业执行的聚合组件，用于聚集和存储为个人识别的所收集的信息 具体个人; 以及由相同的多个第二企业执行的多个传送部件，用于将所述聚合信息传递给特定个体。 该系统的特征在于，分配到第二个企业中的个体。 在某些情况下，信息提供者是管理交付的第二个企业，在这种情况下，它们可能会根据各种变量限制访问。 同样在某些情况下，提供商还提供交易服务，并且通过系统连接的特定个人可以完成交易，其可以包括拖放实现。

公开(公告)号：US08005755B2

公开(公告)日：2011-08-23

申请号：US09842241

申请日：2001-04-24

申请人： Gregg Freishtat ,  Vikas Rijsinghani

发明人： Gregg Freishtat ,  Vikas Rijsinghani

IPC分类号： G06Q40/00

CPC分类号： G06Q30/06 ,  G06Q20/102 ,  G06Q30/0201

摘要： A software-based syndication and filtering platform for a first Web server hosted by a first enterprise has a rules-based filter for interacting with communications from customers of the first enterprise, the communications coming from a second Web-site of a second enterprise, and a discrimination layer for providing specific services to said customers according to one or more characteristics of the Web site of the second enterprise. In some cases there is also a layer for interacting with a third Web server hosted by a third enterprise. In preferred embodiments the services include a broad range of transaction capabilities.

摘要翻译： 用于由第一企业托管的第一Web服务器的基于软件的联合和过滤平台具有用于与来自第一企业的客户的通信交互的基于规则的过滤器，来自第二企业的第二网站的通信，以及 用于根据第二企业的网站的一个或多个特征向所述客户提供特定服务的识别层。 在某些情况下，还有一个层与第三个企业托管的第三个Web服务器进行交互。 在优选实施例中，服务包括广泛的交易能力。

公开(公告)号：US07734541B2

公开(公告)日：2010-06-08

申请号：US09854222

申请日：2001-05-10

申请人： Srihari Kumar ,  Jennifer Greene Scott ,  Blake Earl Hayward ,  Satyen Desai

发明人： Srihari Kumar ,  Jennifer Greene Scott ,  Blake Earl Hayward ,  Satyen Desai

IPC分类号： G06Q40/00

CPC分类号： G06F9/547 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/206 ,  G06Q30/04 ,  H04L67/02 ,  H04L67/2838

摘要： In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.

摘要翻译： 在用于通过数据分组网络可访问的单个门户查看和操纵数据的软件套件中，提供了用于使资金从一个金融账户转移到另一个的代理转移的软件界面。 该软件界面包括用于配置传输资金订单，查看未决转移，查看交易历史以及查看与注册金融账户有关的活动账户余额的交互式主窗口，可通过主界面访问的交互式选择窗口，用于启用选择的选择窗口 将个人帐户分组成激活帐户列表以及自动确认窗口，以确认所请求资金转账的数据参数。 操作主界面的用户可以通过代理以所请求的时间在帐户之间执行资金转移订单，以便在执行时向请求用户透明。

公开(公告)号：US07672879B1

公开(公告)日：2010-03-02

申请号：US09698708

申请日：2000-10-27

申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jenny Scott ,  Senthil Kumar Pandurangan

发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jenny Scott ,  Senthil Kumar Pandurangan

IPC分类号： G06Q40/99

CPC分类号： G06F17/30867 ,  G06F17/30899 ,  G06Q10/109 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interface operated on a data-packet-network is provided. The data sources are available for direct network-access through multiple access points available from within the interface. The software suite comprises, a calendar module having at least one display interface for enabling viewing and manipulation of time and date-sensitive calendar data, a transaction module having at least one display interface for enabling viewing and manipulation of financially oriented account data, a portfolio tracking module having at least one display interface for enabling viewing and manipulation of investment oriented account data, a net-worth reporting module having at least one display interface for displaying a solution-oriented net-worth report compiled from the aggregated data, a bill-payment module having at least one display interface for enabling viewing and initiation of payment action regarding current billing data and an account-alert module having at least one display interface for reporting time and event sensitive account alerts related to changes in account data due to occurring events or pre-configured time parameters.

摘要翻译： 提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口访问的多类聚合数据的软件套件。 数据源可用于通过接口内可用的多个接入点进行直接网络访问。 软件套件包括具有至少一个显示接口以用于观看和操纵时间和日期敏感日历数据的日历模块，具有用于使得能够查看和操纵面向财务的帐户数据的至少一个显示界面的交易模块，投资组合 跟踪模块具有至少一个显示界面，用于使得能够查看和操纵面向投资的帐户数据;净值报告模块，具有至少一个显示界面，用于显示从聚合数据编译的面向解决方案的净值报告; 支付模块具有至少一个显示接口，用于使得能够查看和启动关于当前计费数据的支付动作;以及帐户警报模块，其具有用于报告时间的至少一个显示界面和与由于发生事件而导致的帐户数据变化相关的事件敏感帐户警报 或预先配置的时间参数。

公开(公告)号：US09116763B2

公开(公告)日：2015-08-25

申请号：US12715710

申请日：2010-03-02

申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

IPC分类号： G06F15/00 ,  G06F13/00 ,  G06F9/54 ,  G06F17/30 ,  G06F21/41 ,  G06Q20/10 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/06 ,  H04L29/08

CPC分类号： G06F9/547 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q30/0641 ,  G06Q40/00 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2819 ,  H04L67/2838

摘要： A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network. The transaction module comprises, an interactive main interface accessible through the summary interface, the main interface for listing new transactions related to registered financial accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing transaction history, an interactive menu provided within the main interface for assigning categories to the listed transactions, an interactive save feature for saving category assignments to the listed transactions; a interactive bill-payment link provided within the main interface for linking the interface to a bill-payment module and an interactive transfer-funds link provided within the summary interface of the module for linking the summary face of the module to a secondary interface for transferring funds from one account to another. A user operating the main interface from a remote node having access to the data-packet-network may view all transactions according to option of category, account, and time period.

公开(公告)号：US08266515B2

公开(公告)日：2012-09-11

申请号：US12719310

申请日：2010-03-08

申请人： Ramakrishna Satyavolu

发明人： Ramakrishna Satyavolu

IPC分类号： G06F17/00 ,  G06Q40/00

CPC分类号： G06F17/30893 ,  G06F17/30867 ,  G06Q20/102 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28

摘要： A system for categorizing transactions includes a collection function gathering information concerning transactions, including at least date, description and amount of the transactions, for a particular person or enterprise, and a processing function categorizing individual ones of the collected transactions according to at least part of the transaction description.

摘要翻译： 用于分类交易的系统包括收集关于交易的信息的收集功能，包括针对特定个人或企业的交易的至少日期，描述和数量，以及根据至少一部分 交易描述。

公开(公告)号：US08190629B2

公开(公告)日：2012-05-29

申请号：US11457270

申请日：2006-07-13

申请人： Jonathan Wu ,  Sreeranga P. Rajan

发明人： Jonathan Wu ,  Sreeranga P. Rajan

IPC分类号： G06F17/30

CPC分类号： H04L63/083 ,  G06F17/30884 ,  H04L67/02 ,  H04L67/2838

摘要： A network-based URL management and data gathering system is provided. The system utilizes a client-side utility for capturing URLs during normal Web browsing, and a server-side utility for organizing and managing the captured URLs on the network. The server-side utility periodically sends a request to a proxy browsing and data gathering utility for navigating to and retrieving data from Web pages associated with the captured URLs. Data retrieved from the Web pages is returned in summary form for presentation to subscribing users. In preferred embodiments, the system is practiced on the Internet network between users operating an Internet-capable appliance having an Internet connection, and an Internet portal service.

摘要翻译： 提供基于网络的URL管理和数据采集系统。 该系统利用客户端实用程序在正常Web浏览期间捕获URL，以及用于组织和管理网络上捕获的URL的服务器端实用程序。 服务器端实用程序定期向代理浏览和数据收集实用程序发送请求，用于从与捕获的URL相关联的网页导航和检索数据。 从网页检索的数据以摘要形式返回，以呈现给订阅用户。 在优选实施例中，系统在互联网上实施，用户操作具有互联网连接的具有互联网能力的设备和互联网门户服务。

公开(公告)号：US08145554B2

公开(公告)日：2012-03-27

申请号：US13188796

申请日：2011-07-22

申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

IPC分类号： G06Q40/00

CPC分类号： G06F17/30899 ,  G06F17/30867 ,  G06F17/3089 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q40/00 ,  G06Q40/04 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

摘要： An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.

摘要翻译： 帐户协调系统包括从非暂时的机器可读介质执行软件的因特网连接的服务器。 该软件提供服务器与托管每个至少一个特定用户的金融帐户的两个或多个金融企业之间的直接链接，并且具有用户可以通过该互动界面与他/她的帐户交互的交互界面，直接链接服务器与一个或多个 更多的第三方企业提供交互式界面，用户可以通过该交互界面访问和与金融企业的一个或多个财务帐户进行交互，并跟踪服务器跟踪用户在用户通过哪些交互界面进行的活动 可以与其中一个财务账户进行交互。 服务器将用户在任何一个交互界面的帐户中进行的任何更改传播到托管其他交互式界面的站点。

公开(公告)号：US20110173119A1

公开(公告)日：2011-07-14

申请号：US13073213

申请日：2011-03-28

申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

IPC分类号： G06Q40/00

CPC分类号： G06Q20/108 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.

摘要翻译： 提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口节点访问的多类聚合数据的软件套件。 在软件套件内提供了一个帐单支付模块，包括一个交互式主界面，可从该模块访问以列出账单和支付账户;嵌入在主界面中的交互历史链接，用于提供访问次级界面以查看账单 历史，嵌入在主界面中的交互式设置链接，用于提供对辅助界面的访问以配置定期付款;嵌入在主界面中的交互式转移资金链接，用于提供对辅助接口的访问，以使得能够在 嵌入在主界面中的用于提供用于查看日历数据的辅助界面的交互式日历链接，多个交互式下拉菜单，与列出的帐单相关联的每个菜单，所述菜单在调用时提供多个可选择的 ，用于处理列出的帐单的交互式选项和交互式刷新全部链接e 在主界面中嵌入，使界面中显示的数据能够进行选择性或完整的数据刷新。 从具有访问数据分组网络的远程节点操作主接口的用户可以查看所有汇总的账单，并根据所选择的交互选项开始处理这些账单。 治疗由操作用户排序，并由托管接口的服务实体由代理执行。

公开(公告)号：US07685525B2

公开(公告)日：2010-03-23

申请号：US10892078

申请日：2004-07-14

申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

IPC分类号： G06F15/00 ,  G06F13/00

CPC分类号： G06F9/547 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q30/0641 ,  G06Q40/00 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2819 ,  H04L67/2838

摘要： A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network. The transaction module comprises, an interactive main interface accessible through the summary interface, the main interface for listing new transactions related to registered financial accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing transaction history, an interactive menu provided within the main interface for assigning categories to the listed transactions, an interactive save feature for saving category assignments to the listed transactions; a interactive bill-payment link provided within the main interface for linking the interface to a bill-payment module and an interactive transfer-funds link provided within the summary interface of the module for linking the summary face of the module to a secondary interface for transferring funds from one account to another. A user operating the main interface from a remote node having access to the data-packet-network may view all transactions according to option of category, account, and time period.

摘要翻译： 具有摘要接口的事务模块被提供作为软件套件的一部分，用于使得能够查看和操纵从多个数据源编译的多类聚合数据，并且可以通过在数据分组网络上操作的单个接口节点访问。 交易模块包括：可通过汇总接口访问的交互式主界面，用于列出与注册金融账户相关的新交易的主界面;嵌入在主界面中的交互式历史链接，用于提供访问次级界面以查看交易历史; 在主界面中提供的交互式菜单，用于为列出的交易分配类别;交互式保存功能，用于将类别分配保存到列出的交易中; 在主界面内提供的交互式帐单支付链接，用于将该界面链接到账单支付模块和在模块的汇总接口内提供的交互式转移资金链接，用于将模块的汇总面连接到用于传送的辅助界面 资金从一个帐户到另一个。 从具有访问数据分组网络的远程节点操作主接口的用户可以根据类别，帐户和时间段的选项查看所有事务。