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11 条记录 (耗时 0.014 秒)

    Online payment system and method
    1.
    发明申请
    Online payment system and method 有权
    在线支付系统和方法

    公开(公告)号：US20120116973A1

    公开(公告)日：2012-05-10

    申请号：US13200471

    申请日：2011-09-23

    申请人： Charmaine Klein ,  Hitesh Bajaj ,  Christopher G. Gagliardo ,  Peter Nies ,  Abla L. Hamilton

    发明人： Charmaine Klein ,  Hitesh Bajaj ,  Christopher G. Gagliardo ,  Peter Nies ,  Abla L. Hamilton

    IPC分类号： G06Q20/40

    CPC分类号： G06Q20/40 ,  G06Q20/108 ,  G06Q20/3223

    摘要： System, method, and computer program product are provided for a user to send and receive P2P payments using the Internet. Through the use of a network, a user may access accounts the user has at a financial institution and direct payments to other individuals or entities using the other individuals or entities alias. In this way, the user may ensure a secure payment to a third-party through the network associated with a financial institution. The payments may be directed to individuals the user may input into the system by providing the user's alias. A user's alias may be a unique identifier of the user and tied to a financial account of that user. In this way, the sender of the P2P payments may input the recipient's alias and transfer funds via the P2P payment system without having to input the recipient's account information.

    摘要翻译： 系统，方法和计算机程序产品提供给用户使用互联网发送和接收P2P支付。 通过使用网络，用户可以访问用户在金融机构处的帐户，并使用其他个人或实体别名直接向其他个人或实体付款。 以这种方式，用户可以通过与金融机构相关联的网络确保对第三方的安全支付。 支付可以通过提供用户的别名来指示用户可以输入到系统的个人。 用户的别名可能是用户的唯一标识符，并与该用户的财务帐户相关联。 以这种方式，P2P支付的发送者可以输入接收者的别名并通过P2P支付系统转移资金，而无需输入收件人的账户信息。

    Mobile payment system and method
    4.
    发明申请
    Mobile payment system and method 审中-公开
    移动支付系统和方法

    公开(公告)号：US20120116967A1

    公开(公告)日：2012-05-10

    申请号：US13200432

    申请日：2011-09-23

    申请人： Charmaine Klein ,  Hitesh Bajaj ,  Christopher G. Gagliardo ,  Peter Nies ,  Abla L. Hamilton

    发明人： Charmaine Klein ,  Hitesh Bajaj ,  Christopher G. Gagliardo ,  Peter Nies ,  Abla L. Hamilton

    IPC分类号： G06Q40/02

    CPC分类号： G06Q20/108 ,  G06Q40/02

    摘要： System, method, and computer program product are provided for a user to send and receive P2P payments using a mobile device. Through the use of the mobile device, a user may access his/her accounts at a financial institution and direct payments to a third-party using an alias. The user may ensure a secure payment to a third-party through the network associated with a financial institution. Payments may be directed to individuals the user may input into the system by providing the individual's alias. An alias may be a unique identifier of an individual and tied to a financial account of that individual. The sender of the P2P payments may input the recipient's alias and transfer funds via the P2P payment system without having to input the recipient's account information. This invention allows a user to receive and provide payments for transactions utilizing the convenience of a mobile device.

    摘要翻译： 系统，方法和计算机程序产品提供给用户使用移动设备发送和接收P2P支付。 通过使用移动设备，用户可以在金融机构访问他/她的帐户，并使用别名直接向第三方支付费用。 用户可以通过与金融机构相关联的网络确保对第三方的安全支付。 付款可以指向用户可以通过提供个人的别名而输入到系统中的个人。 别名可能是个人的唯一标识符，并与该个人的财务帐户相关联。 P2P付款的发送者可以输入接收者的别名并通过P2P支付系统转移资金，而不必输入收件人的帐户信息。 本发明允许用户使用移动设备的便利来接收和提供交易支付。

    Online payment system and method
    8.
    发明授权
    Online payment system and method 有权
    在线支付系统和方法

    公开(公告)号：US08725635B2

    公开(公告)日：2014-05-13

    申请号：US13200471

    申请日：2011-09-23

    申请人： Charmaine Klein ,  Hitesh Bajaj ,  Christopher G. Gagliardo ,  Peter Nies ,  Abla L. Hamilton

    发明人： Charmaine Klein ,  Hitesh Bajaj ,  Christopher G. Gagliardo ,  Peter Nies ,  Abla L. Hamilton

    IPC分类号： G06Q20/10

    CPC分类号： G06Q20/40 ,  G06Q20/108 ,  G06Q20/3223

    摘要： System, method, and computer program product are provided for a user to send and receive P2P payments using the Internet. Through the use of a network, a user may access accounts the user has at a financial institution and direct payments to other individuals or entities using the other individuals or entities alias. In this way, the user may ensure a secure payment to a third-party through the network associated with a financial institution. The payments may be directed to individuals the user may input into the system by providing the user's alias. A user's alias may be a unique identifier of the user and tied to a financial account of that user. In this way, the sender of the P2P payments may input the recipient's alias and transfer funds via the P2P payment system without having to input the recipient's account information.

    摘要翻译： 系统，方法和计算机程序产品提供给用户使用互联网发送和接收P2P支付。 通过使用网络，用户可以访问用户在金融机构处的帐户，并使用其他个人或实体别名直接向其他个人或实体付款。 以这种方式，用户可以通过与金融机构相关联的网络确保对第三方的安全支付。 支付可以通过提供用户的别名来指示用户可以输入到系统的个人。 用户的别名可能是用户的唯一标识符，并与该用户的财务帐户相关联。 以这种方式，P2P支付的发送者可以输入接收者的别名并通过P2P支付系统转移资金，而无需输入收件人的账户信息。