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公开(公告)号：US07809643B2
公开(公告)日：2010-10-05
申请号：US11930518
申请日：2007-10-31
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
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2.发明授权Debit purchasing of stored value card for use by and/or delivery to others 有权借记购买储值卡以供其他人使用和/或交付给他人公开(公告)号：US07174316B2
公开(公告)日：2007-02-06
申请号：US10987085
申请日：2004-11-15
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
摘要翻译： 提供了一种发行购买卡的方法。 该方法包括以下步骤：向买方提供购买购买卡的机会，确定购买者是否有足够的资金支付购买卡，为购买者指定的收件人创建购买卡帐户，并发出购买卡 。 购买卡还可以与另一张信用卡相关联，例如作为在信用卡上购买的回扣。 购买卡也可以转换为信用卡。
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公开(公告)号：US06615189B1
公开(公告)日：2003-09-02
申请号：US09102044
申请日：1998-06-22
IPC分类号： G06F1760
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
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4.发明授权Debit purchasing of stored value card for use by and/or delivery to others 有权借记购买储值卡以供其他人使用和/或交付给他人公开(公告)号：US08005756B2
公开(公告)日：2011-08-23
申请号：US12857166
申请日：2010-08-16
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
摘要翻译： 提供了一种发行购买卡的方法。 该方法包括以下步骤：向买方提供购买购买卡的机会，确定购买者是否有足够的资金支付购买卡，为购买者指定的收件人创建购买卡帐户，并发出购买卡 。 购买卡还可以与另一张信用卡相关联，例如作为在信用卡上购买的回扣。 购买卡也可以转换为信用卡。
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公开(公告)号：US08065225B1
公开(公告)日：2011-11-22
申请号：US11901720
申请日：2007-09-18
申请人： Harold Lewis, Jr. , Tracey G. Amos , Eric Ronald Anders , Nitirwork Armstrong , Sidney Vince Credle, Jr. , Terri Lynn Davis , Thomas L. King , Gregory Joseph Phillips , Robert John Sahadi
发明人： Harold Lewis, Jr. , Tracey G. Amos , Eric Ronald Anders , Nitirwork Armstrong , Sidney Vince Credle, Jr. , Terri Lynn Davis , Thomas L. King , Gregory Joseph Phillips , Robert John Sahadi
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/00 , G06Q40/025
摘要： A computer-implemented method for processing an application for a mortgage loan, such that the mortgage loan is configured to include a set of financial lending requirements and further include certain financial lending risks associated with financing the mortgage loan. The steps of the method include receiving the mortgage loan application, processing the mortgage loan application through an electronic database, applying the set of financial lending requirements to the mortgage loan application, generating a listing of at least one eligible lender or loan product based on the application of the financial lending requirements to the mortgage loan application, and submitting the mortgage loan application to the eligible lender, the mortgage loan being configured such that the financial lending risks are configured to be absorbed by a secondary mortgage market investor.
摘要翻译： 一种用于处理抵押贷款申请的计算机实施方法，使得抵押贷款被配置为包括一组融资贷款要求，并进一步包括与抵押贷款融资相关的某些融资贷款风险。 该方法的步骤包括接受抵押贷款申请，通过电子数据库处理抵押贷款申请，将抵押贷款申请应用一套融资贷款申请，生成至少一个符合条件的贷款人或贷款产品的列表，基于 将贷款要求适用于抵押贷款申请，并向合格贷方提交抵押贷款申请，按照贷款配置，使融资贷款风险配置为由二级抵押贷款市场投资者吸收。
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公开(公告)号：US07805368B2
公开(公告)日：2010-09-28
申请号：US11755810
申请日：2007-05-31
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
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7.发明授权Debit purchasing of stored value card for use by and/or delivery to others 有权借记购买储值卡以供其他人使用和/或交付给他人公开(公告)号：US07363273B2
公开(公告)日：2008-04-22
申请号：US10987086
申请日：2004-11-15
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
摘要翻译： 提供了一种发行购买卡的方法。 该方法包括以下步骤：向买方提供购买购买卡的机会，确定购买者是否有足够的资金支付购买卡，为购买者指定的收件人创建购买卡帐户，并发出购买卡 。 购买卡还可以与另一张信用卡相关联，例如作为在信用卡上购买的回扣。 购买卡也可以转换为信用卡。
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8.发明授权Debit purchasing of stored value card for use by and/or deliveries to others 有权借记购买储值卡以供其他人使用和/或交付给他人公开(公告)号：US07174315B2
公开(公告)日：2007-02-06
申请号：US10987079
申请日：2004-11-15
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
摘要翻译： 提供了一种发行购买卡的方法。 该方法包括以下步骤：向买方提供购买购买卡的机会，确定购买者是否有足够的资金支付购买卡，为购买者指定的收件人创建购买卡帐户，并发出购买卡 。 购买卡还可以与另一张信用卡相关联，例如作为在信用卡上购买的回扣。 购买卡也可以转换为信用卡。
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公开(公告)号：US20100312699A1
公开(公告)日：2010-12-09
申请号：US12857166
申请日：2010-08-16
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
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公开(公告)号：US07809642B1
公开(公告)日：2010-10-05
申请号：US11356251
申请日：2006-02-17
IPC分类号： G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q30/02 , G06Q30/0231 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
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