公开(公告)号：US07769647B1

公开(公告)日：2010-08-03

申请号：US12183252

申请日：2008-07-31

申请人： R. Jason Char ,  Melanie Ann Novak ,  John R. Caldwell ,  Geoffrey C. Howard ,  William Nolte

发明人： R. Jason Char ,  Melanie Ann Novak ,  John R. Caldwell ,  Geoffrey C. Howard ,  William Nolte

IPC分类号： G06F17/22

CPC分类号： G06Q40/02 ,  G06Q40/12 ,  G06Q40/123

摘要： A process for providing a year-round tax monitor whereby baseline tax data and current year-to-date tax data for a user is obtained. Data representing current tax year directives made by the user, and/or data representing tax related choices made by the user in the current tax year to date, and/or data representing tax related events associated with the user in the current tax year to date is also obtained. Using the baseline tax data, and/or current year-to-date tax data, and/or the data representing current tax year directives made by the user, and/or the data representing tax related choices made by the user in the current tax year, and/or the data representing tax related events associated with the user for the current tax year, an estimate and/or projection of tax liability for the current tax year is calculated and a projected tax refund that will be owed to, or a tax liability that will owed by, the user for the current tax year is estimated. The estimated tax refund that will be owed to, or a tax liability that will be owed by, the user for the current tax year is then provided to the user via a tax monitor widget displayed on a display device accessible by the user.

摘要翻译： 提供全年税务监督的过程，以获得用户的基准税数据和当前最新的税务数据。 用户表示当前税务年度指令的数据和/或用户在当前纳税年度内作出的与税务有关的选择的数据，和/或与当前税务年度内的用户相关的税务相关事件的数据 也得到。 使用基准税务数据和/或当前年初至今的税务数据，和/或代表用户作出的当前税务年度指令的数据和/或表示用户在当前税收中作出的税务相关选择的数据 和/或表示与当前纳税年度的用户相关的税务相关事件的数据，计算当前纳税年度的税务责任的估计和/或预测，并计算将要支付的预计退税或 估计当前税务年度的用户所欠的纳税义务。 然后，通过用户可访问的显示设​​备上显示的税务监视器小部件，向用户提供将要扣除的估计退税或用户对当前税收年度的税务责任。

公开(公告)号：US08511548B1

公开(公告)日：2013-08-20

申请号：US12166642

申请日：2008-07-02

申请人： Kenichi Mori ,  Ronald Jason Char ,  Justin C. Marr

发明人： Kenichi Mori ,  Ronald Jason Char ,  Justin C. Marr

IPC分类号： G06K5/00

CPC分类号： G06K19/06206

摘要： Some embodiments of the present invention provide a system that performs card-based transactions. During operation, the system displays a set of magnetic-stripe cards to a user through a user interface of a portable device and obtains a user selection of a magnetic-stripe card from the set of magnetic stripe cards. Next, the system writes magnetic-stripe data associated with the magnetic-stripe card to a rewritable magnetic stripe on the portable device. Finally, the system uses the rewritable magnetic stripe in the card-based transaction in place of the magnetic-stripe card.

摘要翻译： 本发明的一些实施例提供一种执行基于卡的交易的系统。 在操作期间，系统通过便携式设备的用户界面向用户显示一组磁条卡，并从该组磁条卡中获得用户对磁条卡的选择。 接下来，系统将与磁条卡相关联的磁条数据写入便携式设备上的可重写磁条。 最后，系统使用基于卡片的交易中的可重写磁条代替磁条卡。

公开(公告)号：US07753258B1

公开(公告)日：2010-07-13

申请号：US11396034

申请日：2006-03-31

申请人： Chris Quinn ,  Anthony Creed ,  Elizabeth Nelson ,  Shuang Li ,  David Bernat ,  Greg Miller ,  Joseph Elwell ,  Jennifer Keenan ,  Sue Tritt ,  Joel Kopelioff ,  Qwan T. Pham ,  Jason Char ,  Rodney Sitton

发明人： Chris Quinn ,  Anthony Creed ,  Elizabeth Nelson ,  Shuang Li ,  David Bernat ,  Greg Miller ,  Joseph Elwell ,  Jennifer Keenan ,  Sue Tritt ,  Joel Kopelioff ,  Qwan T. Pham ,  Jason Char ,  Rodney Sitton

IPC分类号： G07F19/00

CPC分类号： G06Q20/00 ,  G06Q40/02

摘要： A system and method for completing a financial form including generating a navigation path by selecting a plurality of financial events, where the navigation path is used as a framework to complete the financial form, selecting a webinar event from the plurality of financial events in the navigation path, where the webinar event is one of the plurality of financial events associated with at least one webinar related to one of the plurality of financial events, and completing at least a portion of the financial form using the at least one webinar.

摘要翻译： 一种用于完成财务表单的系统和方法，包括通过选择多个金融事件来生成导航路径，其中导航路径用作完成财务表单的框架，从导航中的多个金融事件中选择网络研讨会事件 所述网络研讨会活动是与至少一个与所述多个金融事件中的一个相关的至少一个在线讲座相关联的多个金融事件之一，以及使用所述至少一个在线讲座完成所述金融表单的至少一部分。

公开(公告)号：US07685034B1

公开(公告)日：2010-03-23

申请号：US11870994

申请日：2007-10-11

申请人： Kenichi Mori ,  David Taylor ,  Ronald Jason Char ,  Brian M. Weaver

发明人： Kenichi Mori ,  David Taylor ,  Ronald Jason Char ,  Brian M. Weaver

IPC分类号： G06F17/22 ,  G06Q40/00 ,  H04K1/00

CPC分类号： G06Q40/06 ,  G06Q40/02 ,  G06Q40/10 ,  G06Q40/123

摘要： Various embodiments of a system and method for finance-based competition are described. The system and method for finance-based competition may provide a game engine configured to enable a user to engage in a finance-based competition with one or more other users. The winner of the competition may be determined by one of various standards related to various financial attributes. In various embodiments, the game engine may be configured to enable a user to compete against one or more user-defined goals. A user may set various goals that he would like to complete during a given time period, such as saving a certain amount of wealth, funding a child's education fund, purchasing a second home, minimizing taxes owed to a taxing authority, and other finance-related goals. In various embodiments, the game engine may be configured to generate one or more finance-related predictions using a rules engine.

摘要翻译： 描述了用于基于财务的竞争的系统和方法的各种实施例。 用于基于金融的竞争的系统和方法可以提供被配置为使得用户能够与一个或多个其他用户进行基于财务的竞争的游戏引擎。 比赛的获胜者可以通过与各种财务属性相关的各种标准之一来确定。 在各种实施例中，游戏引擎可以被配置为使得用户能够与一个或多个用户定义的目标进行竞争。 用户可以在给定的时间段内设定他想要完成的各种目标，例如节省一定数量的财富，资助孩子的教育基金，购买第二个家庭，最大限度地减少对税务机关的税收以及其他金融 - 相关目标 在各种实施例中，游戏引擎可以被配置为使用规则引擎来生成一个或多个与财务有关的预测。

公开(公告)号：US07900298B1

公开(公告)日：2011-03-08

申请号：US12335209

申请日：2008-12-15

申请人： Jason Char ,  Justin C. Marr ,  Kenichi Mori

发明人： Jason Char ,  Justin C. Marr ,  Kenichi Mori

IPC分类号： G06F17/22

CPC分类号： G06Q40/02 ,  G06Q40/00

摘要： A method for managing a tax refund account by a taxpayer, comprising obtaining a tax refund account comprising financial information associated with the taxpayer, wherein the financial information comprises tax information, calculating a current refund balance representing a value of the tax refund account for the taxpayer contemporaneously with displaying the current refund balance, wherein the value of the tax refund account is based on the tax information of the taxpayer, displaying a list of contributions, wherein the list of contributions comprises a plurality of activities and a value associated with each of the plurality of activities, adjusting the current refund balance based on at least the list of contributions to obtain an estimated refund amount, and displaying the estimated refund amount comprising an estimated value of a tax refund.

摘要翻译： 一种纳税人管理退税账户的方法，包括获得包括与纳税人有关的财务信息的退税账户，其中所述财务信息包括税务信息，计算代表纳税人的退税帐户的值的当前退款余额 同时显示当前的退款余额，其中所述退税帐户的价值基于纳税人的纳税信息，显示捐款清单，其中所述捐款清单包括多个活动，以及与所述退款余额相关联的值 多个活动，至少根据供款清单调整当前的退款余额以获得估计的退款金额，并显示包含退税的估计值的估计退款金额。