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公开(公告)号:US08036638B2
公开(公告)日:2011-10-11
申请号:US12911423
申请日:2010-10-25
IPC分类号: H04M1/66
CPC分类号: H04L63/104 , G06Q20/10 , G06Q20/206 , G06Q20/32 , G06Q20/3223 , G06Q20/325 , G06Q20/4016 , H04L63/101 , H04L63/1433 , H04L63/20 , H04W12/08
摘要: Systems and methods are disclosed for identifying circumstances where end-to-end security is not available to a mobile banking customer. The user may be alerted/warned or restricted from accessing some banking services through his/her WAP-enabled mobile device if the server (e.g., bank server) determines that end-to-end security is not available. In some instances, the bank server may access a computer data file containing a list of known end-to-end secure devices and gateways to verify the integrity of the data communication. The server may verify the integrity of the data communication using loose matching.
摘要翻译: 公开了系统和方法,用于识别移动银行客户不能使用端到端安全性的情况。 如果服务器(例如,银行服务器)确定端到端安全性不可用,则可以通过他/她的支持WAP的移动设备来警告/警告或限制用户访问某些银行服务。 在某些情况下,银行服务器可以访问包含已知端到端安全设备和网关的列表的计算机数据文件,以验证数据通信的完整性。 服务器可以使用松散匹配来验证数据通信的完整性。
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公开(公告)号:US08364567B2
公开(公告)日:2013-01-29
申请号:US12345343
申请日:2008-12-29
IPC分类号: G06Q40/00
CPC分类号: H04L63/0869 , A63F2300/407 , G06Q40/00 , G06Q40/02 , H04L63/0823
摘要: Systems, methods, and computer program products are provided for a secure platform for conducting financial institution transactions. A game console platform is defined that provides for both individual customers and business customers to conduct financial transactions while ensuring higher integrity and confidentiality of the customer's transactions. Additionally, the platform provides for greater user-interface functionality and a heightened user experience.
摘要翻译: 提供系统,方法和计算机程序产品,用于进行金融机构交易的安全平台。 定义了一个游戏机平台,为个人客户和商业客户提供金融交易,同时确保客户交易的更高的完整性和保密性。 此外,该平台还提供更大的用户界面功能和更高的用户体验。
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公开(公告)号:US20120066077A1
公开(公告)日:2012-03-15
申请号:US13033492
申请日:2011-02-23
申请人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
发明人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
CPC分类号: G06Q20/407 , G06Q20/20 , G06Q20/40 , G06Q20/425 , G06Q40/02
摘要: In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (c) prompting the holder to consent to the overage via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the overage; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.
摘要翻译: 一般来说,本发明的实施例涉及通过移动设备提供超额服务的方法和装置。 例如,在一些实施例中,提供了一种方法,其包括:(a)接收与交易相关联的交易信息,其中交易涉及账户,交易机器和账户持有人; (b)至少部分地基于交易信息来确定该账户将因交易而导致超额收益; (c)提示持有人同意通过移动设备进行超量服务,持有人与移动设备相关联; (d)收到持有人的同意超额; (e)至少部分地授权交易获得持有人的同意。
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公开(公告)号:US20110039519A1
公开(公告)日:2011-02-17
申请号:US12911423
申请日:2010-10-25
CPC分类号: H04L63/104 , G06Q20/10 , G06Q20/206 , G06Q20/32 , G06Q20/3223 , G06Q20/325 , G06Q20/4016 , H04L63/101 , H04L63/1433 , H04L63/20 , H04W12/08
摘要: Systems and methods are disclosed for identifying circumstances where end-to-end security is not available to a mobile banking customer. The user may be alerted/warned or restricted from accessing some banking services through his/her WAP-enabled mobile device if the server (e.g., bank server) determines that end-to-end security is not available. In some instances, the bank server may access a computer data file containing a list of known end-to-end secure devices and gateways to verify the integrity of the data communication. The server may verify the integrity of the data communication using loose matching.
摘要翻译: 公开了系统和方法,用于识别移动银行客户不能使用端到端安全性的情况。 如果服务器(例如,银行服务器)确定端到端安全性不可用,则可以通过他/她的支持WAP的移动设备来警告/警告或限制用户访问某些银行服务。 在某些情况下,银行服务器可以访问包含已知端到端安全设备和网关的列表的计算机数据文件,以验证数据通信的完整性。 服务器可以使用松散匹配来验证数据通信的完整性。
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公开(公告)号:US07835723B2
公开(公告)日:2010-11-16
申请号:US11670989
申请日:2007-02-04
IPC分类号: H04K1/00
CPC分类号: H04L63/104 , G06Q20/10 , G06Q20/206 , G06Q20/32 , G06Q20/3223 , G06Q20/325 , G06Q20/4016 , H04L63/101 , H04L63/1433 , H04L63/20 , H04W12/08
摘要: Systems and methods are disclosed for identifying circumstances where end-to-end security is not available to a mobile banking customer. The user may be alerted/warned or restricted from accessing some banking services through his/her WAP-enabled mobile device if the bank server determines that end-to-end security is not available. In some instances, the bank server may access a computer data file containing a list of known end-to-end secure devices and gateways to verify the integrity of the data communication. The server may verify the integrity of the data communication using loose matching.
摘要翻译: 公开了系统和方法,用于识别移动银行客户不能使用端到端安全性的情况。 如果银行服务器确定端到端安全性不可用,用户可能会被警告/警告或限制通过他/她的支持WAP的移动设备访问某些银行服务。 在某些情况下,银行服务器可以访问包含已知端到端安全设备和网关的列表的计算机数据文件,以验证数据通信的完整性。 服务器可以使用松散匹配来验证数据通信的完整性。
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公开(公告)号:US20100169202A1
公开(公告)日:2010-07-01
申请号:US12345343
申请日:2008-12-29
IPC分类号: G06Q40/00
CPC分类号: H04L63/0869 , A63F2300/407 , G06Q40/00 , G06Q40/02 , H04L63/0823
摘要: Systems, methods, and computer program products are provided for a secure platform for conducting financial institution transactions. A game console platform is defined that provides for both individual customers and business customers to conduct financial transactions while ensuring higher integrity and confidentiality of the customer's transactions. Additionally, the platform provides for greater user-interface functionality and a heightened user experience.
摘要翻译: 提供系统,方法和计算机程序产品,用于进行金融机构交易的安全平台。 定义了一个游戏机平台,为个人客户和商业客户提供金融交易,同时确保客户交易的更高的完整性和保密性。 此外,该平台还提供更大的用户界面功能和更高的用户体验。
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公开(公告)号:US20120066127A1
公开(公告)日:2012-03-15
申请号:US13033510
申请日:2011-02-23
申请人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
发明人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
IPC分类号: G06Q40/00
CPC分类号: G06Q20/40 , G06Q20/227 , G06Q20/3676 , G06Q20/42
摘要: In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service subject to one or more predetermined conditions. For example, in some embodiments, a method is provided that includes: (a) receiving, from a holder of an account, consent to a future overage, where the future overage is a result of a future overage transaction involving the account, and where the consent is valid only if a predetermined condition is met; (b) receiving transaction information associated with a transaction, where the transaction involves the account, and where the transaction was initiated after the receiving the consent; (c) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (d) determining that the predetermined condition is met and/or that the holder's consent is valid for the transaction; and (e) authorizing the transaction based at least partially on receiving the consent, determining that the holder's consent is valid for the transaction, and/or determining that the predetermined condition is met.
摘要翻译: 一般来说,本发明的实施例涉及用于提供超过服务的方法和装置,其受到一个或多个预定条件的限制。 例如,在一些实施例中,提供了一种方法,其包括:(a)从帐户的持有者接收未来超额的同意,未来的超额是由于涉及账户的未来超额交易的结果,以及 只有满足预定条件,同意才有效; (b)接收与交易相关的交易信息,交易涉及账户,以及在收到同意后开始的交易; (c)至少部分地基于交易信息来确定该账户将因交易而导致过高现象; (d)确定满足预定条件和/或持有人的同意对交易有效; 和(e)至少部分地授权交易基于收到同意,确定持有者的同意对于交易是有效的和/或确定满足预定条件。
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公开(公告)号:US20120066126A1
公开(公告)日:2012-03-15
申请号:US13033501
申请日:2011-02-23
申请人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
发明人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
IPC分类号: G06Q40/00
CPC分类号: G06Q20/40 , G06Q20/227 , G06Q20/3676 , G06Q20/401 , G06Q20/42
摘要: In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service via a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (c) prompting, via the transaction machine, the holder to consent to the overage; (d) receiving the holder's consent to the overage; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.
摘要翻译: 一般来说,本发明的实施例涉及通过交易机提供超额服务的方法和装置。 例如,在一些实施例中,提供了一种方法,其包括:(a)接收与交易相关联的交易信息,其中交易涉及账户,交易机器和账户持有人; (b)至少部分地基于交易信息来确定该账户将因交易而导致超额收益; (c)通过交易机器提示持有人同意超额; (d)收到持有人的同意超额; (e)至少部分地授权交易获得持有人的同意。
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公开(公告)号:US20080189759A1
公开(公告)日:2008-08-07
申请号:US11670989
申请日:2007-02-04
IPC分类号: H04K1/00
CPC分类号: H04L63/104 , G06Q20/10 , G06Q20/206 , G06Q20/32 , G06Q20/3223 , G06Q20/325 , G06Q20/4016 , H04L63/101 , H04L63/1433 , H04L63/20 , H04W12/08
摘要: Systems and methods are disclosed for identifying circumstances where end-to-end security is not available to a mobile banking customer. The user may be alerted/warned or restricted from accessing some banking services through his/her WAP-enabled mobile device if the bank server determines that end-to-end security is not available. In some instances, the bank server may access a computer data file containing a list of known end-to-end secure devices and gateways to verify the integrity of the data communication. The server may verify the integrity of the data communication using loose matching.
摘要翻译: 公开了系统和方法,用于识别移动银行客户不能使用端到端安全性的情况。 如果银行服务器确定端到端安全性不可用,用户可能会被警告/警告或限制通过他/她的支持WAP的移动设备访问某些银行服务。 在某些情况下,银行服务器可以访问包含已知端到端安全设备和网关的列表的计算机数据文件,以验证数据通信的完整性。 服务器可以使用松散匹配来验证数据通信的完整性。
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