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公开(公告)号：US20070239493A1
公开(公告)日：2007-10-11
申请号：US11401764
申请日：2006-04-10
摘要： A method may receive data comprising a request to assure payment for a transaction with a consumer, the transaction being associated with a provision of a service or a sale of a product. Thereafter, it may be determined whether payment of at least a portion of the transaction will be covered by a benefit plan associated with the consumer, and additionally, whether the consumer is able to pay for at least a portion of the transaction not covered by the benefit plan. Data is then transmitted authorizing the transaction if a predetermined amount of the transaction will be covered by at least one of the benefit plan or the consumer. Related apparatuses, computer program products, and computer systems are also described.
摘要翻译： 方法可以接收包括确保与消费者的交易支付的请求的数据，该交易与产品的服务或销售的提供相关联。 此后，可以确定交易的至少一部分的付款是否将被与消费者相关联的利益计划所覆盖，另外，消费者是否能够支付至少部分未交易的交易 福利计划。 如果预定金额的交易将被利益计划或消费者中的至少一个覆盖，则数据被传送授权交易。 还描述了相关设备，计算机程序产品和计算机系统。
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公开(公告)号：US20070239492A1
公开(公告)日：2007-10-11
申请号：US11401735
申请日：2006-04-10
摘要： A method may aggregate historical transactions for a consumer, each transaction being associated with services or products provided to the consumer. Thereafter, one or more benefit plans available to the consumer are identified. These benefit plans (e.g., healthcare insurance plans) provide payment for predetermined services or products provided to the consumer. Costs that would be incurred by the consumer if the consumer used each of the identified one or more benefit plans for payment of the transactions are then determined. Based on this determination, data indicating costs associated with at least one benefit plan are transmitted. Related apparatuses, computer program products, and computer systems are also described.
摘要翻译： 方法可以聚合消费者的历史交易，每个交易与提供给消费者的服务或产品相关联。 此后，识别出可用于消费者的一个或多个受益计划。 这些福利计划（例如，医疗保险计划）为提供给消费者的预定服务或产品提供支付。 然后确定消费者如果消费者使用每个所识别的一个或多个利益计划来支付交易的费用。 基于该确定，发送指示与至少一个受益计划相关联的成本的数据。 还描述了相关设备，计算机程序产品和计算机系统。
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