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公开(公告)号:US08542949B1
公开(公告)日:2013-09-24
申请号:US12187435
申请日:2008-08-07
IPC分类号: G06K9/60
CPC分类号: G06K9/2054 , G06K9/00442 , G06K9/03
摘要: An apparatus and method for validation of images and their associated Tag Image File Format (TIFF) tags in an image cash letter. One or more image cash letters (ICLs) are received. Each image cash letter is validated that it satisfies defined image and TIFF validation rules. Image cash letters are identified that have non-conforming images that do not pass the image and TIFF validation rules. Errors associated with the non-conforming images are automatically sent to an originator of the identified image cash letter that has the non-conforming images. Various reports may be generated identifying errors in the non-conforming images and associated originators of the errors.
摘要翻译: 用于验证图像及其相关联的标签图像文件格式(TIFF)标签在图像现金字母中的装置和方法。 收到一个或多个图像现金字母(ICL)。 每个图像现金字母都被验证,它满足定义的图像和TIFF验证规则。 识别出不具有不通过图像和TIFF验证规则的不合格图像的现金字母。 与不合格图像相关联的错误自动发送到具有不合格图像的识别图像现金字母的发起者。 可以生成识别错误的不一致图像和相关联的发起者中的错误的各种报告。
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公开(公告)号:US5956695A
公开(公告)日:1999-09-21
申请号:US969093
申请日:1997-11-12
申请人: David C. Carrithers , Steven G. Rapp , Gayla L. Stone , Jody A. Storey-Waller , Kim A. Resch , Kelly K. McGuire , Toni L. Ashby , Mark Jackson , Lowell Huff
发明人: David C. Carrithers , Steven G. Rapp , Gayla L. Stone , Jody A. Storey-Waller , Kim A. Resch , Kelly K. McGuire , Toni L. Ashby , Mark Jackson , Lowell Huff
IPC分类号: G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/34 , G06Q30/02 , G06Q30/06 , G07F7/02 , G06F17/60 , G06F7/04 , G06F7/08
CPC分类号: G07F7/02 , G06Q20/02 , G06Q20/023 , G06Q20/04 , G06Q20/10 , G06Q20/3437 , G06Q30/02 , G06Q30/0215 , G06Q30/0225 , G06Q30/0228 , G06Q30/0235 , G06Q30/0239 , G06Q30/0601
摘要: A debit card system for implementing an incentive award program for a customer having participants. A plurality of debit cards, each assigned to one participant and having a unique account number corresponding to an award account of the participant is part of the system. A bank filter processor accesses program data including data identifying the authorized unique account numbers of the participants, data identifying the authorized merchants and data indicating the balance in each participant's award account. The filter processor compares this program data to the following transaction data: the initiating account number of the card as initiating the transaction, the merchant identification data of the initiating merchant, and the data regarding the amount of the initiated transaction. The filter processor generates validating data for the transaction when the evaluated transaction data indicates that the transaction has been initiated by an authorized merchant using the unique account number of one of the participants having a sufficient balance in the participant's corresponding award account to cover the transaction. Otherwise, invalidating data is generated.
摘要翻译: 借记卡系统,用于为参与者的客户实施奖励奖励计划。 分配给一个参与者并且具有与参与者的奖励账户对应的唯一帐号的多个借记卡是系统的一部分。 银行过滤器处理器访问程序数据,包括识别参与者的授权唯一帐号的数据,识别授权商户的数据和指示每个参与者的奖励账户中的余额的数据。 过滤器处理器将该程序数据与以下交易数据进行比较:作为发起交易的卡的起始帐号,发起商家的商家识别数据以及关于发起的交易的数量的数据。 当评估的交易数据指示交易由授权商家使用参与者的相应奖励账户中具有足够余额的参与者的唯一帐号发起以覆盖交易时,过滤器处理器产生交易的验证数据。 否则,将生成无效的数据。
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公开(公告)号:US08694433B1
公开(公告)日:2014-04-08
申请号:US12146796
申请日:2008-06-26
CPC分类号: G06Q20/042 , G06K9/03 , G06K9/186 , G06Q20/208 , G06Q40/00
摘要: A system and method for efficient image cashletter processing where an image cashletter including a plurality of monetary records is received. Failed monetary records in the image cashletter are separated out from good monetary records in the image cashletter. The good monetary records are processed independently of processing the failed monetary records, therefore, allowing the good monetary records to continue to be processed without having to wait for the failed monetary records to be repaired.
摘要翻译: 一种用于高效图像现金处理的系统和方法,其中接收包括多个货币记录的图像现金。 图像现金流中的货币失败记录与图像现金流中的良好货币记录分开。 良好的货币记录与处理失败的货币记录无关,因此,允许良好的货币记录继续处理,而不必等待损失的货币记录被修复。
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公开(公告)号:US20100208976A2
公开(公告)日:2010-08-19
申请号:US11553269
申请日:2006-10-26
申请人: George Abernethy , Matthew Calman , Kathryn Carmody , Gregory Domally , Lowell Huff , Clarence Lee , Joseph Shuster , Carol Wiles
发明人: George Abernethy , Matthew Calman , Kathryn Carmody , Gregory Domally , Lowell Huff , Clarence Lee , Joseph Shuster , Carol Wiles
IPC分类号: G06K9/00
CPC分类号: G06K9/033 , G06Q20/042 , G07F7/04 , G07F7/122
摘要: A method and system for enhanced check image privacy are disclosed. Embodiments of the present invention provide a way to automatically link the results from quality assurance software to a check image archive to appropriately mark images as unretrievable by customers. Images are interrogated with a data matching algorithm to determine whether a confidence score expressing a likelihood that the image matches associated, stored magnetic ink character recognition (MICR) data is below a pre-set threshold. The image can be then automatically designated in the financial document archive. The image can be displayed to an operator for analysis when the confidence score is above the pre-set threshold and below a pre-set limit, or in cases where the confidence score cannot be determined by the data matching algorithm.
摘要翻译: 公开了一种用于增强检查图像隐私的方法和系统。 本发明的实施例提供了一种将质量保证软件的结果自动链接到检查图像存档以便将图像适当地标记为不能由客户获得的图像的方法。 用数据匹配算法询问图像以确定表示图像匹配相关联的存储的磁墨水字符识别(MICR)数据的可能性的置信度分数是否低于预设阈值。 然后可以在财务文件归档中自动指定图像。 当置信度高于预设阈值并低于预设限制时,或者在不能用数据匹配算法确定置信度分数的情况下,可以将图像显示给操作者进行分析。
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5.
公开(公告)号:US5689100A
公开(公告)日:1997-11-18
申请号:US620041
申请日:1996-03-21
申请人: David C. Carrithers , Steven G. Rapp , Gayla L. Stone , Jody A. Storey-Waller , Kim A. Resch , Kelly K. McGuire , Toni L. Ashby , Mark Jackson , Lowell Huff
发明人: David C. Carrithers , Steven G. Rapp , Gayla L. Stone , Jody A. Storey-Waller , Kim A. Resch , Kelly K. McGuire , Toni L. Ashby , Mark Jackson , Lowell Huff
CPC分类号: G07F7/02 , G06Q20/02 , G06Q20/023 , G06Q20/342 , G06Q20/3437 , G06Q20/3578 , G06Q30/0215 , G07F7/025
摘要: A debit card system for implementing an incentive award program for a customer having participants. A plurality of debit cards, each assigned to one participant and having a unique account number corresponding to an award account of the participant is part of the system. A bank filter processor accesses program data including data identifying the authorized unique account numbers of the participants, data identifying the authorized merchants and data indicating the balance in each participant's award account. The filter processor compares this program data to the following transaction data: the initiating account number of the card initiating the transaction, the merchant identification data of the initiating merchant, and the data regarding the amount of the initiated transaction. The filter processor generates validating data for the transaction when the evaluated transaction data indicates that the transaction has been initiated by an authorized merchant using the unique account number of one of the participants having a sufficient balance in the participant's corresponding award account to cover the transaction. Otherwise, invalidating data is generated.
摘要翻译: 借记卡系统,用于为参与者的客户实施奖励奖励计划。 分配给一个参与者并且具有与参与者的奖励账户对应的唯一帐号的多个借记卡是系统的一部分。 银行过滤器处理器访问程序数据,包括识别参与者的授权唯一帐号的数据,识别授权商户的数据和指示每个参与者的奖励账户中的余额的数据。 过滤器处理器将该程序数据与以下交易数据进行比较:发起交易的卡的发起帐号,发起商家的商家识别数据以及关于发起的交易的数量的数据。 当评估的交易数据指示交易由授权商家使用参与者的相应奖励账户中具有足够余额的参与者的唯一帐号发起以覆盖交易时,过滤器处理器产生交易的验证数据。 否则,将生成无效的数据。
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