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公开(公告)号：US07252226B2
公开(公告)日：2007-08-07
申请号：US10234558
申请日：2002-09-04
IPC分类号： G06F7/08
CPC分类号： G07F7/1008 , G06Q20/341 , G06Q20/3433 , G06Q20/349 , G06Q20/355 , G06Q30/04 , G07F7/02 , G07F17/0028 , H04M15/00 , H04M15/51 , H04M17/00 , H04M17/02 , H04M17/106 , H04M2017/14 , H04M2215/54
摘要： A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for future use. The system uses a communications network for issuance, activation, and accounting, and activation is accomplished on a real-time basis, either one account at a time or in a batch mode. The card can be used to purchase a wide range of goods and services including telephone services. The card can also be used to make cash withdrawals at an ATM or a point-of-sale terminal.
摘要翻译： 使用预付卡的系统允许卡用户通过经由终端的零售机构的代理人通过诸如银行的发行者发行的卡购买卡，选择PIN，使得在购买点激活卡， 使用卡购买商品和服务，并重新加载卡以备将来使用。 该系统使用通信网络进行发行，激活和计费，并且激活是实时的，一次一个帐户或批处理模式完成的。 该卡可用于购买各种商品和服务，包括电话服务。 该卡还可用于在ATM或销售点终端提取现金。
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公开(公告)号：US06473500B1
公开(公告)日：2002-10-29
申请号：US09181377
申请日：1998-10-28
IPC分类号： H04M1700
CPC分类号： G07F7/1008 , G06Q20/341 , G06Q20/3433 , G06Q20/349 , G06Q20/355 , G06Q30/04 , G07F7/02 , G07F17/0028 , H04M15/00 , H04M15/51 , H04M17/00 , H04M17/02 , H04M17/106 , H04M2017/14 , H04M2215/54
摘要： A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for future use. The system uses a communications network for issuance, activation, and accounting, and activation is accomplished on a real-time basis, either one account at a time or in a batch mode. The card can be used to purchase a wide range of goods and services including telephone services. The card can also be used to make cash withdrawals at an ATM or a point-of-sale terminal.
摘要翻译： 使用预付卡的系统允许卡用户通过经由终端的零售机构的代理人通过诸如银行的发行者发行的卡购买卡，选择PIN，使得在购买点激活卡， 使用卡购买商品和服务，并重新加载卡以备将来使用。 该系统使用通信网络进行发行，激活和计费，并且激活是实时的，一次一个帐户或批处理模式完成的。 该卡可用于购买各种商品和服务，包括电话服务。 该卡还可用于在ATM或销售点终端提取现金。
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公开(公告)号：US06999569B2
公开(公告)日：2006-02-14
申请号：US10128633
申请日：2002-04-23
申请人： Nicole N. Risafi , Burnett D. Hunter , Kevin McKenzie , Janice Wiggins , Brian Stangle , Vincent Forte
发明人： Nicole N. Risafi , Burnett D. Hunter , Kevin McKenzie , Janice Wiggins , Brian Stangle , Vincent Forte
IPC分类号： H04M17/00
CPC分类号： G06Q20/28 , G06Q20/04 , G06Q20/341 , G06Q20/342 , G06Q20/3433 , G06Q20/349 , G06Q20/355 , G06Q20/4014 , G06Q30/04 , G06Q30/06 , G07F7/02 , G07F7/025 , G07F7/1008 , G07F17/0028 , H04M15/00 , H04M15/51 , H04M15/68 , H04M15/765 , H04M15/77 , H04M17/00 , H04M17/02 , H04M17/106 , H04M17/20 , H04M2017/14 , H04M2215/0196 , H04M2215/54 , H04M2215/724 , H04M2215/7254
摘要： A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.
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公开(公告)号：US08675840B2
公开(公告)日：2014-03-18
申请号：US11285843
申请日：2005-11-23
申请人： Nicole N. Risafi , Burnett D. Hunter , Kevin McKenzie , Janice Wiggins , Brian Stangle , Vincent Forte
发明人： Nicole N. Risafi , Burnett D. Hunter , Kevin McKenzie , Janice Wiggins , Brian Stangle , Vincent Forte
IPC分类号： H04M15/00
CPC分类号： G06Q20/28 , G06Q20/04 , G06Q20/341 , G06Q20/342 , G06Q20/3433 , G06Q20/349 , G06Q20/355 , G06Q20/4014 , G06Q30/04 , G06Q30/06 , G07F7/02 , G07F7/025 , G07F7/1008 , G07F17/0028 , H04M15/00 , H04M15/51 , H04M15/68 , H04M15/765 , H04M15/77 , H04M17/00 , H04M17/02 , H04M17/106 , H04M17/20 , H04M2017/14 , H04M2215/0196 , H04M2215/54 , H04M2215/724 , H04M2215/7254
摘要： A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.
摘要翻译： 公开了一种通过使用预付卡账户转帐的系统和方法，其中向用户账户持有者发放两张卡，其中一张卡被提供给另一用户，任一用户可以向预付账户增加价值，以便其他用户 可以在金融交易中使用该卡和该价值。
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公开(公告)号：USD524860S1
公开(公告)日：2006-07-11
申请号：US29211039
申请日：2004-08-10
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