Credit card reward program
    1.
    发明申请
    Credit card reward program 审中-公开
    信用卡奖励计划

    公开(公告)号:US20050197904A1

    公开(公告)日:2005-09-08

    申请号:US11053394

    申请日:2005-02-07

    CPC classification number: G06Q30/02 G06Q20/387 G06Q30/0227

    Abstract: An incentive program system and process for redeeming incentive program points. The system or process may be accomplished through a computer readable medium bearing instructions for administering the incentive program account. The system includes a database for storing points associated with a first incentive program account and a processor that, in response to a program participant's instructions, redeems a number of the points as either a discount for a transaction or for points in a second incentive program account. The process includes storing points associated with a first incentive program account; identifying either transactions available for the redemption of an incentive program discounter a second incentive program account to which said one or more points may be transferred; and either applying a discount to one or more of the transactions available for the redemption of an incentive program discount or transferring points to the second incentive program account.

    Abstract translation: 激励计划系统和激励计划点赎回程序。 系统或过程可以通过具有用于管理激励程序帐户的指令的计算机可读介质来实现。 该系统包括用于存储与第一激励程序帐户相关联的点的数据库和处理器,该数据库响应于程序参与者的指令将多个点兑换为交易的折扣或第二激励程序帐户中的点 。 该过程包括存储与第一激励程序帐户相关联的点; 识别可用于兑换激励程序的交易,其中可以转发所述一个或多个点的第二激励程序账户; 并且对可用于兑换激励计划折扣的一个或多个交易申请折扣或将点转移到第二激励计划账户。

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