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16 条记录 (耗时 0.014 秒)

    LOYALTY POINTS SYSTEM AND METHOD WITH SUPPLEMENTAL AUTHORIZATIONS
    2.
    发明申请
    LOYALTY POINTS SYSTEM AND METHOD WITH SUPPLEMENTAL AUTHORIZATIONS 审中-公开
    LOYALTY POINTS系统和方法与补充授权

    公开(公告)号：US20100088174A1

    公开(公告)日：2010-04-08

    申请号：US12609384

    申请日：2009-10-30

    申请人： Perry A. Cohagan ,  Birgitta Mayer ,  Julia Menichilli ,  Theodore S. Voltmer ,  Penelope Wood-Kulko

    发明人： Perry A. Cohagan ,  Birgitta Mayer ,  Julia Menichilli ,  Theodore S. Voltmer ,  Penelope Wood-Kulko

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/02 ,  G06Q30/0208 ,  G06Q30/0226 ,  G06Q30/0229 ,  G06Q30/0231 ,  G06Q30/0232 ,  G06Q30/0233 ,  G06Q30/0234 ,  G06Q30/0235 ,  G06Q30/0261

    摘要： The invention facilitates pooling, gifting or transferring of geographic area loyalty points between accounts. The invention also facilitates a transfer of geographic area loyalty points from a consumer account associated with a sponsoring company to a consumer account associated with a host company. The invention may also facilitate gifting of loyalty points to charitable organizations on a recurring basis, wherein the gifting may transfer any portion of geographic based points to various charities. The system may also convert the geographic area loyalty points to a monetary value, thereby allowing the points to be donated to a charity such that the donation appears to be a monetary value donation to the charity.

    摘要翻译： 本发明有助于帐户之间的地理区域积分点的汇集，赠送或转移。 本发明还有助于将地理区域忠诚度点从与赞助公司相关联的消费者账户转移到与主机公司相关联的消费者账户。 本发明还可以有助于在循环的基础上向慈善组织赠送忠诚度积分，其中，赠送者可以将任何部分基于地理的点转移到各种慈善机构。 该系统还可以将地理区域忠诚度点转换为货币价值，从而允许将捐赠点捐赠给慈善机构，使得捐赠似乎是对慈善机构的货币价值捐赠。

    Method and apparatus for processing financial transactions subject to different financing terms
    3.
    发明申请
    Method and apparatus for processing financial transactions subject to different financing terms 有权
    处理不同融资条件的金融交易的方法和设备

    公开(公告)号：US20070192235A1

    公开(公告)日：2007-08-16

    申请号：US10925614

    申请日：2004-08-25

    申请人： Julia Menichilli ,  Marq Williams ,  Marla Flatbush

    发明人： Julia Menichilli ,  Marq Williams ,  Marla Flatbush

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/025 ,  G06Q20/24 ,  G06Q40/02

    摘要： A financial payment vehicle, such as a charge or credit card, provides lower financing terms on purchases that meet specified criteria (i.e. a minimum threshold transaction amount, a purchase from a particular industry or at particular merchants, and/or other enrollment qualifications) and further provides standard financing terms for purchases that do not meet the criteria.

    摘要翻译： 诸如收费或信用卡之类的金融支付工具在符合指定标准（即最低门槛交易金额，特定行业或特定商家的购买和/或其他注册资格）的购买时提供较低的融资条件，以及 进一步为不符合标准的采购提供标准融资条款。

    GEOGRAPHIC LOYALTY SYSTEM AND METHOD
    7.
    发明申请
    GEOGRAPHIC LOYALTY SYSTEM AND METHOD 审中-公开
    地理学系统与方法

    公开(公告)号：US20110035269A1

    公开(公告)日：2011-02-10

    申请号：US12909709

    申请日：2010-10-21

    申请人： Perry A. Cohagan ,  Birgitta Mayer ,  Julia Menichilli ,  Theodore S. Voltmer ,  Penelope Wood-Kulko

    发明人： Perry A. Cohagan ,  Birgitta Mayer ,  Julia Menichilli ,  Theodore S. Voltmer ,  Penelope Wood-Kulko

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/0233 ,  G06Q30/02 ,  G06Q30/0222 ,  G06Q30/0229 ,  G06Q30/0232 ,  G06Q30/0238 ,  G06Q30/0239 ,  G06Q30/0259

    摘要： The invention facilitates a loyalty system which is associated with pre-determined geographic locations and/or services and goods offered in a specific geographic area. The system is configured with one product platform with a modularized approach to facilitate the development of market specific rewards and communication materials. The loyalty points may be earned within a specific geographic location, then redeemed in one geographic location, a subset of locations or without restrictions. Similarly, the loyalty points may be earned in one geographic location, a subset of locations or without restrictions, then redeemed only in a specific geographic location. The geographic features of the system may be implemented using existing data that is associated with geographic areas such as, for example, zip codes, retailer identification codes, service establishment codes and/or the like. The geographic area information may be associated with the consumer, merchant, processing system and/or any other part of the overall system.

    摘要翻译： 本发明有助于与在特定地理区域中提供的预定地理位置和/或服务和商品相关联的忠诚度系统。 该系统配置了一个具有模块化方法的产品平台，以促进市场具体的奖励和通信材料的开发。 忠诚积分可以在特定的地理位置获得，然后在一个地理位置，位置的一部分或没有限制的情况下兑换。 类似地，忠诚度积分可以在一个地理位置，位置的子集或无限制下获得，然后仅在特定的地理位置被兑换。 可以使用与诸如邮政编码，零售商识别码，服务建立代码等的地理区域相关联的现有数据来实现系统的地理特征。 地理区域信息可以与消费者，商家，处理系统和/或整个系统的任何其他部分相关联。

    Geographic loyalty system and method
    8.
    发明授权
    Geographic loyalty system and method 有权
    地理忠诚制度和方法

    公开(公告)号：US07856377B2

    公开(公告)日：2010-12-21

    申请号：US10708570

    申请日：2004-03-11

    申请人： Perry A. Cohagan ,  Birgitta Mayer ,  Julia Menichilli ,  Theodore S. Voltmer ,  Penelope Wood-Kulko

    发明人： Perry A. Cohagan ,  Birgitta Mayer ,  Julia Menichilli ,  Theodore S. Voltmer ,  Penelope Wood-Kulko

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/0233 ,  G06Q30/02 ,  G06Q30/0222 ,  G06Q30/0229 ,  G06Q30/0232 ,  G06Q30/0238 ,  G06Q30/0239 ,  G06Q30/0259

    摘要： The invention facilitates a loyalty system which is associated with pre-determined geographic locations and/or services and goods offered in a specific geographic area. The system is configured with one product platform with a modularized approach to facilitate the development of market specific rewards and communication materials. The loyalty points may be earned within a specific geographic location, then redeemed in one geographic location, a subset of locations or without restrictions. Similarly, the loyalty points may be earned in one geographic location, a subset of locations or without restrictions, then redeemed only in a specific geographic location. The geographic features of the system may be implemented using existing data that is associated with geographic areas such as, for example, zip codes, retailer identification codes, service establishment codes and/or the like. The geographic area information may be associated with the consumer, merchant, processing system and/or any other part of the overall system.

    摘要翻译： 本发明有助于与在特定地理区域中提供的预定地理位置和/或服务和商品相关联的忠诚度系统。 该系统配置了一个具有模块化方法的产品平台，以促进市场具体的奖励和通信材料的开发。 忠诚积分可以在特定的地理位置获得，然后在一个地理位置，位置的一部分或没有限制的情况下兑换。 类似地，忠诚度积分可以在一个地理位置，位置的子集或无限制下获得，然后仅在特定的地理位置被兑换。 可以使用与诸如邮政编码，零售商识别码，服务建立代码等的地理区域相关联的现有数据来实现系统的地理特征。 地理区域信息可以与消费者，商家，处理系统和/或整个系统的任何其他部分相关联。