公开(公告)号：USRE45409E1

公开(公告)日：2015-03-10

申请号：US13307887

申请日：2011-11-30

申请人： Randall G. Beck ,  Gennye Feldman Krasner ,  Jon Steven Imada ,  Paula S. Simper ,  Sven Miller ,  Clyde Page ,  Steven J. Keiser

发明人： Randall G. Beck ,  Gennye Feldman Krasner ,  Jon Steven Imada ,  Paula S. Simper ,  Sven Miller ,  Clyde Page ,  Steven J. Keiser

IPC分类号： G06K5/00

CPC分类号： G06Q30/06 ,  G06Q20/10 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q40/02

摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.