公开(公告)号：US07024383B1

公开(公告)日：2006-04-04

申请号：US09526606

申请日：2000-03-16

申请人： Robert S. Mancini ,  Daniel J. Rothman ,  Mark Higgins ,  John Henry Godfrey ,  Paul M. Young ,  Arun M. Gunewardena ,  Sharon Greener ,  Effie Konstantine Anagnostopoulos

发明人： Robert S. Mancini ,  Daniel J. Rothman ,  Mark Higgins ,  John Henry Godfrey ,  Paul M. Young ,  Arun M. Gunewardena ,  Sharon Greener ,  Effie Konstantine Anagnostopoulos

IPC分类号： G06F16/60

CPC分类号： G06Q30/08 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04

摘要： A computer-implemented method for providing risk management for online transactions. An exchange price for a foreign currency relative to a base currency is entered into a host computer. The host computer will also receive data descriptive of one or more transactions involving the foreign currency that occurred within a predetermined time period. The data will include a transaction amount. Currency is exchanged according to the entered price and the transaction amounts contained in the data. A risk exposure for the predetermined time period can be calculated based upon an aggregate amount of currency involved in transactions during the predetermined time period. The risk exposure can be based upon market data relating to the price of the foreign currency. The present invention can be implemented to capture each transaction amount that relates to a sale occurring on an e-commerce site. Currency is automatically exchanged at the price entered for the local currency. Transactions can include an online sales transaction consummated over a computerized communications network, a retail transaction between a business and a retail customer, a business to business transaction, an online auction transaction or any other quantifiable transaction.

摘要翻译： 一种用于为在线交易提供风险管理的计算机实现方法。 外币相对于基础货币的兑换价格输入到主计算机。 主机还将接收描述涉及在预定时间段内发生的外币的一个或多个交易的数据。 数据将包括交易金额。 货币根据所输入的价格和数据中包含的交易金额进行交换。 可以基于在预定时间段期间交易涉及的货币的总量来计算预定时间段内的风险敞口。 风险敞口可以基于与外币价格相关的市场数据。 可以实现本发明以捕获与在电子商务站点上发生的销售有关的每个交易金额。 货币根据当地货币输入的价格自动交换。 交易可以包括通过计算机化通信网络完成的在线销售交易，商业和零售客户之间的零售交易，企业对商业交易，在线拍卖交易或任何其他可量化的交易。