Methods and systems for providing structured loan commitment transactions
    1.
    发明授权
    Methods and systems for providing structured loan commitment transactions 有权
    提供结构性贷款承诺交易的方法和系统

    公开(公告)号:US08015105B2

    公开(公告)日:2011-09-06

    申请号:US11414108

    申请日:2006-04-28

    IPC分类号: G06Q40/00

    摘要: In one aspect, the invention comprises entering into an agreement with a borrower to provide a loan of a specified amount on a specified date, wherein the agreement further specifies a fixed rate and a spread; and on the specified date specifying whether the borrower must pay a fixed coupon at the fixed rate or pay a floating coupon based on the spread. In another aspect, the invention comprises an agreement between a lender and a borrower whereby the lender provides to the borrower a loan of a specified amount on a specified date; a fixed rate and a spread are specified; and the borrower receives the specified amount on the specified date, and during the term pays, at lender's option to be specified on the specified date, either a fixed coupon at the fixed rate or a floating coupon at a floating rate based on the spread.

    摘要翻译: 一方面,本发明包括与借款人签订协议,在指定日期提供指定金额的贷款,其中协议进一步规定固定利率和利差; 并在指定日期指定借款人是否按固定利率支付固定利率,或根据差价支付浮动利息。 另一方面,本发明包括贷款人和借款人之间的协议,借款人借款人在指定日期向借款人提供指定金额的贷款; 指定固定利率和差价; 借款人在指定日期收到指定金额,在期限内,借款人在指定日期指定期权,以固定利率发行固定息票,或以浮动利率计算浮动利率。

    Systems and methods for extendable swap
    2.
    发明授权
    Systems and methods for extendable swap 失效
    可扩展互换的系统和方法

    公开(公告)号:US07565316B1

    公开(公告)日:2009-07-21

    申请号:US11316581

    申请日:2005-12-21

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/06 G06Q40/04

    摘要: A system and method for providing an extendable swap is provided. In a preferred embodiment, two parties enter into an ISDA Master Agreement and then negotiate one or more OTC derivative transaction agreements, including interest rate swaps, cross-currency swaps, commodity swaps, equity swaps and/or currency swaps. The parties negotiate terms including conditions precedent to the automatic extension of the extendable swap. Where the condition(s) precedent are met at the end of a period, the agreement automatically renews for another period (with the same terms), up to a final termination date. Where the conditions precedent are not met, the contract in not renewed, and the agreement terminates on the relevant anniversary date. Such a swap enables a party to offer better pricing due to period valuations and probabilities that are used to calculate the price of the swap.

    摘要翻译: 提供了一种用于提供可扩展交换的系统和方法。 在一个优选实施例中,双方订立ISDA主协议,然后协商一个或多个OTC衍生交易协议,包括利率互换,跨货币互换,商品互换,股权互换和/或货币互换。 双方协商条款,包括自动延长可互换互换的先决条件。 如果条件先决条件在期限结束时得到满足,协议将自动续订另一期(相同条款),直至最终终止日期。 未达成先决条件的,合同未续期,协议在相关周年日终止。 这种互换使得一方能够提供更好的定价,因为期限估值和用于计算掉期价格的概率。

    Online sales risk management system
    3.
    发明授权
    Online sales risk management system 有权
    在线销售风险管理系统

    公开(公告)号:US07024383B1

    公开(公告)日:2006-04-04

    申请号:US09526606

    申请日:2000-03-16

    IPC分类号: G06F16/60

    摘要: A computer-implemented method for providing risk management for online transactions. An exchange price for a foreign currency relative to a base currency is entered into a host computer. The host computer will also receive data descriptive of one or more transactions involving the foreign currency that occurred within a predetermined time period. The data will include a transaction amount. Currency is exchanged according to the entered price and the transaction amounts contained in the data. A risk exposure for the predetermined time period can be calculated based upon an aggregate amount of currency involved in transactions during the predetermined time period. The risk exposure can be based upon market data relating to the price of the foreign currency. The present invention can be implemented to capture each transaction amount that relates to a sale occurring on an e-commerce site. Currency is automatically exchanged at the price entered for the local currency. Transactions can include an online sales transaction consummated over a computerized communications network, a retail transaction between a business and a retail customer, a business to business transaction, an online auction transaction or any other quantifiable transaction.

    摘要翻译: 一种用于为在线交易提供风险管理的计算机实现方法。 外币相对于基础货币的兑换价格输入到主计算机。 主机还将接收描述涉及在预定时间段内发生的外币的一个或多个交易的数据。 数据将包括交易金额。 货币根据所输入的价格和数据中包含的交易金额进行交换。 可以基于在预定时间段期间交易涉及的货币的总量来计算预定时间段内的风险敞口。 风险敞口可以基于与外币价格相关的市场数据。 可以实现本发明以捕获与在电子商务站点上发生的销售有关的每个交易金额。 货币根据当地货币输入的价格自动交换。 交易可以包括通过计算机化通信网络完成的在线销售交易,商业和零售客户之间的零售交易,企业对商业交易,在线拍卖交易或任何其他可量化的交易。

    Systems and methods for extendable swap
    5.
    发明授权
    Systems and methods for extendable swap 失效
    可扩展互换的系统和方法

    公开(公告)号:US08090638B1

    公开(公告)日:2012-01-03

    申请号:US12243724

    申请日:2008-10-01

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/00 G06Q40/04 G06Q40/06

    摘要: A system and method for providing an extendable swap is provided. In a preferred embodiment, two parties enter into an ISDA Master Agreement and then negotiate one or more OTC derivative transaction agreements, including interest rate swaps, cross-currency swaps, commodity swaps, equity swaps and/or currency swaps. The parties negotiate terms including conditions precedent to the automatic extension of the extendable swap. Where the condition(s) precedent are met at the end of a period, the agreement automatically renews for another period (with the same terms), up to a final termination date. Where the conditions precedent are not met, the contract in not renewed, and the agreement terminates on the relevant anniversary date. Such a swap enables a party to offer better pricing due to period valuations and probabilities that are used to calculate the price of the swap.

    摘要翻译: 提供了一种用于提供可扩展交换的系统和方法。 在一个优选实施例中,双方订立ISDA主协议,然后协商一个或多个OTC衍生交易协议,包括利率互换,跨货币互换,商品互换,股权互换和/或货币互换。 双方协商条款,包括自动延长可互换互换的先决条件。 如果条件先决条件在期限结束时得到满足,协议将自动续订另一期(相同条款),直至最终终止日期。 未达成先决条件的,合同未续期,协议在相关周年日终止。 这种互换使得一方能够提供更好的定价,因为期限估值和用于计算掉期价格的概率。

    User controlled reset circuit with fast recovery
    6.
    发明授权
    User controlled reset circuit with fast recovery 失效
    用户控制复位电路具有快速恢复

    公开(公告)号:US5495196A

    公开(公告)日:1996-02-27

    申请号:US296273

    申请日:1994-08-25

    申请人: Daniel J. Rothman

    发明人: Daniel J. Rothman

    IPC分类号: H03K3/356 H03K17/22 G05F1/10

    CPC分类号: H03K17/22 H03K3/356008

    摘要: The present invention allows initializing operations such as loading configuration data and preloading registers to begin before a user has released a reset signal. A circuit is provided which responds to the leading edge of a user's reset signal to generate an internal reset signal which begins the initializing operation. The circuit simultaneously starts a delayed signal which ends the internal reset signal. If the MRX signal is long, the chip becomes ready for operating upon release of the MRX signal, whereas if the MRX signal is short, the chip becomes ready for operating upon completion of any steps necessary for resetting the chip. In either case, after a reset signal is received, the chip becomes ready for operation in a shorter time than with the prior art circuits.

    摘要翻译: 本发明允许初始化诸如加载配置数据和预加载寄存器的操作,以在用户释放复位信号之前开始。 提供一个响应用户复位信号前沿的电路,以产生一个开始初始化操作的内部复位信号。 电路同时开始延迟信号,结束内部复位信号。 如果MRX信号较长,芯片就可以在释放MRX信号时进行工作,而如果MRX信号较短,则在完成复位芯片所需的任何步骤后,芯片就可以进行工作。 在任一种情况下,在接收到复位信号之后,芯片在比现有技术的电路更短的时间内准备好运行。