公开(公告)号：US20070192219A1

公开(公告)日：2007-08-16

申请号：US11307675

申请日：2006-02-16

申请人： Raymond White ,  Cynthia White ,  Ruben Moskovyan ,  Clifford Ball

发明人： Raymond White ,  Cynthia White ,  Ruben Moskovyan ,  Clifford Ball

IPC分类号： G06Q40/00

CPC分类号： G06Q30/02 ,  G06Q40/00

摘要： A process of consumer investing under a plan participated in by a consumer and a commercial entity, and administered by a banking and/or investment entity includes entering into an agreement between the consumer and the banking and/or investment entity whereby the consumer becomes a member of the plan. A commercial transaction is completed between the member and the commercial entity. A monetary reward is generated on completion of the commercial transaction. The monetary reward is transferred to the banking and/or investment entity under the plan. The member is educated about uses for funds accumulated by the member under the plan; and specified accumulated funds associated with the member are directed for a purpose designated by the member.

摘要翻译： 由消费者和商业实体参与的由银行和/或投资实体管理的计划下的消费者投资过程包括签订消费者与银行和/或投资实体之间的协议，消费者成为会员 的计划。 会员与商业实体之间完成商业交易。 商业交易完成后产生货币回报。 货币报酬转移给计划下的银行和/或投资实体。 该成员受教育计划下成员积累的资金用途; 并指定与该成员相关的累积资金用于成员指定的目的。