公开(公告)号：US20080097866A1

公开(公告)日：2008-04-24

申请号：US11583506

申请日：2006-10-19

申请人： Rui Miguel Frazao Dias Ferreira ,  Antonio Paulo Riveiro Conde ,  Bruno Jorge Monteiro Salgueiro de Jesus Ferreira ,  Luis Pedro Fonseca da Silva

发明人： Rui Miguel Frazao Dias Ferreira ,  Antonio Paulo Riveiro Conde ,  Bruno Jorge Monteiro Salgueiro de Jesus Ferreira ,  Luis Pedro Fonseca da Silva

IPC分类号： G06Q30/00

CPC分类号： G06Q30/06 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0637 ,  G06Q50/188

摘要： Techniques for guaranteeing payment to a seller of a commodity purchased by a buyer are described. A selection of a sales proposal for purchasing the commodity from the seller is received. The sales proposal specifies the conditions under which the commodity will be delivered to the buyer. The seller is then notified that the sales proposal has been selected by the buyer, and a payment agreement is provided to the seller. The payment agreement specifies financial terms under which a financial institution guarantees payment to the seller on behalf of the buyer for future deliveries of the commodity in accordance with the sales proposal.

摘要翻译： 描述了保证向买方购买的商品的卖方付款的技术。 收到从卖方购买商品的销售建议的选择。 销售方案规定了商品将交付给买方的条件。 然后，卖方通知销售方案已被买方选择，并向卖方提供付款协议。 付款协议规定了财务条款，金融机构保证代表买方向卖方支付，以便将来按照销售计划交付商品。