公开(公告)号：US20140236838A1

公开(公告)日：2014-08-21

申请号：US14236310

申请日：2012-08-03

Applicant: Syed Fayez Asar ,  Peter Chu ,  Attaullah Baig ,  West Stringfellow ,  Pravir Ramtekkar ,  Ansar Ansari

Inventor： Syed Fayez Asar ,  Peter Chu ,  Attaullah Baig ,  West Stringfellow ,  Pravir Ramtekkar ,  Ansar Ansari

IPC: G06Q20/40 ,  G06Q20/20

CPC classification number: G06Q20/4012 ,  G06Q20/20 ,  G06Q20/346 ,  G06Q20/385 ,  G06Q20/405

Abstract: A user makes a payment at a POS by entering the user's phone number (either through a keypad or via a card swipe) and PIN into a POS device (such as through a keypad). That information is communicated to a payment provider, who can then access the user's account, determine whether to approve or deny the payment, and notify the merchant of the decision.

Abstract translation: 用户通过将用户的电话号码（通过小键盘或通过卡刷卡）和PIN输入POS设备（例如通过键盘）来进行POS的支付。 该信息被传送到支付提供商，然后他们可以访问用户帐户，确定是否批准或拒绝付款，并将该决定通知商家。