公开(公告)号：US20050228750A1

公开(公告)日：2005-10-13

申请号：US10873704

申请日：2004-06-21

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q20/00 ,  G06F17/60

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.

摘要翻译： 公开了用于促进商家发起的在线支付的方法和系统。 根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。 因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。 在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。 付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

公开(公告)号：US20120215697A1

公开(公告)日：2012-08-23

申请号：US13458855

申请日：2012-04-27

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q20/40

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.

摘要翻译： 公开了用于促进在线支付的方法和系统。 根据本发明的一个方面，在定义商家和用户之间的支付关系的条款的支付服务提供商处建立支付协议。 支付协议的建立包括将支付协议与存储在支付服务提供商处的商家或用户的支付账户相连接。 在建立支付协议之后，接收与交易相关联的支付请求，由此支付请求包括用于识别存储在支付服务提供商处的支付协议的唯一标识符。 根据支付请求符合付款协议条款的验证，处理付款请求。

公开(公告)号：US08175938B2

公开(公告)日：2012-05-08

申请号：US10873704

申请日：2004-06-21

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q40/00

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.

摘要翻译： 公开了用于促进商家发起的在线支付的方法和系统。 根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。 因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。 在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。 付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

公开(公告)号：US09317841B2

公开(公告)日：2016-04-19

申请号：US13458855

申请日：2012-04-27

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q40/00 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/12

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.

摘要翻译： 公开了用于促进在线支付的方法和系统。 根据本发明的一个方面，在定义商家和用户之间的支付关系的条款的支付服务提供商处建立支付协议。 支付协议的建立包括将付款协议与存储在支付服务提供商处的商家或用户的支付帐户相连接。 在建立支付协议之后，接收与交易相关联的支付请求，由此支付请求包括用于识别存储在支付服务提供商处的支付协议的唯一标识符。 根据支付请求符合付款协议条款的验证，处理付款请求。