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    Method and system for facilitating merchant-initiated online payments
    2.
    发明授权
    Method and system for facilitating merchant-initiated online payments 有权
    用于促进商家发起的在线支付的方法和系统

    公开(公告)号：US08175938B2

    公开(公告)日：2012-05-08

    申请号：US10873704

    申请日：2004-06-21

    申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

    发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

    摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.

    摘要翻译： 公开了用于促进商家发起的在线支付的方法和系统。 根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。 因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。 在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。 付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

    Method and system to associate a gift certificate with an email address
    3.
    发明申请
    Method and system to associate a gift certificate with an email address 审中-公开
    将礼券与电子邮件地址关联的方法和系统

    公开(公告)号：US20050165641A1

    公开(公告)日：2005-07-28

    申请号：US10976170

    申请日：2004-10-27

    申请人： Peter Chu ,  Steven Chen ,  Franck Chastagnol ,  Aaron Lee ,  Hugo Olliphant ,  Wendy Billman

    发明人： Peter Chu ,  Steven Chen ,  Franck Chastagnol ,  Aaron Lee ,  Hugo Olliphant ,  Wendy Billman

    IPC分类号： G06Q30/00 ,  G06F17/60

    CPC分类号： G06Q20/0457 ,  G06F3/0482 ,  G06F3/04842 ,  G06F17/2235 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0241

    摘要： A system and method to associate a gift certificate with an email address is useful to permit on-line merchants to provide gift certificates that may be trusted while remaining used to customers. A gift certificate is purchased on-line and associated with a recipient's e-mail address provided by the gift certificate purchaser. An e-mail message containing confirm information used to authenticate the identity of the recipient is subsequently provided. This e-mail message may be sent when the gift certificate is purchased. This e-mail message may also be sent when a printed gift certificate is redeemed. The recipient of the gift certificate returns this confirmation information to complete the authentication process of the recipient's e-mail address. All subsequent activity of related to the use of the gift certificate may be authenticated using the e-mail address once confirmed.

    摘要翻译： 将礼券与电子邮件地址相关联的系统和方法对于允许在线商家提供可信赖的礼品券而言仍然有用，同时还保留给客户。 礼品券在线购买并与礼品购买者提供的收件人的电子邮件地址相关联。 随后提供包含用于验证接收者身份的确认信息的电子邮件。 当购买礼券时，可能会发送此电子邮件。 当打印的礼券被赎回时，也可以发送此电子邮件。 礼券的收件人返回此确认信息，以完成收件人电子邮件地址的身份验证过程。 与使用礼券相关的所有后续活动可以使用一旦确认的电子邮件地址进行认证。