-
公开(公告)号：US12112332B2
公开(公告)日：2024-10-08
申请号：US17515224
申请日：2021-10-29
申请人： Worldpay, LLC
发明人： Matthew D. Ozvat , John Berkley , Kevin Oliver , William T. Cooper , Charles E. Watts , Rachel B. Cochran
CPC分类号： G06Q20/4016 , G06Q20/20
摘要： Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions. The remote EPMS provides “transaction guidance” technology to be utilized by the merchant's POS terminal system to facilitate prompting for and acquiring additional RMPT information.
-
公开(公告)号：US12086785B2
公开(公告)日：2024-09-10
申请号：US18337539
申请日：2023-06-20
申请人： Worldpay, LLC
发明人： Chance Ulrich , Scot A. Bryant
CPC分类号： G06Q20/322 , G06Q20/3276 , G06Q20/34 , G06Q20/4012 , G06Q20/40145
摘要： A system and method configured for conducting a transaction between two parties using a mobile device, or a plurality of mobile devices. In various embodiments, a system for conducting a transaction can comprise an accessory device having an accessory device module and a hardware component, where the accessory device can have various accessory device capabilities. The system can further comprise a mobile device SDK incorporated into the client application and in communication with the accessory device, where the mobile device SDK includes an accessory conversion module in communication with the accessory device module and where the mobile device SDK provides data to the client application. The client application can request accessory device information and receive accessory device capabilities, and the transaction data for the transaction can be provided in a defined structure between the accessory device and the client application via the mobile device SDK.
-
公开(公告)号：US20240257113A1
公开(公告)日：2024-08-01
申请号：US18632614
申请日：2024-04-11
申请人： Worldpay, LLC
发明人： Brant PETERSON
CPC分类号： G06Q20/3821 , G06Q20/12 , G06Q20/4014 , G06F21/60
摘要： A method for managing secure processing of electronic payment transactions includes receiving a request submitted by a merchant computing system for a security verifier. The security verifier is to be displayed on an electronic display associated with the merchant computing system. A set of security credentials received from a security service provider is measured against a security threshold. When the set of security credentials meets the security threshold, a uniform resource locator (“URL”) is transmitted to the merchant computing system. The URL identifies the security verifier to be retrieved and displayed at the electronic display associated with the merchant computing system.
-
公开(公告)号：US12051065B1
公开(公告)日：2024-07-30
申请号：US15687194
申请日：2017-08-25
申请人： Worldpay, LLC
CPC分类号： G06Q20/389 , G06Q20/4016 , G06Q20/407
摘要： Decentralized computer systems and methods are disclosed for analyzing transaction attributes and dispute information using blockchain. One method includes: receiving a first transaction information of a first transaction, wherein the transaction information includes attributes of the first transaction; generating a blockchain entry that stores the received attributes in a shared ledger to participants of the blockchain; receiving an input of a selection of an attribute of the first transaction from a participant of the blockchain to analyze other transactions having the selected attribute; compiling a list of other transactions having the selected attribute; receiving transaction information for each transaction of the list of other transactions; and generating, on a user interface, an analytics report of the attributes of the other transactions.
-
公开(公告)号：US12008535B2
公开(公告)日：2024-06-11
申请号：US18310672
申请日：2023-05-02
申请人： Worldpay, LLC
发明人： Coy Christensen
IPC分类号： G06Q20/20 , G06Q20/10 , G06Q20/40 , G06Q30/0238
CPC分类号： G06Q20/204 , G06Q20/102 , G06Q20/401
摘要： A method for submission of payment transaction requests from a point of sale (POS) terminal to a financial institution includes reading payment information from a payment vehicle, reading financial institution routing information from the payment vehicle, reading a payment vehicle certificate from the payment vehicle, requesting consumer authentication information from a consumer, and submitting a payment transaction request to the financial institution using the financial institution routing information, a POS terminal certificate, and the payment vehicle certificate. An authentication certificate for submission of payment transaction requests from a point of sale (POS) terminal to a financial institution may be generated by receiving a request for an authentication certificate from a requestor, the request comprising a requestor ID and one or more capabilities of the requestor, verifying the requestor ID, generating an authentication certificate for the requestor, and returning the generated authentication certificate to the requestor.
-
公开(公告)号：US12001814B2
公开(公告)日：2024-06-04
申请号：US18323773
申请日：2023-05-25
申请人： Worldpay, LLC
发明人： Robert Jacob Perry
摘要： A method for automatically generating sample code for an API for payment processing in a payment network includes reading an acquirer processor-specific API for payment processing in a payment network using an acquirer processor-specific API reader, generating acquirer processor-specific API data using the acquirer processor-specific API reader, converting the acquirer processor-specific API data into a format compatible with an output generator, and generating language-specific sample code by the output generator using the converted acquirer processor-specific API data and a language-specific template.
-
公开(公告)号：US11928701B2
公开(公告)日：2024-03-12
申请号：US17078682
申请日：2020-10-23
申请人： Worldpay, LLC
CPC分类号： G06Q30/0222 , G06Q20/20 , G06Q20/24 , G06Q20/26 , G06Q20/387 , G06Q20/401 , G06Q20/4012 , G06Q20/405 , G06Q20/409
摘要： Technologies for enhancing credit transactions include a point of sale computing system. The point of sale computing system receives payment vehicle data for a credit transaction associated with a purchase event. The point of sale computing system determines whether the credit transaction is an alternate routing candidate. The point of sale computing system routes an authorization request message to an issuer computing system via a payment card network in response to a determination that the credit transaction is not an alternate routing candidate. Alternatively, the point of sale computing system routes the authorization request message directly to the issuer computing system via a PIN debit network in response to a determination that the credit transaction is an alternate routing candidate. A corresponding authorization response message is received by the point of sale computing system via the payment card network or the PIN debit network. Other embodiments are described and claimed.
-
公开(公告)号：US11928682B2
公开(公告)日：2024-03-12
申请号：US16413281
申请日：2019-05-15
申请人： Worldpay, LLC
发明人： Daren L. Pickering
CPC分类号： G06Q20/40145 , G06Q20/206 , G06Q20/3825 , G06T7/97 , G06V40/23
摘要： Systems and methods are disclosed for movement-based signature authentication. One method comprises determining one or more features associated with a user based on one or more two-dimensional images and determining one or more body points associated with the user based on one or more three-dimensional images. A movement pattern of each body point of the user is determined based on the one or more three-dimensional images. The one or more determined features are compared to corresponding one or more stored features associated with the user. If the one or more detected features match the one or more stored features, the one or more determined movement patterns are compared to a unique electronic signature associated with the user. Upon determining that the one or more determined movement patterns match the unique electronic signature, the user is authenticated for electronic transaction.
-
公开(公告)号：US20240054468A1
公开(公告)日：2024-02-15
申请号：US18496376
申请日：2023-10-27
申请人： Worldpay, LLC
发明人： Brant PETERSON
CPC分类号： G06Q20/206 , H04L63/0421 , H04L63/0428
摘要： Embodiments include methods and systems for linking high-value tokens using a low-value token, comprising receiving, from an electronic data server, a first high-value token and a request for a low-value token, the first high-value token being associated with sensitive data associated with a user, and the low-value token being associated with a subset of the sensitive data associated with the user. The methods and systems further comprise providing the low-value token to the electronic data server, and receiving, from a second electronic data server, the low-value token and a request for a second high-value token, the low-value token having been provided to the second electronic data server by the electronic data server. The methods and systems further comprise generating a second high-value token associated with the sensitive data associated with the user, and providing the second high-value token to the second electronic data server.
-
公开(公告)号：US11900376B2
公开(公告)日：2024-02-13
申请号：US16906398
申请日：2020-06-19
申请人： Worldpay, LLC
发明人： Matthew D. Ozvat , Michelle K. Plomske , Charles E. Watts , Robert Bonestell , Daniel J. Ourada , Kevin Oliver
CPC分类号： G06Q20/4014 , G06Q20/027 , G06Q20/202 , G06Q20/401
摘要： A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.
-
-
-
-
-
-
-
-
-
搜索结果
520 条记录 (耗时 0.027 秒)
