CLOUD-BASED CONFIGURABLE TRANSACTION MANAGEMENT CONTROLLER AND METHOD THEREOF

    公开(公告)号:US20240311787A1

    公开(公告)日:2024-09-19

    申请号:US18645622

    申请日:2024-04-25

    Applicant: Worldpay, LLC

    Abstract: Technologies for remotely managing payment authorization request messaging for payment transactions include a transaction management controller of one environment and a point of interaction device of another environment. The transaction management controller receives a transaction amount for a payment transaction from a business management engine. The payment transaction is based on a purchase transaction initiated by a merchant computing device of the other environment. The transaction management controller also receives payment card data from the point of interaction device, which is communicatively isolated from the merchant computing device and the business management engine. The transaction management controller inserts the transaction amount and the payment card data into a payment authorization request message, which is transmitted to a payment network. A payment authorization response message is received from the payment network and transmitted by the transaction management controller to the business management engine. Other embodiments are described and claimed.

    Assistance with self-checkout system

    公开(公告)号:US12079846B2

    公开(公告)日:2024-09-03

    申请号:US17239321

    申请日:2021-04-23

    CPC classification number: G06Q30/0281 G06Q20/202 G06Q20/204 G06Q20/208

    Abstract: Aspects described herein include a computer-implemented method (and associated system and computer program product) for a self-checkout transaction by a user in an environment. The method includes receiving an assistance request to receive assistance from an associate. The assistance request is associated with one or more items that are available for selection in the environment. The method further includes displaying a wait time for the assistance request, and receiving, prior to elapse of the wait time, a user input indicating that the user declines to wait for the assistance. The method further includes generating, responsive to the user input, one or more control signals to operate one or more devices to specify a location within the environment. The method further includes displaying instructions that prompt the user to place the one or more items in the specified location.

    Detecting a skimmer via a vibration sensor

    公开(公告)号:US12073693B2

    公开(公告)日:2024-08-27

    申请号:US18120825

    申请日:2023-03-13

    Abstract: Disclosed herein are system, method, and apparatus for detecting a skimmer via a vibration sensor on a transaction card. The method includes receiving, at a server, from a user equipment, vibration information recorded by a transaction card in response to an execution of a transaction at a point-of-service (POS) terminal of a plurality of POS terminals using the transaction card. The vibration information may be recorded by a microphone or an accelerometer on the transaction card while the transaction card is swiped through the POS terminal or inserted into or removed from the POS terminal. The method includes determining, at the server, a state of the POS terminal based on the received vibration information and in response to a determination of the state of the POS being compromised, sending to one or more stakeholders of the transaction a warning message containing the POS terminal information including the POS terminal's state.

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