公开(公告)号：US20210352179A1

公开(公告)日：2021-11-11

申请号：US16872110

申请日：2020-05-11

Applicant: AT&T Intellectual Property I, L.P.

Inventor： Craig Auer ,  Wen-Ling Hsu ,  Guang-Qin Ma ,  Clayton Moore ,  Edabeth Brown ,  Robert Robertson, JR. ,  Kevin McDorman ,  Brian Economaki

IPC: H04M15/00 ,  G06Q20/02

Abstract: A processing system deployed in a telecommunication network may obtain data records including data associated with subscribers, cluster the subscribers into a plurality of clusters in accordance with the data, identify a first set of subscribers enrolled in automated clearing house (ACH) payment agreements, and identify a second set of subscribers not enrolled in ACH payment agreements, calculate distance measures for the second set of subscribers, where for each respective subscriber of the second set of subscribers, the distance measures include a respective distance measure of the respective subscriber to a feature centroid for a subset of the first set of subscribers in a same cluster as the respective subscriber, select a subset of the second set of subscribers based upon the plurality of distance measures for receiving an offer in an ACH payment agreement, and present communications to the subset of the second set of subscribers with the offer.

公开(公告)号：US20220353374A1

公开(公告)日：2022-11-03

申请号：US17813276

申请日：2022-07-18

Applicant: AT&T Intellectual Property I, L.P.

Inventor： Craig Auer ,  Wen-Ling Hsu ,  Guang-Qin Ma ,  Clayton Moore ,  Edabeth Brown ,  Robert Robertson, JR. ,  Kevin McDorman ,  Brian Economaki

IPC: H04M15/00 ,  G06Q20/02

Abstract: A processing system deployed in a telecommunication network may obtain data records including data associated with subscribers, cluster the subscribers into a plurality of clusters in accordance with the data, identify a first set of subscribers enrolled in automated clearing house (ACH) payment agreements, and identify a second set of subscribers not enrolled in ACH payment agreements, calculate distance measures for the second set of subscribers, where for each respective subscriber of the second set of subscribers, the distance measures include a respective distance measure of the respective subscriber to a feature centroid for a subset of the first set of subscribers in a same cluster as the respective subscriber, select a subset of the second set of subscribers based upon the plurality of distance measures for receiving an offer in an ACH payment agreement, and present communications to the subset of the second set of subscribers with the offer.