Abstract:
Disclosed are systems, methods, and computer-readable media for comparing customer voice prints comprising of uncommonly spoken words with a database of known fraudulent voice signatures and continually updating the database to decrease the risk of identity theft. The method embodiment comprises comparing a received voice signal against a database of known fraudulent voice signatures, denying the caller's transaction if the voice signal substantially matches the database of known fraudulent voice signatures, adding the caller's voice signal to the database of known fraudulent voice signatures if the voice signal does not substantially match a separate speaker verification database and received additional information is not verified.
Abstract:
A speaker-verification digital signature system is disclosed that provides greater confidence in communications having digital signatures because a signing party may be prompted to speak a text-phrase that may be different for each digital signature, thus making it difficult for anyone other than the legitimate signing party to provide a valid signature.