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公开(公告)号：US11295325B2
公开(公告)日：2022-04-05
申请号：US16915708
申请日：2020-06-29
摘要： A benefit prediction requirement may be received and associated benefit data from a plurality of sources may be obtained. The benefit prediction requirement may be associated with determining a probability of a benefit being surrendered by a benefit user. Further, a plurality of benefit attributes may be identified and mapped with benefit user data to create a benefit surrender database. From the benefit surrender database, a survival probability and a hazard probability may be determined and benefit assessment data may be created therefrom. Based on the benefit assessment data, a benefit surrender prediction model including a surrender probability may be created and a surrender pattern of the benefit user may be determined. Furthermore, a benefit surrender result may be generated and a remedial action in response to the benefit prediction requirement may be performed.
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公开(公告)号：US20210406930A1
公开(公告)日：2021-12-30
申请号：US16915708
申请日：2020-06-29
摘要： A benefit prediction requirement may be received and associated benefit data from a plurality of sources may be obtained. The benefit prediction requirement may be associated with determining a probability of a benefit being surrendered by a benefit user. Further, a plurality of benefit attributes may be identified and mapped with benefit user data to create a benefit surrender database. From the benefit surrender database, a survival probability and a hazard probability may be determined and benefit assessment data may be created therefrom. Based on the benefit assessment data, a benefit surrender prediction model including a surrender probability may be created and a surrender pattern of the benefit user may be determined. Furthermore, a benefit surrender result may be generated and a remedial action in response to the benefit prediction requirement may be performed.
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