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公开(公告)号：US20230073115A1
公开(公告)日：2023-03-09
申请号：US14562036
申请日：2014-12-05
发明人： Randall Martin Hanson , Joy Thomas , Eric Huls , Floyd Yager
IPC分类号： G06Q40/08 , G06F3/04842 , G06Q30/02
摘要： Systems and computer-implemented methods for estimating a cost to repair a damaged item are provided. In some example implementations, an indication identifying a portion of the damaged item is received. A series of images are selected that depict increasing degrees of damage to a reference item at the portion identified, and the series of images are provided for presentation. An indication is received that identifies one of the images in the series of images that has been selected as best representing the damage to the portion of the damaged item identified. An estimated cost to repair the damaged item is generated based, at least in part, on the image selected.
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公开(公告)号：US20240221086A1
公开(公告)日：2024-07-04
申请号：US18466802
申请日：2023-09-13
发明人： Randall Martin Hanson , Joy Thomas , Eric Huls , Floyd Yager
IPC分类号： G06Q40/08 , G06F3/04842 , G06Q30/0283
CPC分类号： G06Q40/08 , G06F3/04842 , G06Q30/0283
摘要： Systems and computer-implemented methods for estimating a cost to repair a damaged item are provided. In some example implementations, an indication identifying a portion of the damaged item is received. A series of images are selected that depict increasing degrees of damage to a reference item at the portion identified, and the series of images are provided for presentation. An indication is received that identifies one of the images in the series of images that has been selected as best representing the damage to the portion of the damaged item identified. An estimated cost to repair the damaged item is generated based, at least in part, on the image selected.
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公开(公告)号：US11750601B1
公开(公告)日：2023-09-05
申请号：US17487883
申请日：2021-09-28
发明人： Floyd Yager
CPC分类号： H04L63/0853 , G06F21/34 , H04L63/102 , H04W12/06 , G06F2221/2111
摘要： Aspects of the present disclosure are directed to systems and methods for authenticating a user requesting access to a computing resource based on telematics data. A system may include a telematics device associated with a vehicle having one or more sensors arranged therein, a mobile device, and a server computer. The server computer may receive telematics data of a user associated with the vehicle from the telematics device, store the telematics data in memory, receive a request to authenticate the user, generate one or more questions for authenticating the user based on the telematics data, transmit the one or more questions for presentation to the user, receive one or more answers to the one or more questions from the mobile device, and transmit, to the mobile device, an indication of whether the user is authenticated based on the one or more answers.
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4.发明申请公开(公告)号：US20230070094A1
公开(公告)日：2023-03-09
申请号：US14561918
申请日：2014-12-05
发明人： Randall Martin Hanson , Joy Thomas , Eric Huls , Floyd Yager
摘要： Systems and methods for processing insurance claims are provided. A notice of loss associated with a damaged item and damage information describing the damage may be received. Repair cost data may be retrieved based on the damage information received. A repair cost model may be configured based on the damage information and the repair cost data and used to generate a repair cost for repairing the damaged item. A non-negotiable payment amount may be selected based on the repair cost generated and included in a work order along with the damage information. The work order may be transmitted to a repair service provider that accepted the terms of the work order. Feedback may be received from the repair service provider that indicates an actual cost to repair the damaged item, and the repair cost data may be updated based on the feedback received.
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公开(公告)号：US11165769B1
公开(公告)日：2021-11-02
申请号：US16824812
申请日：2020-03-20
发明人： Floyd Yager
摘要： Aspects of the present disclosure are directed to systems and methods for authenticating a user requesting access to a computing resource based on telematics data. A system may include a telematics device associated with a vehicle having one or more sensors arranged therein, a mobile device, and a server computer. The server computer may receive telematics data of a user associated with the vehicle from the telematics device, store the telematics data in memory, receive a request to authenticate the user, generate one or more questions for authenticating the user based on the telematics data, transmit the one or more questions for presentation to the user, receive one or more answers to the one or more questions from the mobile device, and transmit, to the mobile device, an indication of whether the user is authenticated based on the one or more answers.
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