公开(公告)号：US11816691B2

公开(公告)日：2023-11-14

申请号：US17444472

申请日：2021-08-04

申请人： Apex Fintech Solutions Inc.

发明人： David Nelsen ,  Philip Bryan Hagen ,  Jeffrey Press ,  Aaron Wirick ,  Cameron Knight ,  Jason Zeiber

IPC分类号： G06Q30/02 ,  G06Q30/0207 ,  G06Q40/06 ,  G06Q30/0226

CPC分类号： G06Q30/0216 ,  G06Q30/0226 ,  G06Q40/06

摘要： Herein disclosed are systems and methods for distributing fractional equity rewards to users of a loyalty platform based on tracked user loyalty purchases. The disclosed systems and methods may reduce time between a user loyalty purchase and distribution of a fractional equity reward determined based on the user loyalty purchase. In one example, by maintaining a pre-purchased supply of shares within an inventory account of the loyalty platform, and by distributing fractional equity rewards to user accounts on the loyalty platform from the pre-purchased supply, a reduction in reward distribution time may be enabled. Further, by maintaining the pre-purchased supply of shares of stock within the inventory based on a running average rate of fractional equity reward distribution, and predicted events, the amount of stock in the inventory may be intelligently controlled to reduce excess inventory, while reducing a probability of reward distribution delay.