公开(公告)号：US20210406886A1

公开(公告)日：2021-12-30

申请号：US17473993

申请日：2021-09-13

Applicant: Apple Inc.

Inventor： Bob BRADLEY ,  Marc J. KROCHMAL ,  William M. BUMGARNER ,  Vijay SUNDARAM ,  Margaret A. MOORE ,  Nicholas J. SHEARER ,  Brandon J. KIEFT

IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/08 ,  G06Q30/06

Abstract: A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.

公开(公告)号：US20180268387A1

公开(公告)日：2018-09-20

申请号：US15922795

申请日：2018-03-15

Applicant: Apple Inc.

Inventor： Bob BRADLEY ,  Marc J. KROCHMAL ,  William M. BUMGARNER ,  Vijay SUNDARAM ,  Margaret A. MOORE ,  Nicholas J. SHEARER ,  Brandon J. KIEFT

IPC: G06Q20/10 ,  G06Q20/40 ,  G06Q20/32

CPC classification number: G06Q20/102 ,  G06Q20/0855 ,  G06Q20/322 ,  G06Q20/3224 ,  G06Q20/3255 ,  G06Q20/40 ,  G06Q20/405 ,  G06Q30/06

Abstract: A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.